{"id":13771,"date":"2025-10-17T14:00:25","date_gmt":"2025-10-17T14:00:25","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=13771"},"modified":"2025-10-17T11:52:49","modified_gmt":"2025-10-17T11:52:49","slug":"dubai-crypto-paiement-services-publics","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/dubai-crypto-paiement-services-publics\/","title":{"rendered":"Dubai accepte d\u00e9sormais le crypto pour payer les services publics"},"content":{"rendered":"<h2>Un essai concret pour les paiements gouvernementaux<\/h2>\n<p>Concr\u00e8tement, l&rsquo;\u00e9mirat arabe a r\u00e9cemment men\u00e9 <strong>un essai pilote in\u00e9dit<\/strong> permettant le paiement de services publics \u00e0 l\u2019aide d\u2019actifs num\u00e9riques.<\/p>\n<p>Lors de cette premi\u00e8re phase, le test portait sur le r\u00e8glement d\u2019<strong>un plan cadastral<\/strong> aupr\u00e8s du D\u00e9partement des terres de Duba\u00ef (DLD). Un choix symbolique, puisqu\u2019il touche au c\u0153ur de l\u2019administration urbaine et \u00e0 la confiance publique.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Historic milestone for Dubai \ud83c\udde6\ud83c\uddea  we successfully completed the first government transaction in the UAE settled through digital assets in dirhams, in collaboration with @DubaiDOF, <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/Land_Department?ref_src=twsrc%5Etfw\">@Land_Department<\/a> &amp; <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/DigitalDubai?ref_src=twsrc%5Etfw\">@DigitalDubai<\/a> via <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/DubaiPay?src=hash&amp;ref_src=twsrc%5Etfw\">#DubaiPay<\/a>.<br \/>Proud to lead this at <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/cryptocom?ref_src=twsrc%5Etfw\">@cryptocom<\/a>.<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/Dubai?src=hash&amp;ref_src=twsrc%5Etfw\">#Dubai<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/Fintech?src=hash&amp;ref_src=twsrc%5Etfw\">#Fintech<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/gsyCiZcxQY\">pic.twitter.com\/gsyCiZcxQY<\/a><\/p>\n<p>&mdash; \u0645\u062d\u0645\u062f \u0627\u0644\u062d\u0643\u064a\u0645 (@Mohammadhakim_) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/Mohammadhakim_\/status\/1978529560900567539?ref_src=twsrc%5Etfw\">October 15, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Son Excellence Abdulrahman Al Saleh, Directeur g\u00e9n\u00e9ral du D\u00e9partement des finances de Duba\u00ef, a mis en avant la port\u00e9e strat\u00e9gique de ce projet pilote\u00a0:<\/p>\n<blockquote><p>\u00ab Il s&rsquo;agit d&rsquo;une \u00e9tape proactive vers l&rsquo;avenir des transactions num\u00e9riques dans l&rsquo;\u00e9mirat. \u00bb<\/p><\/blockquote>\n<p>Pour op\u00e9rer cette exp\u00e9rience, les autorit\u00e9s se sont appuy\u00e9es sur la plateforme \u201c<a href=\"https:\/\/www.digitaldubai.ae\/apps-services\/details\/dubaipay\" target=\"_blank\" rel=\"\"><strong>Dubai Pay<\/strong><\/a>\u201d, g\u00e9r\u00e9e par Digital Dubai. De plus, elles ont travaill\u00e9 en coordination \u00e9troite avec le D\u00e9partement des finances et la banque Emirates <strong>NBD<\/strong>.<\/p>\n<p>Ensemble, ces institutions ont voulu prouver l\u2019efficacit\u00e9 d&rsquo;<strong>un syst\u00e8me crypto-gouvernemental<\/strong>. Aussi, elles ont d\u00e9montr\u00e9 qu&rsquo;il peut \u00eatre s\u00e9curis\u00e9 et conforme aux normes r\u00e9glementaires les plus strictes. Cette nouvelle survient apr\u00e8s que les \u00c9mirats arabes unis rejoignent <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/eau-adopte-carf-ocde-crypto\/\">le cadre de l\u2019OCDE<\/a><\/strong> (CARF)<\/p>\n<p>Ainsi, chaque transaction en crypto est <strong>instantan\u00e9ment convertie en AED<\/strong>, garantissant que le gouvernement per\u00e7oit toujours les fonds dans sa monnaie locale. Ce m\u00e9canisme \u00e9limine le risque de volatilit\u00e9, l\u2019un des principaux freins \u00e0 l\u2019adoption publique des cryptomonnaies.<\/p>\n<h2>Crypto.com : moteur de la transition num\u00e9rique publique<\/h2>\n<p>Au c\u0153ur de cette exp\u00e9rimentation se trouve un acteur cl\u00e9 : Crypto.com. Par<strong> <a href=\"https:\/\/crypto.com\/us\/company-news\/foris-dax-middle-east-becomes-the-first-virtual-asset-service-provider-to-receive-in-principle-approval-from-the-central-bank-of-the-uae-for-a-stored-value-facilities-license\" target=\"_blank\" rel=\"\">le biais de sa <\/a><a href=\"https:\/\/crypto.com\/us\/company-news\/foris-dax-middle-east-becomes-the-first-virtual-asset-service-provider-to-receive-in-principle-approval-from-the-central-bank-of-the-uae-for-a-stored-value-facilities-license\" target=\"_blank\" rel=\"\">filiale<\/a> Foris DAX Middle East<\/strong>, la plateforme joue un r\u00f4le central dans cette mutation historique du secteur public.<\/p>\n<p>La plateforme de trading a r\u00e9cemment franchi l\u2019\u00e9tape n\u00e9cessaire avant la licence compl\u00e8te avec l\u2019<strong>approbation de principe de l\u2019IPA<\/strong> de la Banque centrale locale.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13782 size-full\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/2400x1456.webp\" alt=\"Crypto.com EAU \" width=\"2400\" height=\"1456\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/2400x1456.webp 2400w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/2400x1456-300x182.webp 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/2400x1456-1024x621.webp 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/2400x1456-768x466.webp 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/2400x1456-1536x932.webp 1536w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/2400x1456-2048x1242.webp 2048w\" sizes=\"auto, (max-width: 2400px) 100vw, 2400px\" \/><\/p>\n<p>Dans le cadre de ce r\u00e9gime, Crypto.com agit aujourd\u2019hui comme <strong>fournisseur de portefeuille restreint<\/strong> en attendant la licence compl\u00e8te. Une fois celle-ci d\u00e9livr\u00e9e, la soci\u00e9t\u00e9 pourra g\u00e9rer des paiements directs en crypto pour les services gouvernementaux enti\u00e8rement supervis\u00e9s.<\/p>\n<p>Les r\u00e8glements s\u2019effectueront via <strong>un portefeuille num\u00e9rique agr\u00e9\u00e9<\/strong> par la Banque centrale, assurant des transactions fiables, conformes et tra\u00e7ables.<\/p>\n<h2>Enjeux, d\u00e9fis et perspectives : Duba\u00ef trace la voie<\/h2>\n<p>Cette adoption progressive du crypto dans le secteur public s\u2019inscrit pleinement dans la strat\u00e9gie de Duba\u00ef visant \u00e0 b\u00e2tir une soci\u00e9t\u00e9 100 % digitale.<\/p>\n<p>L&rsquo;objectif de Duba\u00ef est carr\u00e9ment ambitieux : <strong>atteindre 90 % de transactions<\/strong> sans argent liquide d&rsquo;ici \u00e0 2026. En clair, l&rsquo;\u00c9mirat veut devenir le champion mondial de la finance num\u00e9rique. Ils visent \u00e0 rivaliser avec des places comme Singapour ou Zurich en mati\u00e8re de fintech.<\/p>\n<p>Cette transition, aussi ambitieuse que n\u00e9cessaire, s\u2019annonce exigeante. La priorit\u00e9 reste de garantir<strong> une s\u00e9curit\u00e9 irr\u00e9prochable<\/strong> tout en pr\u00e9venant fraudes et cyberattaques, bien que le pays ait d\u00e9j\u00e0 pris <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/emirats-arabes-unis-lutte-crypto-criminalite\/\">des mesures d\u00e9cisives<\/a><\/strong> pour contrer la crypto-criminalit\u00e9 en septembre.<\/p>\n<p>Parall\u00e8lement, le respect <strong>des normes AML et CFT<\/strong> demeure essentiel. Enfin, l\u2019adoption citoyenne d\u00e9pendra d\u2019un service simple, transparent et v\u00e9ritablement accessible.<\/p>\n<p>Mais Duba\u00ef ne compte pas s\u2019arr\u00eater l\u00e0. L\u2019\u00e9mirat envisage d\u00e9j\u00e0 d\u2019<strong>\u00e9tendre ce syst\u00e8me<\/strong> \u00e0 d\u2019autres services publics : obtention de permis, renouvellement de licences, r\u00e8glement de taxes municipales, et plus encore.<\/p>\n<p>Outre ce pilote, le pays acc\u00e9l\u00e8re l&rsquo;int\u00e9gration des monnaies num\u00e9riques dans son \u00e9cosyst\u00e8me. La Banque Centrale pr\u00e9voit de lancer son propre stablecoin <strong><a href=\"https:\/\/centralbank.ae\/media\/lczb23l4\/cbdc-short-report_july.pdf\" target=\"_blank\" rel=\"\">Digital Dirham (CBDC)<\/a><\/strong>.<\/p>\n<p>Ce lancement est cibl\u00e9 pour le quatri\u00e8me trimestre 2025. De plus, un stablecoin priv\u00e9 adoss\u00e9 \u00e0 l&rsquo;AED, l&rsquo;<strong>AE Coin<\/strong>, est aussi en d\u00e9veloppement.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/lise-bourse-europeenne-tokenisee\/\">La France inaugure Lise, la premi\u00e8re bourse d\u2019actions tokenis\u00e9es d\u2019Europe<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/front-commercial-washington-pekin-vaciller-marches\/\">Un nouveau front commercial entre Washington et P\u00e9kin fait vaciller les march\u00e9s<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/uk-stablecoins-limites-provisoires\/\">La Banque d\u2019Angleterre calme le jeu sur les stablecoins<br \/>\n<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/signal-bitcoin-cashu-integration\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Dubai vient de confirmer son statut de ville visionnaire. En effet, l\u2019Emirat vient de lancer un essai permettant de payer ses services publics en crypto. Ces crypto sont aussit\u00f4t convertit en devise locale, Dirhams, minimisant la volatilit\u00e9.<\/p>\n<p>Cet essai renforce l\u2019ambition de Dubai de devenir un hub mondial de la finance num\u00e9rique, s\u00e9curis\u00e9 et r\u00e9glement\u00e9.<\/p>\n","protected":false},"author":200,"featured_media":13786,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13771","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dubai accepte d\u00e9sormais le crypto pour payer les services publics<\/title>\n<meta name=\"description\" content=\"Duba\u00ef teste le paiement des services publics en crypto, confirmant son ambition de devenir un hub mondial de la finance 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Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=13771"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13771\/revisions"}],"predecessor-version":[{"id":13788,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/13771\/revisions\/13788"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/13786"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=13771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=13771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=13771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}