{"id":14174,"date":"2025-10-22T14:30:54","date_gmt":"2025-10-22T14:30:54","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=14174"},"modified":"2025-10-22T14:12:46","modified_gmt":"2025-10-22T14:12:46","slug":"tether-500-millions-utilisateurs","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/tether-500-millions-utilisateurs\/","title":{"rendered":"USDT touche 6% de la population mondiale, annonce Tether"},"content":{"rendered":"<h2>Un cap symbolique, un tweet qui fait foi<\/h2>\n<p>Paolo Ardoino annonce la nouvelle, chiffres \u00e0 l&rsquo;appui, et qualifie l&rsquo;\u00e9tape du plus grand succ\u00e8s d&rsquo;inclusion financi\u00e8re jamais observ\u00e9 dans la tech. La communication est minimale, le message circule partout.<\/p>\n<p>L&rsquo;industrie relaie, les chiffres s&rsquo;installent dans l&rsquo;imaginaire du march\u00e9.<\/p>\n<p>Dans le m\u00eame tempo, <a href=\"https:\/\/www.coinspeaker.com\/fr\/deux-milliards-usdt-tether-relance-marches-crypto\/\">Tether mart\u00e8le<\/a> que les 500 millions sont des \u00ab personnes r\u00e9elles \u00bb et pas de simples wallets inactifs. L&rsquo;ambition est claire : d\u00e9placer le d\u00e9bat de la seule m\u00e9trique onchain vers l&rsquo;usage social du stablecoin.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Tether USDT reached officially 500 million users!<br \/>Likely the biggest financial inclusion achievement in history. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/jbmnMDwidi\">https:\/\/t.co\/jbmnMDwidi<\/a><\/p>\n<p>&mdash; Paolo Ardoino \ud83e\udd16 (@paoloardoino) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/paoloardoino\/status\/1980621793812512982?ref_src=twsrc%5Etfw\">October 21, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Sur la sc\u00e8ne macro, l&rsquo;argument fait mouche. La Banque mondiale recense encore 1,4 milliard d&rsquo;adultes sans compte bancaire, un vivier o\u00f9 les dollars num\u00e9riques comblent les trous d&rsquo;infrastructure.<\/p>\n<p>Le r\u00e9cit colle avec ce que l&rsquo;on voit sur le terrain : <a href=\"https:\/\/www.coinspeaker.com\/fr\/usdt-tether-monnaie-nationale-venezuela\/\">paiements transfrontaliers simplifi\u00e9s<\/a>, protection contre l&rsquo;inflation locale, circulation plus fluide que des rails bancaires parfois capricieux.<\/p>\n<h2>Au Kenya, un dollar num\u00e9rique de survie plus que de sp\u00e9culation<\/h2>\n<p>Pour c\u00e9l\u00e9brer le jalon, Tether publie un court film tourn\u00e9 au Kenya. Des commer\u00e7ants y expliquent payer leurs importations en USDT et s&rsquo;abriter d&rsquo;un shilling affaibli.<\/p>\n<p>Ardoino soutient qu&rsquo;environ 37% des utilisateurs d\u00e9tiendraient USDT comme <strong>r\u00e9serve de valeur<\/strong>. Le message est calibr\u00e9 pour un public plus large que la crypto pure, et ce cadrage colle \u00e0 la r\u00e9alit\u00e9 de nombreux march\u00e9s \u00e9mergents.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-14293\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-22-a-16.10.38.jpg\" alt=\"\" width=\"1186\" height=\"992\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-22-a-16.10.38.jpg 1186w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-22-a-16.10.38-300x251.jpg 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-22-a-16.10.38-1024x856.jpg 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/img-2025-10-22-a-16.10.38-768x642.jpg 768w\" sizes=\"auto, (max-width: 1186px) 100vw, 1186px\" \/><\/p>\n<p style=\"text-align: center\">Source : <a href=\"https:\/\/twitter.com\/Tether_to\/status\/1980619567157191113\" target=\"_blank\" rel=\"\">https:\/\/twitter.com\/Tether_to\/status\/1980619567157191113<\/a><\/p>\n<p>Au-del\u00e0 du storytelling, la photographie de march\u00e9 reste parlante. USDT flirte avec 182 milliards de capitalisation et demeure la premi\u00e8re liquidit\u00e9 dollar des CEX comme des DEX.<\/p>\n<p>Les rapports de place soulignent que sa part de march\u00e9 recule parfois \u00e0 la marge quand des concurrents acc\u00e9l\u00e8rent, mais l&rsquo;\u00e9cart reste massif.<\/p>\n<p>Autrement dit, l&rsquo;oc\u00e9an monte et le navire amiral reste devant.<\/p>\n<h2>Comptage, gouvernance, financement : les zones \u00e0 clarifier<\/h2>\n<p>Tout n&rsquo;est pas trivial. Comment Tether mesure-t-il ces 500 millions de \u00ab personnes r\u00e9elles \u00bb alors que l&rsquo;\u00e9cosyst\u00e8me tol\u00e8re la multi-d\u00e9tention de wallets et que l&rsquo;on-ramp passe par des canaux h\u00e9t\u00e9rog\u00e8nes ?<\/p>\n<p>L&rsquo;entreprise n&rsquo;a pas encore d\u00e9taill\u00e9 sa m\u00e9thodologie publique de d\u00e9-duplication. Le doute m\u00e9thodologique ne casse pas le r\u00e9cit, mais il oblige \u00e0 garder une lecture prudente des comparaisons avec les banques de d\u00e9tail.<\/p>\n<p>Sur la gouvernance, Tether r\u00e9p\u00e8te que ses r\u00e9serves sont solides et tr\u00e8s majoritairement en Treasuries. Les controverses d&rsquo;hier n&rsquo;ont pas disparu, m\u00eame si la <strong>transparence s&rsquo;est accrue<\/strong>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-14295\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/G3yV4XAXkAA5K79.png\" alt=\"\" width=\"2304\" height=\"1476\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/G3yV4XAXkAA5K79.png 2304w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/G3yV4XAXkAA5K79-300x192.png 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/G3yV4XAXkAA5K79-1024x656.png 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/G3yV4XAXkAA5K79-768x492.png 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/G3yV4XAXkAA5K79-1536x984.png 1536w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/G3yV4XAXkAA5K79-2048x1312.png 2048w\" sizes=\"auto, (max-width: 2304px) 100vw, 2304px\" \/><\/p>\n<p style=\"text-align: center\">Source : <a href=\"https:\/\/twitter.com\/paoloardoino\/status\/1980623117643854137\" target=\"_blank\" rel=\"\">https:\/\/twitter.com\/paoloardoino\/status\/1980623117643854137<\/a><\/p>\n<p>Reste la question du financement. <a href=\"https:\/\/www.coinspeaker.com\/fr\/usat-pari-americain-tether-genius-act\/\">Tether discute<\/a> un tour priv\u00e9 de 15 \u00e0 20 milliards de dollars pour environ 3% du capital, ce qui valoriserait l&rsquo;entreprise jusqu&rsquo;\u00e0 500 milliards.<\/p>\n<h2>Ce que cela change concr\u00e8tement pour l&rsquo;\u00e9cosyst\u00e8me<\/h2>\n<p>Pour les PME des pays sous tension mon\u00e9taire, la priorit\u00e9 n&rsquo;est pas le yield mais la stabilit\u00e9 d&rsquo;un dollar accessible depuis un wallet mobile. Pour les builders, l&rsquo;\u00e9quation est simple : s&rsquo;int\u00e9grer \u00e0 USDT garantit de toucher l&rsquo;utilisateur marginal qui n&rsquo;a jamais ouvert un compte bancaire.<\/p>\n<p>Le contrechamp existe. La d\u00e9pendance \u00e0 un seul \u00e9metteur, la centralisation op\u00e9rationnelle, l&rsquo;exposition \u00e0 des juridictions changeantes, tout cela m\u00e9rite des garde-fous.<\/p>\n<p>Mais le sens de l&rsquo;histoire est devant nous. Si m\u00eame une partie des 500 millions correspond \u00e0 des usages r\u00e9guliers et non \u00e0 de simples adresses dormantes, alors la th\u00e8se d&rsquo;usage est d\u00e9j\u00e0 gagn\u00e9e dans de larges pans du monde.<\/p>\n<p>Le d\u00e9bat se d\u00e9place de \u00ab la crypto sert-elle \u00e0 quelque chose \u00bb \u00e0 \u00ab comment on l&rsquo;encadre sans en casser l&rsquo;utilit\u00e9 \u00bb. C&rsquo;est l\u00e0 que se jouera le <a href=\"https:\/\/tether.to\/\" target=\"_blank\" rel=\"noopener\">prochain chapitre<\/a>.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/tether-circle-transformer-stablecoins-coree\/\">Tether et Circle peuvent-ils transformer le march\u00e9 des stablecoins en Cor\u00e9e ?<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/leuro-stablecoin-ministres-finances-zone-euro-booster-lemission-locale\/\">L&rsquo;euro-stablecoin \u00e0 l&rsquo;honneur : les ministres des finances de la zone euro veulent booster l&rsquo;\u00e9mission locale<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/coinbase-mastercard-bvnk\/\">Coinbase et Mastercard pr\u00eats \u00e0 s&rsquo;offrir la star du stablecoin BVNK<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/coinbase-transactions-privees-base\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Tether affirme avoir franchi le cap de 500 millions d&rsquo;utilisateurs pour son stablecoin USDT, soit environ 6,25% de la population mondiale. Paolo Ardoino parle d&rsquo;un jalon historique pour l&rsquo;inclusion financi\u00e8re.<\/p>\n","protected":false},"author":200,"featured_media":14179,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>USDT touche 6% de la population mondiale, annonce Tether<\/title>\n<meta name=\"description\" content=\"Tether revendique 500 millions d\u2019utilisateurs, soit 6,25% de la population mondiale, un record d\u2019inclusion financi\u00e8re selon son PDG.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. 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Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/14174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=14174"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/14174\/revisions"}],"predecessor-version":[{"id":14299,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/14174\/revisions\/14299"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/14179"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=14174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=14174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=14174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}