{"id":13669,"date":"2025-10-19T05:00:57","date_gmt":"2025-10-19T05:00:57","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=13669"},"modified":"2025-10-16T18:14:32","modified_gmt":"2025-10-16T18:14:32","slug":"g20-alerte-importantes-lacunes-dans-regulation-cryptos","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/g20-alerte-importantes-lacunes-dans-regulation-cryptos\/","title":{"rendered":"Le G20 alerte sur les importantes lacunes dans la r\u00e9gulation des cryptos"},"content":{"rendered":"<h2><strong>Une r\u00e9gulation mondiale fragment\u00e9e<\/strong><\/h2>\n<p>Le <a href=\"https:\/\/www.fsb.org\/\" target=\"_blank\" rel=\"\">Financial Stability Board<\/a> est <strong>l\u2019organisme de surveillance des risques financiers du G20<\/strong>. Il a publi\u00e9 ces d\u00e9clarations dans un rapport alarmant.<\/p>\n<p>Il constate en effet que les r\u00e9glementations restent tr\u00e8s fragment\u00e9es et que les efforts sont insuffisants. Et ce notamment lorsque l\u2019on sait que le march\u00e9 des actifs num\u00e9riques \u00e9volue rapidement.<\/p>\n<p>Pour comprendre cet avertissement, il faut remonter \u00e0 2023. Cette ann\u00e9e-l\u00e0, le FSB avait mis en place des <strong>recommandations dans 29 juridictions<\/strong>. Celles-ci comprenaient, entre autres, l\u2019Union europ\u00e9enne, les \u00c9tats-Unis, Le Royaume-Uni ou encore <a href=\"https:\/\/www.coinspeaker.com\/fr\/chine-hong-kong-tokenisation-rwa\/\" rel=\"\">Hong Kong<\/a>.<\/p>\n<p>Deux ans plus tard, le FSB est forc\u00e9 de constater que ces recommandations n\u2019ont pas port\u00e9 leurs fruits. D\u2019apr\u00e8s l\u2019organisme, la r\u00e9gulation demeure incoh\u00e9rente et inapte \u00e0 faire face aux d\u00e9fis actuels du secteur.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">\ud83d\udce2 Our peer review shows progress in regulating <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/cryptoassets?src=hash&amp;ref_src=twsrc%5Etfw\">#cryptoassets<\/a> and <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/stablecoins?src=hash&amp;ref_src=twsrc%5Etfw\">#stablecoins<\/a>, but also reveals significant gaps and inconsistencies that could pose risks to financial stability and to the development of a resilient digital asset ecosystem<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/IdgZgErsKF\">https:\/\/t.co\/IdgZgErsKF<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/GhwTQcbo2w\">pic.twitter.com\/GhwTQcbo2w<\/a><\/p>\n<p>&mdash; The FSB (@FinStbBoard) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/FinStbBoard\/status\/1978733191948013954?ref_src=twsrc%5Etfw\">October 16, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Parmi les autres probl\u00e8mes, il appara\u00eet que les sp\u00e9cificit\u00e9s transnationales n\u2019ont pas \u00e9t\u00e9 harmonis\u00e9es. Cela entra\u00eene la possibilit\u00e9 de recourir beaucoup plus facilement \u00e0 <strong>l\u2019arbitrage r\u00e9glementaire.<\/strong><\/p>\n<p>Autrement dit, les investisseurs ont la possibilit\u00e9 de transf\u00e9rer facilement leurs op\u00e9rations d&rsquo;une juridiction \u00e0 l&rsquo;autre, selon le degr\u00e9 de flexibilit\u00e9 des r\u00e9glementations en vigueur.<\/p>\n<p>Effectivement, les actifs num\u00e9riques, du fait de leur d\u00e9centralisation et de leur port\u00e9e internationale, ont <strong>la capacit\u00e9 de circuler rapidement<\/strong> entre diff\u00e9rentes juridictions, ce qui rend leur encadrement souvent complexe et peu efficace.<\/p>\n<p>Le FSB souligne aussi les dangers associ\u00e9s \u00e0 <strong>l&rsquo;\u00e9volution des stablecoins<\/strong>. Ces devises num\u00e9riques, soutenues par des actifs conventionnels, sont d\u00e9pourvues de r\u00e9gulation. Seuls quelques pays ont instaur\u00e9 des cadres l\u00e9gaux assez solides pour contr\u00f4ler leur \u00e9mission et leur emploi.<\/p>\n<p>Or la capitalisation des stablecoins a atteint <strong>290 milliards de dollars<\/strong>. En cas de d\u00e9faillance de l\u2019un des acteurs majeurs ou de crise de liquidit\u00e9s, les march\u00e9s pourraient \u00eatre soumis \u00e0 des risques syst\u00e9miques, allant jusqu\u2019\u00e0 impacter le secteur de la finance traditionnelle.<\/p>\n<p>En doublant sa valeur en un an, le march\u00e9 des cryptomonnaies est \u00e9galement devenu <strong>plus vuln\u00e9rable<\/strong>. Un ph\u00e9nom\u00e8ne ne va pas sans l\u2019autre. C\u2019est pourquoi le FSB tient \u00e0 souligner que les risques pour la stabilit\u00e9 financi\u00e8re sont en augmentation.<\/p>\n<h2><strong>Appel \u00e0 une coop\u00e9ration internationale renforc\u00e9e<\/strong><\/h2>\n<p>Faire le point sur les risques et la situation est n\u00e9cessaire, mais il ne s\u2019agit que d\u2019une premi\u00e8re \u00e9tape. La question est de savoir <strong>quelle sera la port\u00e9e des conclusions du rapport<\/strong>.<\/p>\n<p>Les acteurs politiques, les entreprises et les institutions financi\u00e8res vont-elles prendre leurs responsabilit\u00e9s, ou laisser perdurer une situation qui, \u00e0 terme, pourrait grandement fragiliser le march\u00e9 ?<\/p>\n<p>Le FSB, quant \u00e0 lui, appelle \u00e0 une <a href=\"https:\/\/www.coinspeaker.com\/fr\/crypto-cooperation-royaume-uni-usa\/\" rel=\"\">coop\u00e9ration internationale<\/a> accrue pour combler les lacunes r\u00e9glementaires. Il recommande notamment huit mesures cl\u00e9s.<\/p>\n<p>Parmi celles-ci, on compte l&rsquo;harmonisation des cadres juridiques, le renforcement de la surveillance des activit\u00e9s transfrontali\u00e8res et l&rsquo;am\u00e9lioration de la transparence des transactions en cryptomonnaies.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-13670\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/sebastiano-piazzi-tI_DEyjWOkY-unsplash.jpg\" alt=\"\" width=\"1920\" height=\"1310\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/sebastiano-piazzi-tI_DEyjWOkY-unsplash.jpg 1920w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/sebastiano-piazzi-tI_DEyjWOkY-unsplash-300x205.jpg 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/sebastiano-piazzi-tI_DEyjWOkY-unsplash-1024x699.jpg 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/sebastiano-piazzi-tI_DEyjWOkY-unsplash-768x524.jpg 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/sebastiano-piazzi-tI_DEyjWOkY-unsplash-1536x1048.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/p>\n<p>L\u2019objectif reste le m\u00eame : cr\u00e9er un <strong>environnement r\u00e9glementaire coh\u00e9rent et efficace<\/strong>. Ce cadre doit \u00eatre en mesure d&rsquo;anticiper les dangers tout en stimulant l&rsquo;innovation dans le domaine des actifs num\u00e9riques.<\/p>\n<p>En l&rsquo;absence d&rsquo;une action coordonn\u00e9e et de r\u00e9gulation appropri\u00e9e, les dangers pour la stabilit\u00e9 financi\u00e8re globale pourraient se multiplier.<\/p>\n<p>Ce n&rsquo;est qu&rsquo;en collaborant que les autorit\u00e9s, tant nationales qu&rsquo;internationales, pourront d\u00e9finir des standards partag\u00e9s. Et ainsi assurer un <strong>\u00e9quilibre entre l&rsquo;innovation et la s\u00e9curit\u00e9 <\/strong>dans le secteur des actifs num\u00e9riques.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/regulation-stablecoins-nauront-pas-paix\/\" rel=\"\">R\u00e9gulation : les stablecoins n\u2019auront pas la paix cet \u00e9t\u00e9<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/amerique-latine-reglementations-crypto\/\" rel=\"\">Am\u00e9rique latine : des r\u00e9glementations crypto en pleine transformation<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/stablecoins-fuite-capitaux-banques-emergentes-dans-le-viseur\/\" rel=\"\">Stablecoins et fuite de capitaux : les banques \u00e9mergentes dans le viseur<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/neuf-banques-europeennes-collaborent-lancer-stablecoin-euro\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Le Financial Stability Board (FSB) a mis un petit coup de froid dans la course \u00e0 la r\u00e9glementation des cryptomonnaies. Si plusieurs efforts internationaux ont \u00e9t\u00e9 men\u00e9s ces derni\u00e8res ann\u00e9es pour une meilleure r\u00e9gulation du march\u00e9, le FSB a souhait\u00e9 souligner les \u00ab lacunes significatives \u00bb qui persistent.<\/p>\n","protected":false},"author":200,"featured_media":13674,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,42],"tags":[],"class_list":["post-13669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-reglementation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Le G20 alerte sur les importantes lacunes dans la r\u00e9gulation des cryptos<\/title>\n<meta name=\"description\" content=\"Le G20 alerte sur des lacunes majeures dans la r\u00e9gulation des cryptomonnaies, soulignant les risques 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G20 alerte sur les importantes lacunes dans la r\u00e9gulation des cryptos"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=13669"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13669\/revisions"}],"predecessor-version":[{"id":13672,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13669\/revisions\/13672"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/13674"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=13669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=13669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=13669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}