{"id":1169,"date":"2025-06-26T12:01:03","date_gmt":"2025-06-26T12:01:03","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=1169"},"modified":"2025-06-26T16:40:16","modified_gmt":"2025-06-26T16:40:16","slug":"prets-crypto-finances-morpho-et-gelato-sassocient","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/prets-crypto-finances-morpho-et-gelato-sassocient\/","title":{"rendered":"Pr\u00eats crypto-financ\u00e9s : Morpho et Gelato s\u2019associent"},"content":{"rendered":"<h2>Que faut-il savoir concernant ce partenariat ?<\/h2>\n<p>Dans le cadre de cette collaboration, Gelato apportera son <a rel=\"noopener noreferrer\" href=\"https:\/\/www.gelato.cloud\/blog\/introducing-the-gelato-smart-wallet-sdk\" target=\"_blank\">SDK Smart Wallet<\/a> tandis que Morpho apportera son <strong>infrastructure de pr\u00eat d\u00e9centralis\u00e9e<\/strong>.<\/p>\n<p>Le r\u00e9sultat est un syst\u00e8me d&#8217;emprunt enti\u00e8rement en marque blanche et sans d\u00e9positaire. Cette structure permet aux utilisateurs d&rsquo;acc\u00e9der \u00e0 des <strong>stablecoins comme l&rsquo;USDC<\/strong>.<\/p>\n<p>Les pr\u00eats sont accessibles de mani\u00e8re transparente via des interfaces de portefeuille int\u00e9gr\u00e9es. Ainsi, cela permet la <strong>connexion par e-mail<\/strong>, les connexions sociales ou l&rsquo;authentification par mot de passe.<\/p>\n<h2>Les pr\u00eats cryptographiques ne n\u00e9cessitent pas de v\u00e9rification de solvabilit\u00e9<\/h2>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Today, in collaboration with <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/MorphoLabs?ref_src=twsrc%5Etfw\">@MorphoLabs<\/a>, we&#39;re introducing Embedded Crypto-Backed Loans.<\/p>\n<p>A new way for wallets, exchanges, and fintech applications to offer instant, non-custodial, and web2-like stablecoin loans directly in their products.<\/p>\n<p>Available now on <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/arbitrum?ref_src=twsrc%5Etfw\">@arbitrum<\/a>,\u2026 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/EfWnDif5i3\">pic.twitter.com\/EfWnDif5i3<\/a><\/p>\n<p>&mdash; Gelato (@gelatonetwork) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/gelatonetwork\/status\/1937873818741322036?ref_src=twsrc%5Etfw\">June 25, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Selon Morpho et Gelato, ces pr\u00eats sont destin\u00e9s \u00e0 la fois aux <strong>utilisateurs particuliers et institutionnels<\/strong>. La plateforme comprendra des fonctionnalit\u00e9s telles que l&#8217;emprunt en un clic avec garantie. De plus, cela englobe la cr\u00e9ation de portefeuilles avec connexion via les r\u00e9seaux sociaux.<\/p>\n<p>Parall\u00e8lement, l&#8217;emprunt ne n\u00e9cessitera <strong>pas de v\u00e9rification de solvabilit\u00e9<\/strong>.<\/p>\n<p>Les pr\u00eats non d\u00e9positaires de Morpho sont disponibles sur Polygon, <a rel=\"noopener noreferrer\" href=\"https:\/\/arbitrum.io\/\" target=\"_blank\">Arbitrum<\/a>, Optimism et Scroll, et le seront <strong>bient\u00f4t sur la blockchain Katana<\/strong>.<\/p>\n<p>Les deux \u00e9quipes ont \u00e9galement d\u00e9clar\u00e9 qu&rsquo;elles ajouteraient la prise en charge d&rsquo;autres blockchains \u00e0 l&rsquo;avenir.<\/p>\n<h2>\u00c0 propos de Morpho et Gelato<\/h2>\n<p>Morpho apporte une infrastructure de pr\u00eat \u00e9prouv\u00e9e avec plus de <strong>6,5 milliards de dollars de valeur totale verrouill\u00e9e<\/strong>.<\/p>\n<p>Le SDK Smart Wallet de Gelato, utilis\u00e9 par des entreprises telles que Safe, Infinex et <a rel=\"noopener noreferrer\" href=\"https:\/\/gnosispay.com\/\" target=\"_blank\">Gnosis Pay<\/a>, g\u00e8re l&rsquo;abstraction des comptes.<\/p>\n<p>Gelato est le cloud pour d\u00e9veloppeurs de Web3. Il fournit aux entreprises l&rsquo;infrastructure essentielle pour cr\u00e9er \u00e0 grande \u00e9chelle des <strong>applis non d\u00e9positaires de type web2<\/strong>.<\/p>\n<p>Gelato est utilis\u00e9 par les principales applis, portefeuilles et protocoles de l&rsquo;<a rel=\"noopener noreferrer\" href=\"https:\/\/ethereum.org\/en\/developers\/docs\/evm\/\" target=\"_blank\">\u00e9cosyst\u00e8me EVM<\/a>. Il procure des <strong>flux d&rsquo;utilisateurs fluides<\/strong>, s\u00e9curis\u00e9s et enti\u00e8rement sur la cha\u00eene.<\/p>\n<h2>Les principales caract\u00e9ristiques des pr\u00eats cryptographiques int\u00e9gr\u00e9s<\/h2>\n<p>La solution de pr\u00eat cryptographique int\u00e9gr\u00e9e offre une <strong>gamme de fonctionnalit\u00e9s puissantes<\/strong> qui rendent l&#8217;emprunt fluide et s\u00e9curis\u00e9.<\/p>\n<p>Les utilisateurs peuvent emprunter instantan\u00e9ment des USDC en utilisant des <strong>BTC et d&rsquo;autres actifs cryptographiques comme garantie<\/strong>. Le tout est possible gr\u00e2ce \u00e0 un processus 100 % non d\u00e9positaire et enti\u00e8rement sur la cha\u00eene.<\/p>\n<p>L&rsquo;absence de v\u00e9rification de solvabilit\u00e9 ou d&rsquo;obstacles KYC rend l&rsquo;<strong>exp\u00e9rience fluide et accessible<\/strong>.<\/p>\n<h2>La smart wallet EIP-7702<\/h2>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/FYanFF-yU6w?si=Z9BeBdAnCyUzSBUa\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>Les portefeuilles intelligents EIP-7702 garantissent des i<strong>nteractions s\u00e9curis\u00e9es et rationalis\u00e9es<\/strong>. N\u00e9anmoins, la cr\u00e9ation de portefeuille et l&rsquo;ex\u00e9cution de pr\u00eats en un clic simplifient l&rsquo;int\u00e9gration.<\/p>\n<p>Les transactions sont enti\u00e8rement sans frais de gaz et prises en charge sur <strong>plus de 50 cha\u00eenes compatibles EVM<\/strong>.<\/p>\n<p>Les d\u00e9veloppeurs b\u00e9n\u00e9ficient d&rsquo;un contr\u00f4le total de la marque et d&rsquo;une exp\u00e9rience utilisateur enti\u00e8rement int\u00e9gr\u00e9e.<\/p>\n<p>Gr\u00e2ce \u00e0 cette collaboration, les plateformes natives Web3 et traditionnelles peuvent <strong>facilement int\u00e9grer des solutions de pr\u00eat cryptographique<\/strong>.<\/p>\n<p>De plus, elles sont op\u00e9rationnelles en quelques jours, et non en quelques semaines.<\/p>\n<h2>Les pr\u00eats Morpho et Gelato<\/h2>\n<p>Les pr\u00eats crypto-financ\u00e9s de Morpho et Gelato sont con\u00e7us pour <strong>r\u00e9pondre aux besoins des consommateurs<\/strong> et des utilisateurs institutionnels.<\/p>\n<p>D\u2019ailleurs, le syst\u00e8me d\u2019emprunt offre une interface simple et intuitive tout en pr\u00e9servant les <strong>garanties non d\u00e9positaires<\/strong>. C\u2019est une chose que les utilisateurs et les plateformes attendent de plus en plus !<\/p>\n<hr \/>\n<p>Source : <a rel=\"noopener noreferrer\" href=\"https:\/\/www.ainvest.com\/news\/gelato-morpho-launch-embedded-crypto-backed-loans-100-custodial-system-2506\/\" target=\"_blank\">AInvest<\/a><\/p>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/guides\/polygon-wallet\/\">Polygon Wallet : Comparatif des Meilleurs Wallets MATIC pour S\u00e9curiser vos Tokens en 2025<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/6-meilleures-preventes-crypto-juin-2025\/\">6 meilleures pr\u00e9ventes crypto juin 2025<\/a><\/li>\n<li style=\"list-style-type: none\"><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/a7a5-genere-93-milliards-de-dollars\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Gelato en collaboration avec Morpho ont annonc\u00e9 le lancement des pr\u00eats crypt\u00e9s int\u00e9gr\u00e9s.<\/p>\n<p>Ce partenariat propose des pr\u00eats en stablecoins de marque blanche de type Web2, directement int\u00e9gr\u00e9s aux portefeuilles ou aux applis.<\/p>\n","protected":false},"author":220,"featured_media":1181,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,38],"tags":[],"class_list":["post-1169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-exchange"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00eats crypto-financ\u00e9s : collaboration Morpho et Gelato<\/title>\n<meta name=\"description\" content=\"Gelato en collaboration avec Morpho ont annonc\u00e9 le lancement des pr\u00eats crypt\u00e9s int\u00e9gr\u00e9s aux clients int\u00e9ress\u00e9s.\" 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