{"id":13463,"date":"2025-10-15T13:00:21","date_gmt":"2025-10-15T13:00:21","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=13463"},"modified":"2025-10-15T11:41:29","modified_gmt":"2025-10-15T11:41:29","slug":"blackrock-tokenisation-larry-fink","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/blackrock-tokenisation-larry-fink\/","title":{"rendered":"BlackRock pr\u00e9pare la tokenisation de la finance mondiale"},"content":{"rendered":"<h2>Tokeniser pour \u00e9largir l&rsquo;\u00e9pargne<\/h2>\n<p>En rendant un ETF \u00ab digital\u00bb, BlackRock souhaite en effet convertir des nouveaux venus de la crypto vers des <strong>produits retraite classiques<\/strong>, sans casser leur parcours.<\/p>\n<p>La firme voit l\u00e0 une porte ouverte sur des d\u00e9cennies de collecte, avec un pont entre finance traditionnelle et rails on-chain. Fink ne parle pas d&rsquo;un gadget.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">BlackRock CEO Larry Fink\u2026<\/p>\n<p>\u201cOne day, I expect tokenized funds will become as familiar to investors as ETFs.\u201d<\/p>\n<p>They\u2019re all in.<\/p>\n<p>Hope you\u2019re paying attention. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/xjBfUDFEjI\">pic.twitter.com\/xjBfUDFEjI<\/a><\/p>\n<p>&mdash; Nate Geraci (@NateGeraci) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/NateGeraci\/status\/1906899709492338932?ref_src=twsrc%5Etfw\">April 1, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Il parle d&rsquo;une migration par \u00e9tapes o\u00f9 l&rsquo;investisseur reste donc dans un environnement num\u00e9rique du premier achat au portefeuille \u00e0 long terme.<\/p>\n<h2>Les preuves d\u00e9j\u00e0 visibles on-chain<\/h2>\n<p>Le terrain n&rsquo;est pas vierge. Lanc\u00e9 en 2024, le <a href=\"https:\/\/www.coinspeaker.com\/fr\/ripple-rlusd-securitize-blackrock-vaneck\/\">BlackRock USD Institutional Digital Liquidity Fund<\/a>, alias BUIDL, est devenu le plus gros fonds tokenis\u00e9 de cash et Treasuries.<\/p>\n<p>Il a franchi 1 milliard de dollars au printemps, puis a grossi jusqu&rsquo;\u00e0 environ 2,8 milliards selon les agr\u00e9gateurs, avec des porteurs institutionnels et des dividendes distribu\u00e9s on-chain. La logique s\u00e9duit des tr\u00e9soreries d&rsquo;entreprises crypto, des protocoles DeFi et des desks qui utilisent ces parts comme collat\u00e9ral ou r\u00e9serve.<\/p>\n<p>La m\u00eame m\u00e9canique a essaim\u00e9 vers Solana via une nouvelle part du fonds, signe que l&rsquo;infrastructure s&rsquo;adapte au <strong>multi-r\u00e9seau<\/strong>. Le mouvement d\u00e9passe un seul v\u00e9hicule.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-13503\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-15-a-13.36.47.jpg\" alt=\"\" width=\"2510\" height=\"910\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-15-a-13.36.47.jpg 2510w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-15-a-13.36.47-300x109.jpg 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-15-a-13.36.47-1024x371.jpg 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-15-a-13.36.47-768x278.jpg 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-15-a-13.36.47-1536x557.jpg 1536w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-15-a-13.36.47-2048x743.jpg 2048w\" sizes=\"auto, (max-width: 2510px) 100vw, 2510px\" \/><\/p>\n<p>La valeur du march\u00e9 de la tokenisation d&rsquo;actifs d\u00e9passe les 2 000 milliards de dollars en 2025, avec une projection \u00e0 plus de 13 000 milliards d&rsquo;ici 2030 si l&rsquo;adoption par l&rsquo;immobilier, les fonds mon\u00e9taires et les obligations se confirme. Autrement dit, on ne parle plus d&rsquo;exp\u00e9rimentation, mais d&rsquo;une base adressable qui commence \u00e0 compter dans les tableaux de bord des grands g\u00e9rants.<\/p>\n<h2>\u00c0 quoi sert la tokenisation pour l&rsquo;investisseur ?<\/h2>\n<p>D&rsquo;abord la promesse c\u00f4t\u00e9 utilisateur : r\u00e8glement quasi instantan\u00e9, fractionnement natif, passage fluide entre produits, <strong>visibilit\u00e9 en temps r\u00e9el<\/strong> et transferts pair \u00e0 pair lorsqu&rsquo;ils sont autoris\u00e9s.<\/p>\n<p>Ensuite le \u00ab pourquoi \u00bb technique : il y a des registres partag\u00e9s, des r\u00e8gles d&rsquo;accessibilit\u00e9 cod\u00e9es, la compatibilit\u00e9 avec des wallets et des ponts inter-cha\u00eenes. Dans un monde o\u00f9 les plans d&rsquo;\u00e9pargne s&rsquo;ouvrent via une application et o\u00f9 la distribution co\u00fbte cher, chaque friction retir\u00e9e compte.<\/p>\n<p>Les \u00e9quipes de <a href=\"https:\/\/www.coinspeaker.com\/fr\/pourquoi-blackrock-influence-marche-crypto\/\">BlackRock<\/a> parlent d&rsquo;\u00ab onboarding \u00bb progressif, en commen\u00e7ant par des produits familiers et r\u00e9glement\u00e9s. Les acteurs d&rsquo;infrastructure comme <a href=\"https:\/\/www.securitize.io\/\" target=\"_blank\" rel=\"noopener\">Securitize<\/a> jouent ici les pi\u00e8ces ma\u00eetresses, avec des licences de transfer agent et un raccordement aux d\u00e9positaires traditionnels.<\/p>\n<p>Le narratif trouve aussi un socle chiffr\u00e9 c\u00f4t\u00e9 march\u00e9s tokenis\u00e9s. RWA.xyz suit plus de 33 milliards de dollars d&rsquo;actifs r\u00e9els on-chain hors stablecoins, en hausse sur un mois.<\/p>\n<p>Les flux ne sont pas lin\u00e9aires, mais l&rsquo;axe est clair : plus d&rsquo;\u00e9metteurs, plus de cha\u00eenes, plus de cas d&rsquo;usage, des r\u00e8glements qui s&rsquo;outillent et des int\u00e9grations vers les syst\u00e8mes de back-office existants.<\/p>\n<p>L\u00e0 o\u00f9 l&rsquo;on voyait hier des \u00ab proofs of concept \u00bb, on observe aujourd&rsquo;hui des courbes de revenus et des <strong>dividendes distribu\u00e9s<\/strong> sur Ethereum.<\/p>\n<hr \/>\n<p><strong>\u00c0 lire aussi :<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/boom-etf-crypto-continue-nouvelles-frontieres-defis\/\">Le boom des ETF crypto continue : nouvelles fronti\u00e8res et d\u00e9fis latents<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/3-altcoins-suivre-absolument\/\">3 altcoins \u00e0 suivre absolument cet \u00e9t\u00e9<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/ripple-rlusd-securitize-blackrock-vaneck\/\">Ripple int\u00e8gre RLUSD pour BlackRock et VanEck<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/coinbase-coindcx\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Pour Larry Fink, le virage est trac\u00e9 : la prochaine grande vague se joue dans la tokenisation de tous les actifs, des fonds aux obligations en passant par l&rsquo;immobilier. BlackRock veut y amener des millions d&rsquo;\u00e9pargnants, en commen\u00e7ant par ce qu&rsquo;ils connaissent d\u00e9j\u00e0, comme les ETF, puis en les gardant dans un \u00e9cosyst\u00e8me num\u00e9rique continu.<\/p>\n","protected":false},"author":200,"featured_media":13466,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BlackRock pr\u00e9pare la tokenisation de la finance mondiale<\/title>\n<meta name=\"description\" content=\"Le PDG de BlackRock voit dans la tokenisation la prochaine grande mutation financi\u00e8re mondiale, apr\u00e8s les ETF et la digitalisation.\" \/>\n<meta name=\"robots\" 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