{"id":13676,"date":"2025-10-16T16:30:00","date_gmt":"2025-10-16T16:30:00","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=13676"},"modified":"2025-10-16T14:46:39","modified_gmt":"2025-10-16T14:46:39","slug":"blackrock-fonds-genius-act-stablecoins","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/blackrock-fonds-genius-act-stablecoins\/","title":{"rendered":"BlackRock d\u00e9voile un fonds conforme au GENIUS Act pour les stablecoins"},"content":{"rendered":"<h2>Un fonds pens\u00e9 pour les \u00e9metteurs de stablecoins<\/h2>\n<p style=\"text-align: left\">BlackRock, le mastodonte de l\u2019asset management, s\u2019affirme une fois de plus comme l\u2019un des tr\u00e8s grands <strong>acteurs de la finance num\u00e9rique<\/strong> avec le lancement du <a href=\"https:\/\/www.businesswire.com\/news\/home\/20251016818364\/en\/BlackRock-Introduces-40-Act-2a7-Money-Market-Fund-in-GENIUS-aligned-Form\" target=\"_blank\" rel=\"\">BlackRock Select Treasury Based Liquidity Fund (BSTBL).<\/a><\/p>\n<p style=\"text-align: left\">Le fonds mon\u00e9taire en ad\u00e9quation avec les exigences du <a href=\"https:\/\/www.coinspeaker.com\/fr\/genius-act-fin-des-abus-bancaires\/\">GENIUS Act<\/a>, la nouvelle loi am\u00e9ricaine sur les r\u00e9serves des \u00e9metteurs de stablecoins dollaris\u00e9s.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">JUST IN: \ud83c\uddfa\ud83c\uddf8 BlackRock to unveil Genius Act\u2013compliant money market fund on Thursday, designed to simplify reserve custody for stablecoin issuers. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/0QwmfbP9f9\">pic.twitter.com\/0QwmfbP9f9<\/a><\/p>\n<p>&mdash; Whale Insider (@WhaleInsider) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/WhaleInsider\/status\/1978801813026418903?ref_src=twsrc%5Etfw\">October 16, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>La cr\u00e9ation du BSTBL s\u2019est effectu\u00e9e dans le prolongement de l\u2019ancien <a href=\"https:\/\/www.blackrock.com\/cash\/en-us\/products\/282772\/blackrock-liquid-federal-trust-fund\" target=\"_blank\" rel=\"\">BlackRock Liquid Federal Trust Fund<\/a> transform\u00e9 conform\u00e9ment \u00e0 la <strong>nouvelle r\u00e8glementation<\/strong>.<\/p>\n<p>Ce tout nouveau fond a pour but d\u2019investir exclusivement au sein de repos \u00e9mis sur des bons du Tr\u00e9sor am\u00e9ricain \u00e0 tr\u00e8s court terme et au jour le jour, offrant ainsi une liquidit\u00e9 maximale et un risque de cr\u00e9dit quasi nul.<\/p>\n<p>D\u2019apr\u00e8s les pr\u00e9cisions apport\u00e9es par BlackRock, le fonds a \u00e9t\u00e9 con\u00e7u pour constituer <strong>le v\u00e9hicule de r\u00e9serve s\u00fbr et stable.<\/strong><\/p>\n<p>Recherch\u00e9 par les \u00e9metteurs de stablecoins en dollar, des entreprises souhaitant faire placer leurs actifs de r\u00e9serve dans de bonnes conditions r\u00e9glementaires en tirant parti par ailleurs de la tr\u00e8s bonne performance de l\u2019encours de la <a href=\"https:\/\/www.coinspeaker.com\/fr\/baisse-liquidite-risques-dette-dinflation-crypto\/\">dette des \u00c9tats-Unis<\/a>.<\/p>\n<p>Cette initiative s\u2019inscrit dans un partenariat ant\u00e9rieur entre BlackRock et <a href=\"https:\/\/www.coinspeaker.com\/fr\/circle-crossmint-usdc-expansion\/\">Circle<\/a>, la soci\u00e9t\u00e9 \u00e0 l\u2019origine de l\u2019<a href=\"https:\/\/www.coingecko.com\/fr\/coins\/usdc\" target=\"_blank\" rel=\"\">USDC<\/a>, deuxi\u00e8me stablecoin le plus en circulation dans le monde.<\/p>\n<h2>Une strat\u00e9gie tourn\u00e9e vers l\u2019expansion du march\u00e9 des stablecoins<\/h2>\n<p>Ainsi, selon les experts de <a href=\"https:\/\/www.coinspeaker.com\/fr\/citigroup-stablecoin\/\" rel=\"\">Citi<\/a>, le march\u00e9 des stablecoins pourrait atteindre un montant de <strong>4 000 milliards<\/strong> de dollars d&rsquo;ici \u00e0 2030, <strong>BlackRock, qui souhaite participer \u00e0 cette dynamique<\/strong>, est \u00e9galement acteur de ce mouvement.<\/p>\n<div id=\"attachment_13690\" style=\"width: 684px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-13690\" class=\"size-full wp-image-13690\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/citi-stablecoin.png\" alt=\"\" width=\"674\" height=\"307\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/citi-stablecoin.png 674w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/citi-stablecoin-300x137.png 300w\" sizes=\"auto, (max-width: 674px) 100vw, 674px\" \/><p id=\"caption-attachment-13690\" class=\"wp-caption-text\">Source : <a href=\"https:\/\/www.citigroup.com\/rcs\/citigpa\/storage\/public\/GPS_Report_Stablecoins_2030.pdf\" target=\"_blank\" rel=\"\">Citi<\/a><\/p><\/div>\n<p>Le fonds BSTBL a pour objectif d&rsquo;offrir des services conformes aux attentes des grands acteurs institutionnels, notamment par l&rsquo;extension des horaires de n\u00e9gociation jusqu&rsquo;\u00e0 17 h 00 (heure de New York) et une \u00e9valuation en fin de journ\u00e9e, augmentant ainsi la flexibilit\u00e9 pour les utilisateurs.<\/p>\n<p>Apr\u00e8s application de r\u00e9ductions, le fonds pr\u00e9sente des <strong>co\u00fbts globaux de 0,27 %,<\/strong> en vertu d&rsquo;un arrangement de suspension partielle des frais jusqu&rsquo;au 30 juin 2026.<\/p>\n<p>De plus, cette d\u00e9claration se produit alors que <a href=\"https:\/\/www.coinspeaker.com\/fr\/blackrock-tokenisation-larry-fink\/\">BlackRock intensifie sa participation dans la tokenisation<\/a> des actifs financiers. En mars 2024, la compagnie avait d\u00e9j\u00e0 introduit le <a href=\"https:\/\/www.blackrock.com\/cash\/en-gb\/products\/229261\/blackrock-ics-us-dollar-liquidity-premier-acc-fund\" target=\"_blank\" rel=\"\">BlackRock USD Institutional Digital Liquidity Fund (BUIDL)<\/a>, un fonds de liquidit\u00e9 institutionnelle tokenis\u00e9 bas\u00e9 sur la technologie blockchain.<\/p>\n<p>Il est actuellement pr\u00e9vu d&rsquo;utiliser ce dernier en tant que <strong>garantie dans diff\u00e9rents protocoles DeFi<\/strong>, ce qui serait in\u00e9dit pour un participant traditionnel du domaine financier.<\/p>\n<p>Le projet BSTBL s\u2019inscrit dans la continuit\u00e9 de la volont\u00e9 de BlackRock de <strong>rallier finance traditionnel et actif\u00a0num\u00e9riques<\/strong>, et t\u00e9moigne de l\u2019ambition du gestionnaire d\u2019affirmer sa place dans <a href=\"https:\/\/www.coinspeaker.com\/fr\/cbdc-avancent-vers-modele-hybride-stablecoins-prives\/\" rel=\"\">l\u2019infrastructure du stablecoin<\/a>, tout en favorisant l\u2019adoption des produits en jetons dans le syst\u00e8me financier par les acteurs institutionnels.<\/p>\n<hr \/>\n<p>Source : <a href=\"https:\/\/cointelegraph.com\/news\/blackrock-stablecoin-market-new-reserve-fund\" target=\"_blank\" rel=\"\">Cointelegraph<\/a>, <a href=\"https:\/\/www.cnbc.com\/2025\/10\/16\/blackrocks-crypto-push-deepens-with-a-retooled-product-to-serve-stablecoin-issuers.html\" target=\"_blank\" rel=\"\">CNBC<\/a><\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/tensions-commerciales-usa-chine-le-marche-crypto-se-prepare\/\">Tensions commerciales USA\u2013Chine : le march\u00e9 crypto se pr\u00e9pare<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/sec-paul-atkins-fait-de-la-crypto-et-de-la-tokenisation-une-priorite\/\">SEC : Paul Atkins fait de la crypto et de la tokenisation une priorit\u00e9<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/new-york-cree-son-premier-bureau-dedie-aux-actifs-numeriques\/\">New York cr\u00e9e son premier bureau d\u00e9di\u00e9 aux actifs num\u00e9riques<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/front-commercial-washington-pekin-vaciller-marches\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>BlackRock acc\u00e9l\u00e8re son virage vers la finance num\u00e9rique avec le lancement du BSTBL, un nouveau fonds mon\u00e9taire conforme au GENIUS Act am\u00e9ricain. Con\u00e7u pour les \u00e9metteurs de stablecoins adoss\u00e9s au dollar, ce produit mise sur la s\u00e9curit\u00e9 des bons du Tr\u00e9sor et la liquidit\u00e9 imm\u00e9diate. Une initiative strat\u00e9gique qui pourrait faire de BlackRock le futur g\u00e9ant mondial des r\u00e9serves crypto et red\u00e9finir les liens entre finance traditionnelle et actifs num\u00e9riques.<\/p>\n","protected":false},"author":200,"featured_media":13689,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,43],"tags":[],"class_list":["post-13676","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-actualites-du-marche"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BlackRock se positionne sur les stablecoins avec le BSTBL<\/title>\n<meta name=\"description\" content=\"BlackRock lance le BSTBL, un fonds conforme au GENIUS Act, pour offrir aux \u00e9metteurs de stablecoins une solution s\u00fbre et r\u00e9glement\u00e9e.\" 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d\u00e9voile un fonds conforme au GENIUS Act pour les stablecoins"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=13676"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13676\/revisions"}],"predecessor-version":[{"id":13693,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13676\/revisions\/13693"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/13689"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=13676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=13676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=13676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}