{"id":14495,"date":"2025-10-23T15:00:33","date_gmt":"2025-10-23T15:00:33","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=14495"},"modified":"2025-10-23T14:00:39","modified_gmt":"2025-10-23T14:00:39","slug":"revolut-licence-mica-crypto","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/revolut-licence-mica-crypto\/","title":{"rendered":"Revolut veut conqu\u00e9rir l\u2019Europe avec sa licence MiCA"},"content":{"rendered":"<h2>MiCA en poche, cap sur 30 march\u00e9s<\/h2>\n<p>La licence, d\u00e9livr\u00e9e par le r\u00e9gulateur chypriote (CySEC), autorise Revolut Digital Assets Europe \u00e0 proposer ses services crypto dans les 30 pays de l&rsquo;EEE sous le cadre MiCA.<\/p>\n<p>Concr\u00e8tement, cela signifie un passeport r\u00e9glementaire, une continuit\u00e9 d&rsquo;activit\u00e9 et un discours simple pour les utilisateurs : m\u00eame appli, m\u00eames r\u00e8gles, o\u00f9 que l&rsquo;on se trouve en Europe.<\/p>\n<p>Pr\u00e8s de 22% des clients Revolut sont d\u00e9j\u00e0 actifs en crypto, soit environ <strong>14 millions de personnes<\/strong>.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Revolut got its MiCA license! \ud83d\udcaa\ud83c\udffb <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/biiVL9RLmb\">pic.twitter.com\/biiVL9RLmb<\/a><\/p>\n<p>&mdash; Jevgenijs Kazanins (@jevgenijs) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/jevgenijs\/status\/1981317564400570383?ref_src=twsrc%5Etfw\">October 23, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>Crypto 2.0 promet plus large et moins cher<\/h2>\n<p>La nouvelle plateforme \u00ab Crypto 2.0 \u00bb s&rsquo;articule autour de trois promesses visibles d\u00e8s l&rsquo;\u00e9cran d&rsquo;accueil : un catalogue de plus de 280 actifs, du staking \u00ab z\u00e9ro frais \u00bb avec des rendements affich\u00e9s jusqu&rsquo;\u00e0 22 % d&rsquo;APY, et une conversion stablecoin USD au taux 1:1.<\/p>\n<p>Revolut met aussi en avant l&rsquo;int\u00e9gration avec Revolut X, son interface d\u00e9di\u00e9e aux traders, disponible en version desktop et mobile, pour une continuit\u00e9 entre achat au comptant, staking et cash-out.<\/p>\n<p>L&rsquo;objectif est clair : une vitrine large, avec des co\u00fbts ma\u00eetris\u00e9s et des rails de paiement d\u00e9j\u00e0 en place via carte et virement.<\/p>\n<p>Revolut joue la carte \u00ab tout-en-un \u00bb, mais laisse transpara\u00eetre un message rassurant : les flux restent dans un p\u00e9rim\u00e8tre r\u00e9gul\u00e9, sous supervision europ\u00e9enne. C&rsquo;est ce m\u00e9lange d&rsquo;abondance et de conformit\u00e9 qui, en ce moment, attire les <a href=\"https:\/\/www.coinspeaker.com\/fr\/guides\/staking-crypto\/\">volumes particuliers<\/a>.<\/p>\n<h2>Pour l&rsquo;utilisateur europ\u00e9en, des frictions en moins<\/h2>\n<p>Le volet \u00ab exp\u00e9rience \u00bb est pens\u00e9 pour r\u00e9duire les gestes inutiles. Le staking \u00ab z\u00e9ro frais \u00bb pr\u00e9sent\u00e9 dans l&rsquo;app, la conversion 1:1 des stablecoins vers le dollar et la possibilit\u00e9 de d\u00e9placer ses tokens vers un wallet externe fluidifient les parcours classiques : acheter, placer, retirer.<\/p>\n<p>Le tout sans devoir ouvrir trois comptes, ni jongler avec des interfaces h\u00e9t\u00e9rog\u00e8nes. Sur le fond, le transfert des clients EEE vers Revolut Digital Assets Europe, entit\u00e9 enregistr\u00e9e aupr\u00e8s de la CySEC, ancre cette promesse dans le dur du <a href=\"https:\/\/www.coinspeaker.com\/fr\/passporting-crypto-france-muscler-mica\/\">r\u00e8glement MiCA<\/a>.<\/p>\n<p>Les chiffres mis en avant par la fintech nourrissent un l\u00e9ger FOMO, difficile \u00e0 ignorer quand on voit l&rsquo;adoption retail repartir. Mais la prudence reste de mise : un APY \u00ab jusqu&rsquo;\u00e0 \u00bb 22 % n&rsquo;est pas une garantie, et la lisibilit\u00e9 des risques doit accompagner la facilit\u00e9 d&rsquo;usage.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">ATOM and OSMO staking is now live on <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/RevolutApp?ref_src=twsrc%5Etfw\">@RevolutApp<\/a> for users in UK and EEA.<\/p>\n<p>\u2726 100% of on-chain rewards go directly to users<br \/>\u2726 Zero Revolut fees on staking yield<br \/>\u2726 20% of total ATOM already staked<br \/>\u2726 30% of total OSMO already staked <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/LnM8xG2wUe\">pic.twitter.com\/LnM8xG2wUe<\/a><\/p>\n<p>&mdash; Cosmos &#8211; The Interchain \u269b\ufe0f (@cosmos) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/cosmos\/status\/1945818777767264311?ref_src=twsrc%5Etfw\">July 17, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>C&rsquo;est l\u00e0 que l&rsquo;habillage r\u00e9gulatoire joue son r\u00f4le de <strong>garde-fou psychologique<\/strong> pour le grand public.<\/p>\n<h2>Et apr\u00e8s ?<\/h2>\n<p>Revolut a d\u00e9j\u00e0 densifi\u00e9 son offre c\u00f4t\u00e9 donn\u00e9es en s&rsquo;ouvrant aux flux temps r\u00e9el de Pyth, un choix coh\u00e9rent pour une app qui veut coller aux march\u00e9s en continu.<\/p>\n<p>En parall\u00e8le, l&rsquo;entreprise a fait savoir qu&rsquo;elle \u00e9toffait ses talents crypto c\u00f4t\u00e9 client\u00e8le institutionnelle, avec l&rsquo;id\u00e9e de se positionner sur les d\u00e9riv\u00e9s lorsque les conditions s&rsquo;alignent.<\/p>\n<p>\u00c0 l&rsquo;\u00e9chelle europ\u00e9enne, la soci\u00e9t\u00e9 a \u00e9galement annonc\u00e9 un plan d&rsquo;investissement massif en France et une demande de licence bancaire locale, signe qu&rsquo;elle ancre sa strat\u00e9gie au-del\u00e0 du seul prisme crypto.<\/p>\n<p>Sur le papier, l&rsquo;ensemble dessine une trajectoire famili\u00e8re aux acteurs du Web3 : partir de l&rsquo;entr\u00e9e de gamme, verrouiller la conformit\u00e9, \u00e9largir la palette de produits, puis courtiser les volumes plus sophistiqu\u00e9s. Sauf qu&rsquo;ici, la <a href=\"https:\/\/www.coinspeaker.com\/fr\/crypto-finance-lance-service-staking-pour-clients-europe\/\">base de clients est d\u00e9j\u00e0 l\u00e0<\/a>.<\/p>\n<p>Si Crypto 2.0 tient ses promesses d&rsquo;ergonomie et de tarifs, Revolut transformera son avantage de distribution en avantage de liquidit\u00e9. Le jeu se gagnera alors sur la constance : disponibilit\u00e9 des march\u00e9s, stabilit\u00e9 des rendements de staking, et clart\u00e9 des <strong>m\u00e9caniques de conversion<\/strong>.<\/p>\n<p>Reste une certitude : l&rsquo;Europe cherchait une porte d&rsquo;entr\u00e9e cr\u00e9dible, lisible et r\u00e9gul\u00e9e pour l&rsquo;investissement crypto de masse. Avec MiCA comme colonne vert\u00e9brale et une offre \u00e9largie pr\u00eate \u00e0 l&#8217;emploi, Revolut se met en position de l&rsquo;ouvrir.<\/p>\n<p>Le timing n&rsquo;est pas anodin, l&rsquo;<a href=\"https:\/\/www.revolut.com\/crypto\/\" target=\"_blank\" rel=\"noopener\">app\u00e9tit non plus<\/a>.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/crypto-finance-lance-service-staking-pour-clients-europe\/\">Crypto Finance lance un service de staking pour ses clients en Europe<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/passporting-crypto-france-muscler-mica\/\">Passporting crypto sous tension : la France veut muscler MiCA<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/france-bloquer-entreprises-crypto\/\">La France pr\u00eate \u00e0 bloquer certaines entreprises crypto<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/andreessen-horowitz-predit-tournant-historique-crypto\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Revolut met la main sur une licence MiCA \u00e0 Chypre et d\u00e9bloque d&rsquo;un coup l&rsquo;acc\u00e8s crypto \u00e0 l&rsquo;ensemble de l&rsquo;Espace \u00e9conomique europ\u00e9en. Dans la foul\u00e9e, la fintech l\u00e8ve le voile sur \u00ab Crypto 2.0 \u00bb : plus de 280 tokens, staking sans frais annonc\u00e9 jusqu&rsquo;\u00e0 22% d&rsquo;APY et conversion stablecoin\/dollar au taux 1:1.<\/p>\n","protected":false},"author":200,"featured_media":14498,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14495","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Revolut veut conqu\u00e9rir l\u2019Europe avec sa licence MiCA<\/title>\n<meta name=\"description\" content=\"Revolut d\u00e9croche sa licence MiCA \u00e0 Chypre, ouvrant la voie \u00e0 des services crypto r\u00e9glement\u00e9s dans toute l\u2019Europe.\" \/>\n<meta name=\"robots\" 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MiCA"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/14495","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=14495"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/14495\/revisions"}],"predecessor-version":[{"id":14500,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/14495\/revisions\/14500"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/14498"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=14495"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=14495"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=14495"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}