{"id":13293,"date":"2025-10-14T10:00:07","date_gmt":"2025-10-14T10:00:07","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=13293"},"modified":"2025-10-14T09:51:06","modified_gmt":"2025-10-14T09:51:06","slug":"une-loi-en-californie-protege-desormais-les-cryptos-non-reclames","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/une-loi-en-californie-protege-desormais-les-cryptos-non-reclames\/","title":{"rendered":"Une loi en Californie prot\u00e8ge d\u00e9sormais les cryptos non r\u00e9clam\u00e9s"},"content":{"rendered":"<h2 id=\"une-premire-aux-tats-unis--protger-les-crypto-oubl\" class=\"mb-2 mt-4 font-display font-semimedium text-base first:mt-0 md:text-lg [hr+&amp;]:mt-4\">Une premi\u00e8re aux \u00c9tats-Unis : protection des cryptos oubli\u00e9s<\/h2>\n<p>Gr\u00e2ce \u00e0 cette nouvelle loi, les cryptomonnaies laiss\u00e9es inactives plus de 3 ans ne seront plus automatiquement <strong>transform\u00e9es en cash par l\u2019\u00c9tat<\/strong>.<\/p>\n<p>Avant, les plateformes d\u2019\u00e9change et les fournisseurs de portefeuilles devaient liquider ces actifs avant de les remettre \u00e0 l\u2019\u00c9tat. Cela pouvait g\u00e9n\u00e9rer des cons\u00e9quences fiscales inattendues pour les utilisateurs.<\/p>\n<p>Le <strong><a href=\"https:\/\/legiscan.com\/CA\/text\/SB822\/2025\" target=\"_blank\" rel=\"\">projet de loi Senate Bill 822<\/a><\/strong> supprime ainsi ce risque en garantissant que les cryptos restent dans leur forme originale. La l\u00e9gislation \u00e9tend la loi sur les biens non r\u00e9clam\u00e9s pour <strong>inclure les cryptos<\/strong>, les traitant d\u00e9sormais comme des comptes bancaires ou des titres financiers laiss\u00e9s \u00e0 l\u2019abandon.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">California just passed a bill to seize <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/Bitcoin?src=hash&amp;ref_src=twsrc%5Etfw\">#Bitcoin<\/a> left idle on exchanges.<\/p>\n<p>After 3 years of inactivity, assets can be taken by the state under &#39;Unclaimed Property&#39; laws.<\/p>\n<p>Bill now heads to the Senate. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/nl1pQPWkvW\">pic.twitter.com\/nl1pQPWkvW<\/a><\/p>\n<p>&mdash; TFTC (@TFTC21) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/TFTC21\/status\/1930318424468795427?ref_src=twsrc%5Etfw\">June 4, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Cette <a href=\"https:\/\/www.gov.ca.gov\/2025\/10\/11\/governor-newsom-issues-legislative-update-10-11-25\/\" target=\"_blank\" rel=\"noopener nofollow sponsored\"><strong>l\u00e9gislation a \u00e9t\u00e9 sign\u00e9e<\/strong><\/a> le 13 octobre 2025 par le gouverneur Gavin Newsom. Elle fait de la Californie le premier \u00c9tat am\u00e9ricain \u00e0 prot\u00e9ger explicitement les cryptomonnaies non r\u00e9clam\u00e9es contre la liquidation forc\u00e9e.<\/p>\n<p>Dor\u00e9navant, les cryptos ne risquent plus ainsi de se volatiliser par oubli. Elles seront plac\u00e9es sous<strong> la garde de d\u00e9positaires agr\u00e9\u00e9s<\/strong>, pr\u00eates \u00e0 \u00eatre restitu\u00e9es \u00e0 leurs propri\u00e9taires.<\/p>\n<p>Et pour renforcer encore la confiance, depuis juillet 2025, tous les acteurs du march\u00e9 crypto californien doivent disposer d\u2019<strong>une licence officielle<\/strong>, une mesure qui s\u00e9curise le march\u00e9 et rassure les utilisateurs. Cela s&rsquo;inscrit dans la perspective du <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/trump-crypto-virage\/\">crypto-pr\u00e9sident Trump<\/a><\/strong> pour faire les \u00c9tats-Unis le hub mondial du Bitcoin.<\/p>\n<h2>Des r\u00e8gles claires et des garanties solides<\/h2>\n<p>La loi d\u00e9taille pr\u00e9cis\u00e9ment comment l\u2019<strong>\u00c9tat g\u00e8re les actifs<\/strong> num\u00e9riques. Les entreprises doivent informer les propri\u00e9taires<strong> entre 6 et 12 mois<\/strong> avant de signaler les actifs, en utilisant un formulaire approuv\u00e9 par le contr\u00f4leur de l&rsquo;\u00c9tat. Cela permet ainsi de red\u00e9marrer la p\u00e9riode de dormance si n\u00e9cessaire.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13299 size-full\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto.jpg\" alt=\"californie crypto\" width=\"2048\" height=\"2048\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto.jpg 2048w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto-300x300.jpg 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto-1024x1024.jpg 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto-150x150.jpg 150w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto-768x768.jpg 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto-148x148.jpg 148w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto-64x64.jpg 64w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/californie-crypto-1536x1536.jpg 1536w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/p>\n<p>En effet, la loi oblige \u00e0 pr\u00e9sent \u00e0 transf\u00e9rer les cryptos au d\u00e9positaire agr\u00e9\u00e9 de l&rsquo;\u00c9tat dans les<strong> 30 jours apr\u00e8s la d\u00e9claration<\/strong> finale. Pour plus de pr\u00e9cision, les cl\u00e9s priv\u00e9es et le montant exact doivent \u00eatre inclus dans ce transfert.<\/p>\n<p>Par ailleurs, le contr\u00f4leur peut d\u00e9signer un ou plusieurs d\u00e9positaires agr\u00e9\u00e9s pour g\u00e9rer les actifs num\u00e9riques. Ainsi, ces d\u00e9positaires conservent les cryptos en s\u00e9questre, garantissant<strong> une s\u00e9curit\u00e9 renforc\u00e9e<\/strong> pour les d\u00e9tenteurs. Rappelons quand m\u00eame que cette nouvelle survient apr\u00e8s que le march\u00e9 crypto a connu <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/week-end-brutal-crypto-milliards-envoles\/\">un week-end brutal<\/a><\/strong> avec des milliards en liquidation.<\/p>\n<h2>La Californie, pionni\u00e8re mais vigilante<\/h2>\n<p>Apr\u00e8s une p\u00e9riode de 18 \u00e0 20 mois, si les actifs restent non r\u00e9clam\u00e9s, l&rsquo;\u00c9tat peut<strong> les convertir en monnaie fiduciaire<\/strong>. Les propri\u00e9taires l\u00e9gitimes peuvent alors r\u00e9clamer soit les actifs num\u00e9riques originaux, soit le produit de leur vente<\/p>\n<p>Mais bonne nouvelle : le propri\u00e9taire l\u00e9gitime peut r\u00e9cup\u00e9rer soit les cryptos originaux, soit le produit de leur vente. Une vraie garantie <strong>de transparence et de s\u00e9curit\u00e9<\/strong>.<\/p>\n<p>Cette loi place la Californie en pionni\u00e8re de<strong> la r\u00e9gulation responsable des cryptos<\/strong>. Joe Ciccolo, de la California Blockchain Advocacy Coalition, voit l\u00e0 une modernisation bienvenue, qui clarifie les r\u00e8gles et s\u00e9curise les consommateurs tout en simplifiant la vie des entreprises.<\/p>\n<p>Il ne faut pas se leurrer : les cryptos restent volatiles et vuln\u00e9rables aux<strong> piratages ou faillites d\u2019\u00e9changes<\/strong>. Et m\u00eame si la Californie montre l\u2019exemple, les r\u00e8gles varient encore beaucoup d\u2019un \u00c9tat \u00e0 l\u2019autre aux \u00c9tats-Unis. Outre les \u00c9tats am\u00e9ricains, d&rsquo;autres pays europ\u00e9ens ont \u00e9galement d\u00e9j\u00e0 franchit le pas, comme le <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/luxembourg-bitcoin\/\">Luxembourg qui a investi<\/a><\/strong> officiellement dans le Bitcoin.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/sec-exemption-innovation-crypto\/\">La SEC pr\u00e9pare une \u201cexemption innovation\u201d pour les entreprises crypto<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/etf-crypto-shutdown\/\">Les ETF crypto pris en otage par le shutdown \u2013 10 Md$ retenus<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/kenya-adopte-loi-crypto-historique-attirer-investissements\/\">Le Kenya adopte une loi crypto historique pour attirer les investissements<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/kenya-adopte-loi-crypto-historique-attirer-investissements\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>La Californie frappe un grand coup dans la r\u00e9gulation des cryptomonnaies avec la Senate Bill 822. Cette loi emp\u00eache la saisie forc\u00e9e des cryptos oubli\u00e9es ou inactives par l\u2019\u00c9tat, les gardant intactes et restituables \u00e0 leurs propri\u00e9taires. Une initiative qui montre que s\u00e9curit\u00e9 juridique et innovation peuvent aller de pair. <\/p>\n","protected":false},"author":200,"featured_media":13302,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,42],"tags":[],"class_list":["post-13293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-reglementation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Une loi en Californie prot\u00e8ge d\u00e9sormais les cryptos non r\u00e9clam\u00e9s<\/title>\n<meta name=\"description\" content=\"La Californie prot\u00e8ge d\u00e9sormais les cryptomonnaies inactives avec la loi Senate Bill 822, garantissant leur restitution aux propri\u00e9taires.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13293","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=13293"}],"version-history":[{"count":2,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13293\/revisions"}],"predecessor-version":[{"id":13304,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13293\/revisions\/13304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/13302"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=13293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=13293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=13293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}