{"id":12989,"date":"2025-10-10T07:00:46","date_gmt":"2025-10-10T07:00:46","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=12989"},"modified":"2025-10-09T18:42:37","modified_gmt":"2025-10-09T18:42:37","slug":"roughrider-dakota-du-nord","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/","title":{"rendered":"Roughrider Coin : le nouveau stablecoin soutenu par l\u2019\u00c9tat du Dakota du Nord"},"content":{"rendered":"<h2>Stablecoin adoss\u00e9 USD : le projet d\u2019\u00c9tat du Dakota du Nord<\/h2>\n<p>Le <a href=\"https:\/\/bnd.nd.gov\/bank-of-north-dakota-and-fiserv-partner-to-launch-roughrider-coin\/\" target=\"_blank\" rel=\"\"><strong>Roughrider Coin est un stablecoin<\/strong><\/a>, c\u2019est-\u00e0-dire une crypto-monnaie dont la valeur est index\u00e9e sur celle du dollar am\u00e9ricain. Cette particularit\u00e9 garantit une stabilit\u00e9 \u00e9vitant la volatilit\u00e9 massive des autres cryptos comme le Bitcoin ou l\u2019Ethereum.<\/p>\n<p>Mais l\u2019originalit\u00e9 ici est que c&rsquo;est la seule banque nationale <strong>Bank of North Dakota<\/strong> qui \u00e9met directement ce stablecoin, en partenariat avec <a href=\"http:\/\/www.fiserv.com\/\" target=\"_blank\" rel=\"\">Fiserv<\/a>. Ce sera ainsi le premier stablecoin d&rsquo;\u00c9tat cr\u00e9\u00e9 sur FIUSD. Il s&rsquo;agit d&rsquo;une plateforme num\u00e9rique reconnue de cette FinTech pour cr\u00e9er ce type de jetons stables. Par contre, la blockchain n&rsquo;a pas encore \u00e9t\u00e9 annonc\u00e9e par le gouvernement.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12992 size-full\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/Fiserv-dakota-du-nord.jpg\" alt=\"Fiserv dakota du nord\" width=\"1700\" height=\"660\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/Fiserv-dakota-du-nord.jpg 1700w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/Fiserv-dakota-du-nord-300x116.jpg 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/Fiserv-dakota-du-nord-1024x398.jpg 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/Fiserv-dakota-du-nord-768x298.jpg 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/Fiserv-dakota-du-nord-1536x596.jpg 1536w\" sizes=\"auto, (max-width: 1700px) 100vw, 1700px\" \/><\/p>\n<p>Le lancement est pr\u00e9vu pour 2026, mais une version b\u00eata du jeton sera d\u00e9velopp\u00e9e d\u00e8s ce mois-ci. \u00c0 titre d\u2019information, cette cryptomonnaie d\u2019\u00c9tat visera surtout \u00e0 <strong>faciliter les transactions interbancaires<\/strong> dans l\u2019\u00c9tat, mais aussi \u00e0 encourager l\u2019adoption par les commer\u00e7ants.<\/p>\n<p>Par ailleurs, le nom \u00ab\u202fRoughrider\u202f\u00bb fait un <strong>clin d\u2019\u0153il \u00e0 Theodore Roosevelt<\/strong> et \u00e0 l\u2019esprit audacieux du Dakota, m\u00e9langeant histoire et modernit\u00e9. Pour l\u2019\u00c9tat, le but est clair : des paiements plus rapides, plus s\u00fbrs et faciles \u00e0 g\u00e9rer.<\/p>\n<p>D\u2019ailleurs, le gouverneur Kelly Armstrong promet que ce sera b\u00e9n\u00e9fique pour tous les citoyens comme pour les institutions locales.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">The Bank of North Dakota has always been an innovator, and today we announced a partnership with Fiserv to develop ND\u2019s own stablecoin, the Roughrider coin. This digital asset, backed by the U.S. dollar, will improve efficiency and quality control in the banking sector, a direct\u2026 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/1yIB9A3Zr9\">pic.twitter.com\/1yIB9A3Zr9<\/a><\/p>\n<p>&mdash; Governor Kelly Armstrong (@GovArmstrong) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/GovArmstrong\/status\/1975965566390370469?ref_src=twsrc%5Etfw\">October 8, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>Les stablecoins : une vague qui gagne les \u00c9tats am\u00e9ricains<\/h2>\n<p>Le Roughrider Coin n\u2019est pas un cas isol\u00e9. Plusieurs \u00c9tats am\u00e9ricains se lancent dans l\u2019aventure des stablecoins. Dakota suit en fait l\u2019exemple de <strong>Wyoming<\/strong> <strong>qui <a href=\"https:\/\/www.coinspeaker.com\/fr\/usa-wyoming-stablecoin\/\">a lanc\u00e9 son stablecoin<\/a><\/strong> Frontier Stable Token (FRNT) en ao\u00fbt. D\u2019autres \u00c9tats am\u00e9ricains comme le <strong>Texas<\/strong> planche aussi sur cette voie avec le Lone Star Token.<\/p>\n<p>G\u00e9n\u00e9ralement, les lancements des jetons stables s\u2019inscrivent dans un contexte politique favorable : <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/genius-act-fin-des-abus-bancaires\/\">le GENIUS Act<\/a><\/strong>. La loi r\u00e9cemment vot\u00e9e en juillet aux \u00c9tats-Unis qui instaure enfin un cadre national pour les stablecoins de paiement. Le Roughrider Coin est pr\u00e9sent\u00e9 comme pleinement conforme \u00e0 ces nouvelles r\u00e9gulations.<\/p>\n<p>Cela dit, cette avanc\u00e9e<strong> ne sera pas sans cons\u00e9quences<\/strong>. D\u2019un c\u00f4t\u00e9, le Roughrider pourrait rassurer les utilisateurs sur la fiabilit\u00e9 des monnaies num\u00e9riques avec la supervision \u00e9tatique.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13000 size-full\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/roughrider-coin-1.png\" alt=\"roughrider coin\" width=\"1344\" height=\"768\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/roughrider-coin-1.png 1344w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/roughrider-coin-1-300x171.png 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/roughrider-coin-1-1024x585.png 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/roughrider-coin-1-768x439.png 768w\" sizes=\"auto, (max-width: 1344px) 100vw, 1344px\" \/><\/p>\n<h2 class=\"mb-2 mt-4 font-display font-semimedium text-base first:mt-0\">Impact et risques pour l\u2019\u00e9cosyst\u00e8me crypto et les citoyens<\/h2>\n<p>Le principal risque, c\u2019est que l\u2019\u00c9tat oblige les citoyens \u00e0 utiliser ce stablecoin pour certaines transactions. Alors, l\u2019<strong>\u00c9tat aurait un contr\u00f4le \u00e9norme<\/strong> sur l\u2019argent qui circule. Si le paiement de certains services ou imp\u00f4ts devient obligatoire via ce stablecoin, les petites banques et les commer\u00e7ants pourraient voir leurs r\u00e8gles compl\u00e8tement chang\u00e9es.<\/p>\n<p>Autre point sensible : si le syst\u00e8me plante ou se fait hacker, Bank of North Dakota, Fiserv ou l\u2019\u00c9tat <strong>qui en est responsable<\/strong> devront assumer les cons\u00e9quences. Si les r\u00e9serves ne sont pas bien g\u00e9r\u00e9es ou qu\u2019un flux impr\u00e9vu survient, la valeur du jeton pourrait chuter fortement.<\/p>\n<p>Les banques locales devront aussi suivre aussi des r\u00e8gles strictes, ce qui pourrait freiner l\u2019adoption <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/www.coinspeaker.com\/guides\/stablecoins-how-manage-operate\/\">des stablecoins<\/a>. Et \u00e0 long terme, si le projet marche, d\u2019autres <strong>\u00c9tats ou pays pourraient copier<\/strong> le mod\u00e8le\u2026 avec toutes les questions que \u00e7a soul\u00e8ve sur la libert\u00e9 financi\u00e8re des citoyens.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/banque-dangleterre-boe-assouplit-ses-regles-sur-les-stablecoins\/\">Alerte crypto : la Banque d\u2019Angleterre BoE assouplit ses r\u00e8gles sur les stablecoins<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/leuro-stablecoin-ministres-finances-zone-euro-booster-lemission-locale\/\">L\u2019euro-stablecoin \u00e0 l\u2019honneur : les ministres des finances de la zone euro veulent booster l\u2019\u00e9mission locale<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/ouganda-cbdc-kenya-crypto-loi\/\">Ouganda : le pays lance sa propre monnaie num\u00e9rique<br \/>\n<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/la-revanche-des-altcoins-rotation-du-marche-en-vue\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Le Dakota du Nord fait une entr\u00e9e fracassante dans le monde des crypto-monnaies avec le lancement de son propre stablecoin, le Roughrider Coin. Ce projet in\u00e9dit, port\u00e9 par banque nationale et la soci\u00e9t\u00e9 Fiserv, veut offrir une monnaie num\u00e9rique fiable, stable et r\u00e9gul\u00e9e par une institution publique. Ces derniers temps, les stablecoins deviennent un vrai ph\u00e9nom\u00e8ne chez plusieurs Etats am\u00e9ricains malgr\u00e9 les inqui\u00e9tudes.<\/p>\n","protected":false},"author":200,"featured_media":12997,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,39],"tags":[],"class_list":["post-12989","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-communique-presse"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Roughrider Coin : le nouveau stablecoin soutenu par l\u2019\u00c9tat du Dakota du Nord<\/title>\n<meta name=\"description\" content=\"Le Dakota du Nord lance le stablecoin Roughrider Coin, une crypto s\u00fbre et r\u00e9gul\u00e9e pour des paiements rapides et fiables d\u00e8s 2026.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Roughrider Coin : le nouveau stablecoin soutenu par l\u2019\u00c9tat du Dakota du Nord\" \/>\n<meta property=\"og:description\" content=\"Le Dakota du Nord lance le stablecoin Roughrider Coin, une crypto s\u00fbre et r\u00e9gul\u00e9e pour des paiements rapides et fiables d\u00e8s 2026.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/\" \/>\n<meta property=\"og:site_name\" content=\"Coinspeaker France\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-10T07:00:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/dakota-roughrider-coin-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Emmanuel Roux\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emmanuel Roux\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Roughrider Coin : le nouveau stablecoin soutenu par l\u2019\u00c9tat du Dakota du Nord","description":"Le Dakota du Nord lance le stablecoin Roughrider Coin, une crypto s\u00fbre et r\u00e9gul\u00e9e pour des paiements rapides et fiables d\u00e8s 2026.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/","og_locale":"fr_FR","og_type":"article","og_title":"Roughrider Coin : le nouveau stablecoin soutenu par l\u2019\u00c9tat du Dakota du Nord","og_description":"Le Dakota du Nord lance le stablecoin Roughrider Coin, une crypto s\u00fbre et r\u00e9gul\u00e9e pour des paiements rapides et fiables d\u00e8s 2026.","og_url":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/","og_site_name":"Coinspeaker France","article_published_time":"2025-10-10T07:00:46+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/dakota-roughrider-coin-1.png","type":"image\/png"}],"author":"Emmanuel Roux","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Emmanuel Roux","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/","url":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/","name":"Roughrider Coin : le nouveau stablecoin soutenu par l\u2019\u00c9tat du Dakota du Nord","isPartOf":{"@id":"https:\/\/www.coinspeaker.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/#primaryimage"},"image":{"@id":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/#primaryimage"},"thumbnailUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/dakota-roughrider-coin-1.png","datePublished":"2025-10-10T07:00:46+00:00","author":{"@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43"},"description":"Le Dakota du Nord lance le stablecoin Roughrider Coin, une crypto s\u00fbre et r\u00e9gul\u00e9e pour des paiements rapides et fiables d\u00e8s 2026.","breadcrumb":{"@id":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/#primaryimage","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/dakota-roughrider-coin-1.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/dakota-roughrider-coin-1.png","width":1200,"height":800,"caption":"dakota roughrider coin (1)"},{"@type":"BreadcrumbList","@id":"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.coinspeaker.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Roughrider Coin : le nouveau stablecoin soutenu par l\u2019\u00c9tat du Dakota du Nord"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/12989","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=12989"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/12989\/revisions"}],"predecessor-version":[{"id":13001,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/12989\/revisions\/13001"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/12997"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=12989"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=12989"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=12989"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}