{"id":13003,"date":"2025-10-10T09:00:55","date_gmt":"2025-10-10T09:00:55","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=13003"},"modified":"2025-10-10T09:47:13","modified_gmt":"2025-10-10T09:47:13","slug":"coinbase-mastercard-bvnk","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/coinbase-mastercard-bvnk\/","title":{"rendered":"Course au rachat : Coinbase et Mastercard pr\u00eats \u00e0 s\u2019offrir la star du stablecoin BVNK"},"content":{"rendered":"<h2>Coinbase et Mastercard\u00a0en duel strat\u00e9gique<\/h2>\n<p>Selon <a href=\"https:\/\/fortune.com\/crypto\/2025\/10\/09\/bvnk-acquisition-coinbase-mastercard-stablecoins\/\" target=\"_blank\" rel=\"\">le rapport de Fortune<\/a>, Coinbase et Mastercard sont plong\u00e9s dans une lutte acharn\u00e9e pour mettre la main sur la fintech BVNK. Les n\u00e9gociations avancent rapidement avec une valorisation <strong>estim\u00e9e entre 1.5 et 2.5 milliards de dollars<\/strong>. Une somme colossale qui place l\u2019entreprise au centre de toutes les attentions.<\/p>\n<p>Pour l\u2019instant, Coinbase semble prendre l\u2019avantage, mais Mastercard n\u2019a pas dit son dernier mot. Leur int\u00e9r\u00eat est tout sauf surprenant : une <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/standard-chartered-1000-milliards-stablecoins-2028\/\">\u00e9tude de Standard Chartered \u00a0<\/a><\/strong>pr\u00e9voit que les stablecoins pourraient <strong>capter 1 000 milliards<\/strong> d&rsquo;ici \u00e0 trois ans.<\/p>\n<p>Si l&rsquo;une ou l&rsquo;autre des entreprises parvient \u00e0 finaliser l&rsquo;acquisition, cela marquerait un tournant majeur.\u00a0 Cette op\u00e9ration serait<strong> la plus importante dans le domaine<\/strong> des stablecoins, surpassant celle de Stripe avec Bridge pour 1,1 milliard de dollars en d\u00e9but d&rsquo;ann\u00e9e.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">JUST IN: Coinbase &amp; Mastercard are in advanced talks to acquire BVNK \u2014 a $1.5B\u2013$2.5B deal that could become the largest stablecoin acquisition ever. \ud83d\udcb5\ud83c\udf0d<\/p>\n<p>If finalized, it would supercharge USDC adoption and reshape cross-border payments under the new GENIUS Act framework. \u26a1 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/sqr1o0fH4M\">pic.twitter.com\/sqr1o0fH4M<\/a><\/p>\n<p>&mdash; Jessica Gonzales (@lil_disruptor) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/lil_disruptor\/status\/1976437552027468159?ref_src=twsrc%5Etfw\">October 10, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>La <a href=\"https:\/\/bvnk.com\/\" target=\"_blank\" rel=\"\">startup BVNK<\/a> a rapidement <strong>gagn\u00e9 en notori\u00e9t\u00e9<\/strong> gr\u00e2ce \u00e0 sa technologie et un r\u00e9seau bancaire \u00e9tendu. Son infrastructure permet aux institutions financi\u00e8res d&rsquo;\u00e9mettre, transf\u00e9rer et \u00e9changer des stablecoins de mani\u00e8re s\u00e9curis\u00e9e et conforme.<\/p>\n<p>Par ailleurs, BVNK, la p\u00e9pite des stablecoins, <strong>b\u00e9n\u00e9ficie du soutien d\u2019investisseurs<\/strong> de poids comme Haun, Coinbase, Tiger Global, Visa et Citi Ventures.<\/p>\n<p>En d\u00e9cembre, elle a boucl\u00e9 une lev\u00e9e de 50 millions de dollars, propulsant sa <strong>valorisation \u00e0 750 millions de dollars<\/strong>. Cette lev\u00e9e de fonds a \u00e9galement renforc\u00e9 sa position en tant que leader dans l\u2019infrastructure des stablecoins.<\/p>\n<h2>Stablecoins en plein essor gr\u00e2ce \u00e0 la loi GENIUS<\/h2>\n<p>L&rsquo;int\u00e9r\u00eat croissant pour BVNK s&rsquo;explique en partie par l&rsquo;adoption de <strong>la loi GENIUS aux \u00c9tats-Unis<\/strong>. Cette l\u00e9gislation, adopt\u00e9e en juillet 2024, offre un cadre juridique claire et sp\u00e9cifique des stablecoins.<\/p>\n<p>Elle facilite grandement l&rsquo;int\u00e9gration des stablecoins dans les syst\u00e8mes de paiement mondiaux. Gr\u00e2ce \u00e0 cette loi, les startups de stablecoins ont connu <strong>une ann\u00e9e record en financements<\/strong>, avec des lev\u00e9es de fonds impressionnantes.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-13021 size-large aligncenter\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-1024x1024.jpg\" alt=\"genius act\" width=\"474\" height=\"474\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-1024x1024.jpg 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-300x300.jpg 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-150x150.jpg 150w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-768x768.jpg 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-148x148.jpg 148w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-64x64.jpg 64w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act-1536x1536.jpg 1536w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/genius-act.jpg 2048w\" sizes=\"auto, (max-width: 474px) 100vw, 474px\" \/><\/p>\n<p>Des acteurs comme Circle ont m\u00eame fait leur entr\u00e9e en bourse en juin. StablecoinX a pareillement conclu un accord de fusion avec TLGY financ\u00e9e par un investissement priv\u00e9 total de 890 millions de dollars. D\u2019autres \u00c9tats am\u00e9ricains comme le <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/\">Dakota du Nord a lanc\u00e9 Roughrider<\/a><\/strong>, son nouveau stablecoin natif.<\/p>\n<p>D\u2019apr\u00e8s <a href=\"https:\/\/defillama.com\/stablecoins\" target=\"_blank\" rel=\"\">DeFiLlama<\/a>, la <strong>capitalisation globale des stablecoins<\/strong> d\u00e9passe d\u00e9sormais les 303 milliards de dollars. Tether USDT est en t\u00eate du peloton avec 177 milliards. Le march\u00e9 continue d\u2019exploser, confirmant que les stablecoins sont plus que jamais des pi\u00e8ces majeures du paysage financier digital.<\/p>\n<h2>Cons\u00e9quences potentielles pour l&rsquo;\u00e9cosyst\u00e8me crypto et financier<\/h2>\n<p>Cependant, le succ\u00e8s attire aussi les critiques et soul\u00e8ve des inqui\u00e9tudes du c\u00f4t\u00e9 des acteurs traditionnels. Les banques et les r\u00e9seaux de paiement, comme Mastercard, per\u00e7oivent une menace possible \u00e0 leur mod\u00e8le historique. D\u2019ailleurs, le Genius Act pourrait m\u00eame <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/genius-act-fin-des-abus-bancaires\/\">mettre fin aux fraudes bancaires.<\/a><\/strong><\/p>\n<p>L\u2019arriv\u00e9e des stablecoins dans les paiements classiques pourrait compl\u00e8tement <strong>chambouler les infrastructures financi\u00e8re<\/strong>s. Rapides, s\u00e9curis\u00e9s et low cost, ils r\u00e9inventent la mani\u00e8re dont les monnaies circulent. Mais cette r\u00e9volution pose aussi de vraies questions sur le contr\u00f4le de ces types de monnaies num\u00e9riques.<\/p>\n<p>Bref, la bataille entre Coinbase et Mastercard pour le contr\u00f4le de BVNK, ce n\u2019est pas juste un rachat de plus. C\u2019est <strong>un r\u00e9el bras de fer<\/strong> qui va d\u00e9cider comment on paiera demain avec nos appareils et en quelques secondes. Ce qui se joue l\u00e0, \u00e7a va changer la donne pour tout l\u2019\u00e9cosyst\u00e8me financier mondial.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/solana-jupiter-jupusd-stablecoin\/\">Solana s\u2019emballe : Jupiter lance JupUSD, son propre stablecoin<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/banque-dangleterre-boe-assouplit-ses-regles-sur-les-stablecoins\/\">Alerte crypto : la Banque d\u2019Angleterre BoE assouplit ses r\u00e8gles sur les stablecoins<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/ue-appelle-garde-fous-pour-encadrer-stablecoins\/\">L\u2019UE appelle \u00e0 des garde-fous urgents pour encadrer les stablecoins<br \/>\n<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>La course s\u2019acc\u00e9l\u00e8re pour dominer le march\u00e9 explosif des stablecoins. Les deux g\u00e9ants de paiement Coinbase et Mastercard est actuellement en lice pour acqu\u00e9rir BVNK. Ce dernier est une startup londonienne leader dans ce secteur. En effet, c&rsquo;est une bataille qui souligne une fois de plus l\u2019int\u00e9r\u00eat croissant de ces jetons stables.<\/p>\n","protected":false},"author":200,"featured_media":13025,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,39],"tags":[],"class_list":["post-13003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-communique-presse"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coinbase et Mastercard pr\u00eats \u00e0 s\u2019offrir la star du stablecoin BVNK<\/title>\n<meta name=\"description\" content=\"Coinbase et Mastercard s\u2019affrontent pour acqu\u00e9rir BVNK, la fintech londonienne leader des stablecoins \u00e0 plus de 2 milliards $.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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s\u2019offrir la star du stablecoin BVNK"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/cfb5df450a3f98d6cbdac45264af1e5d","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=13003"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13003\/revisions"}],"predecessor-version":[{"id":13037,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13003\/revisions\/13037"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/13025"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=13003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=13003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=13003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}