{"id":13725,"date":"2025-10-17T08:30:14","date_gmt":"2025-10-17T08:30:14","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=13725"},"modified":"2025-10-17T08:08:08","modified_gmt":"2025-10-17T08:08:08","slug":"eurod-stablecoin-euro-oddo-bhf","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/eurod-stablecoin-euro-oddo-bhf\/","title":{"rendered":"EUROD : le stablecoin en euros version banque traditionnelle"},"content":{"rendered":"<h2>EUROD\u00a0: Une alternative europ\u00e9enne face au dollar<\/h2>\n<p><strong><a href=\"https:\/\/www.oddo-bhf.com\/about-us\/\" target=\"_blank\" rel=\"\">ODDO BHF<\/a><\/strong> a officiellement d\u00e9voil\u00e9 <strong>EUROD, son stablecoin adoss\u00e9 \u00e0 l\u2019euro<\/strong>. En effet, Oddo BHF garantit que chaque EUROD est enti\u00e8rement couvert.<\/p>\n<p>L\u2019objectif : offrir <strong>une alternative euro<\/strong> \u00e0 l\u2019abondance de stablecoins adoss\u00e9s au dollar, dominants jusqu\u2019\u00e0 pr\u00e9sent. Pour Guy de Leusse, directeur adjoint des op\u00e9rations\u00a0:<\/p>\n<blockquote><p>\u00ab Proposer une offre europ\u00e9enne est essentielle pour contrebalancer la supr\u00e9matie des stablecoins am\u00e9ricains tels que USDT et USDC. \u00bb<\/p><\/blockquote>\n<p>Le stablecoin EUROD sera lanc\u00e9 sur <strong>le r\u00e9seau Polygon<\/strong>, gage de rapidit\u00e9 et faibles co\u00fbts. Il sera initialement list\u00e9 sur l\u2019un des plateformes espagnoles r\u00e8glement\u00e9es sous MiCa, <strong>Bit2Me<\/strong>.<\/p>\n<p>Cette bourse est soutenue par des institutions comme <strong>BBVA et Telefonica<\/strong>. L&rsquo;approche \u201cvia partenaires agr\u00e9\u00e9s\u201d de l&rsquo;institution vise \u00e0 limiter les risques et \u00e0 garantir une conformit\u00e9 stricte.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Discover <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/search?q=%24EUROD&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$EUROD<\/a>, a new step in ODDO BHF\u2019s digital asset journey \u2b07\ufe0f<\/p>\n<p>In a market dominated by USD-backed stablecoins, ODDO BHF is launching <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/search?q=%24EUROD&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$EUROD<\/a>, a euro-denominated stablecoin designed to bring institutional trust to the crypto ecosystem for on-chain settlements and payments.\u2026 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/XDExwMNr57\">pic.twitter.com\/XDExwMNr57<\/a><\/p>\n<p>&mdash; EUROD (@EUR_OD) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/EUR_OD\/status\/1978453342931022179?ref_src=twsrc%5Etfw\">October 15, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>L\u2019usage d\u2019EUROD vise effectivement autant les particuliers que les investisseurs institutionnels gr\u00e2ce \u00e0 <a href=\"https:\/\/www.amf-france.org\/fr\/actualites-publications\/actualites\/marches-de-crypto-actifs-publication-du-reglement-europeen-mica\" target=\"_blank\" rel=\"\"><strong>la r\u00e9gulation europ\u00e9enne MiCa<\/strong><\/a>. Ce cadre europ\u00e9en assure la l\u00e9gitimit\u00e9 et la s\u00e9curit\u00e9 juridique du jeton, limitant sa volatilit\u00e9.<strong> Flowdesk<\/strong> apportera la liquidit\u00e9 n\u00e9cessaire, tandis que <strong>Fireblocks<\/strong> fournira l\u2019infrastructure de tokenisation.<\/p>\n<h2>Un march\u00e9 des stablecoins en pleine \u00e9volution<\/h2>\n<p>Rappelons qu&rsquo;Oddo BHF n&rsquo;est pas une petite banque. On parle ici d&rsquo;<strong>un acteur majeur et ancien<\/strong> de la finance en Europe qui g\u00e8re 156 milliards d&rsquo;euros d&rsquo;actifs. Avec ce lancement, l&rsquo;institution esp\u00e8re combiner la fiabilit\u00e9 de banque solide avec les atouts de la technologie blockchain.<\/p>\n<p>Avec EUROD, la banque Oddo BHF souhaite<strong> p\u00e9n\u00e9trer l\u2019\u00e9cosyst\u00e8me crypt<\/strong>o sans s\u2019y imposer, mais en restant un acteur r\u00e9gul\u00e9. La d\u00e9cision intervient dans une p\u00e9riode o\u00f9 plusieurs banques europ\u00e9ennes explorent <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/stablecoins-fuite-capitaux-banques-emergentes-dans-le-viseur\/\">des stablecoins en euro<\/a><\/strong>.<\/p>\n<p>Le <strong>secteur mondial des stablecoins<\/strong> atteint d\u00e9sormais une capitalisation de plus de 300 milliards de dollars, domin\u00e9 \u00e0 59\u2009% par USDT. C\u2019est une dynamique qui propuls\u00e9 par l\u2019adoption de la loi am\u00e9ricaine <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/genius-act-repositionne-etats-unis-superpuissance-crypto\/\">GENIUS Act<\/a> <\/strong>sur ces jetons.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13728 size-full\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/te.png\" alt=\"stablecoin rallye\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/te.png 1536w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/te-300x200.png 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/te-1024x683.png 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/te-768x512.png 768w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p>Cependant, l\u2019Europe <strong>acc\u00e9l\u00e8re sa mont\u00e9e en puissance<\/strong> avec plusieurs projets soutenus par des institutions financi\u00e8res majeures. Soci\u00e9t\u00e9 G\u00e9n\u00e9rale a lanc\u00e9 en avril 2025 son EUR CoinVertible, pareillement adoss\u00e9 \u00e0 l\u2019euro, disponible aux investisseurs qualifi\u00e9s.<\/p>\n<p>En juillet, la joint-venture <strong>AllUnity<\/strong>, associant des acteurs comme Deutsche Bank et Galaxy, a lanc\u00e9 <strong>EURAU<\/strong>, un autre stablecoin r\u00e9glement\u00e9 en euros. En parall\u00e8le, neuf banques europ\u00e9ennes ont annonc\u00e9 leur<strong> <a href=\"https:\/\/www.coinspeaker.com\/fr\/europe-stablecoin-euro\/\">projet commun<\/a><\/strong> d\u2019\u00e9mission d\u2019un stablecoin euro. Ce dernier est pr\u00e9vu pour la deuxi\u00e8me moiti\u00e9 de 2026.<\/p>\n<h2>Les implications et l&rsquo;avenir du march\u00e9<\/h2>\n<p>Le<strong> lancement d&rsquo;EUROD<\/strong> aura des r\u00e9percussions importantes. D&rsquo;abord, cela l\u00e9gitime l&rsquo;usage des jetons stables aupr\u00e8s d&rsquo;un nouveau public. Les entreprises et les institutions financi\u00e8res pourraient s&rsquo;y int\u00e9resser davantage.<\/p>\n<p>De plus, la garantie d&rsquo;une grande banque r\u00e9duit <strong>les freins \u00e0 l&rsquo;adoption<\/strong>. Les transactions transfrontali\u00e8res en euros pourraient ainsi <strong>devenir plus fluides<\/strong>.<\/p>\n<p>Ensuite, cette initiative pourrait inspirer d&rsquo;autres banques. L&rsquo;exemple d&rsquo;Oddo BHF \u00e9tablit un pr\u00e9c\u00e9dent solide. Les institutions traditionnelles risquent d&rsquo;<strong>acc\u00e9l\u00e9rer leur transition<\/strong> num\u00e9rique. Elles ne peuvent plus ignorer la demande pour les monnaies num\u00e9riques.<\/p>\n<p>Une saine concurrence pourrait d&rsquo;ailleurs \u00e9merger, de plus que <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/bce-contre-domination-stablecoins\/\">la BCE a d\u00e9j\u00e0 mise en garde<\/a><\/strong> pour la domination de ceux qui sont adoss\u00e9s en dollar. Quoi qu&rsquo;il en soit, de<strong>\u00a0nouveaux stablecoins<\/strong> adoss\u00e9s \u00e0 d&rsquo;autres devises pourraient voir le jour rapidement.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/blackrock-fonds-genius-act-stablecoins\/\">BlackRock d\u00e9voile un fonds conforme au GENIUS Act pour les stablecoins<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/uk-stablecoins-limites-provisoires\/\">La Banque d\u2019Angleterre calme le jeu sur les stablecoins<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/cbdc-avancent-vers-modele-hybride-stablecoins-prives\/\">Les CBDC avancent discr\u00e8tement : vers un mod\u00e8le hybride avec les stablecoins priv\u00e9s<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/lise-bourse-europeenne-tokenisee\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>L\u2019univers des cryptomonnaies continue son expansion spectaculaire avec les acteurs traditionnels du monde bancaire entrent aussi en lice. En effet, Oddo BHF, une prestigieuse banque franco-allemande, lance son propre stablecoin adoss\u00e9 \u00e0 l\u2019euro. Ce jeton num\u00e9rique vise \u00e0 offrir une alternative europ\u00e9enne cr\u00e9dible aux stablecoins domin\u00e9 par le dollar am\u00e9ricain. <\/p>\n","protected":false},"author":200,"featured_media":13730,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EUROD : le stablecoin en euros version banque traditionnelle<\/title>\n<meta name=\"description\" content=\"Oddo BHF lance EUROD, un stablecoin en euro conforme \u00e0 MiCA, pour offrir une alternative europ\u00e9enne face aux stablecoins en dollar.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=13725"}],"version-history":[{"count":2,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13725\/revisions"}],"predecessor-version":[{"id":13732,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13725\/revisions\/13732"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/13730"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=13725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=13725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=13725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}