{"id":15278,"date":"2025-10-31T09:00:16","date_gmt":"2025-10-31T09:00:16","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=15278"},"modified":"2025-10-31T08:49:27","modified_gmt":"2025-10-31T08:49:27","slug":"tokenisation-standard-chartered","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/tokenisation-standard-chartered\/","title":{"rendered":"2028 : 2 000 Mds $ tokenis\u00e9s selon Standard Chartered"},"content":{"rendered":"<h2>La DeFi, moteur d\u2019un nouveau cycle de croissance<\/h2>\n<p>Actuellement, la valeur des actifs du monde r\u00e9\u00e8l RWAs hors stablecoins tourne autour de <strong>35 milliards de dollars<\/strong>. Pourtant, Standard Chartered pr\u00e9voit une <strong>croissance de x 57 <\/strong>en seulement trois ans, dans <strong><a href=\"https:\/\/www.sc.com\/en\/uploads\/sites\/66\/content\/docs\/standard-chartered-plc-q3-2025-results.pdf\" target=\"_blank\" rel=\"\">un rapport<\/a><\/strong>.<\/p>\n<p>Elle estime qu\u2019<strong>un cycle autoentretenu<\/strong> s\u2019est d\u00e9j\u00e0 enclench\u00e9 dans la finance d\u00e9centralis\u00e9e (DeFi). En clair, <strong>la liquidit\u00e9 attire<\/strong> de nouveaux produits, qui eux-m\u00eames g\u00e9n\u00e8rent encore plus de liquidit\u00e9. C\u2019est un effet boule de neige qui acc\u00e9l\u00e8re tout le syst\u00e8me.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-15284 size-full\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/images-2.png\" alt=\"standard chartered\" width=\"310\" height=\"163\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/images-2.png 310w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/images-2-300x158.png 300w\" sizes=\"auto, (max-width: 310px) 100vw, 310px\" \/><\/p>\n<p>L\u2019<strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/stablecoins-fuite-capitaux-banques-emergentes-dans-le-viseur\/\">essor des stablecoins<\/a><\/strong> ont d\u2019ailleurs pr\u00e9par\u00e9 le terrain. Ils rendent les transactions plus simples, plus rapides et plus transparentes. Et surtout, ils ont permis \u00e0 tout le monde d\u2019utiliser la blockchain, pas seulement les initi\u00e9s.<\/p>\n<p>Acheter ou vendre <strong>un actif tokenis\u00e9<\/strong> devient presque aussi facile qu\u2019un virement classique. R\u00e9sultat : les investisseurs, petits ou grands, s\u2019y int\u00e9ressent de plus en plus.<\/p>\n<p>Mais ce d\u00e9veloppement ne vient pas de nulle part. Il repose aussi sur <strong>un cadre r\u00e9glementaire<\/strong> en train d\u2019\u00e9voluer <strong>aux \u00c9tats-Unis<\/strong>.<\/p>\n<p>Le rapport parle du <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/genius-act-repositionne-etats-unis-superpuissance-crypto\/\">GENIUS Act<\/a><\/strong> de 2025, une loi qui encadre les infrastructures blockchain. Il mentionne aussi le Digital Asset Market <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/clarity-act-lummis-regles-claires-age-dor-crypto\/\">Clarity Act<\/a><\/strong>, qui devrait bient\u00f4t apporter plus de s\u00e9curit\u00e9 juridique. Ces deux textes veulent rendre les r\u00e8gles plus claires pour tout le monde.<\/p>\n<h2>Zoom sur la r\u00e9partition<\/h2>\n<p><strong><a href=\"https:\/\/x.com\/StanChart\" target=\"_blank\" rel=\"\">Standard Chartered<\/a><\/strong> pr\u00e9voit <strong>une r\u00e9partition \u00e9quilibr\u00e9e<\/strong> des 2 000 milliards de dollars \u00e0 venir.<\/p>\n<ul>\n<li>Environ 750 milliards viendront des fonds mon\u00e9taires tokenis\u00e9s, tr\u00e8s appr\u00e9ci\u00e9s pour leur stabilit\u00e9.<\/li>\n<li>Une autre part de 750 milliards concernera les actions am\u00e9ricaines tokenis\u00e9es, preuve que la fronti\u00e8re entre Wall Street et la blockchain devient de plus en plus fine.<\/li>\n<li>Les 500 milliards restants se r\u00e9partiront entre les fonds d\u2019investissement et des actifs plus complexes comme le private equity, les mati\u00e8res premi\u00e8res, la dette d\u2019entreprise ou l\u2019immobilier.<\/li>\n<\/ul>\n<p>Autrement dit, presque tous les <strong>types d\u2019actifs sont concern\u00e9s<\/strong>. C\u2019est la finance traditionnelle, mais en version num\u00e9rique.<\/p>\n<p>La plupart de ces actifs devraient <strong>circuler sur Ethereum<\/strong>. Pour la banque, c\u2019est la blockchain la plus fiable et la plus solide. Son \u00e9cosyst\u00e8me est vaste, ses smart contracts sont \u00e9prouv\u00e9s, et elle inspire confiance aux institutions, surtout avec son <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/fondation-ethereum-portail-institutions\/\">nouveau portail d\u00e9di\u00e9<\/a><\/strong>.<\/p>\n<p>Standard Chartered imagine m\u00eame Ethereum comme l\u2019infrastructure de base de la finance du futur, un peu comme l\u2019internet de la tokenisation.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-91 size-full\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/ETH-1.png\" alt=\"Ethereum : meilleure crypto 2025\" width=\"1200\" height=\"800\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/ETH-1.png 1200w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/ETH-1-300x200.png 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/ETH-1-1024x683.png 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/ETH-1-768x512.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h2>Des opportunit\u00e9s immenses, mais encore quelques incertitudes<\/h2>\n<p>Ce mouvement ouvre des perspectives in\u00e9dites. Les particuliers auront acc\u00e8s \u00e0 des actifs jusque-l\u00e0<strong> r\u00e9serv\u00e9s aux grandes fortunes<\/strong>. Les entreprises pourront lever des fonds plus vite et plus facilement. Et les banques pourront moderniser leurs services tout en attirant une nouvelle g\u00e9n\u00e9ration d\u2019investisseurs. Bref, tout le monde a quelque chose \u00e0 y gagner.<\/p>\n<p>Mais bien s\u00fbr, tout n\u2019est pas simple. Le principal risque, selon Standard Chartered, reste <strong>le manque de clart\u00e9 r\u00e9glementaire<\/strong> aux \u00c9tats-Unis. Si aucune loi compl\u00e8te n\u2019est vot\u00e9e avant les \u00e9lections de mi-mandat de 2026, la croissance pourrait ralentir.<\/p>\n<p>En parall\u00e8le, la technologie doit encore faire quelques progr\u00e8s pour<strong> suivre le rythme<\/strong>. Les blockchains actuelles sont solides, oui, mais elles doivent pouvoir g\u00e9rer plus de volume, aller plus vite et surtout mieux communiquer entre elles.<\/p>\n<p>Malgr\u00e9 tout, il faut bien le dire, le mouvement est <strong>d\u00e9j\u00e0 en marche<\/strong>. Entre la <strong><a href=\"https:\/\/www.coinbase.com\/fr\/learn\/crypto-basics\/what-is-defi\" target=\"_blank\" rel=\"\">DeFi<\/a> <\/strong>qui explose, la r\u00e9gulation qui se pr\u00e9cise petit \u00e0 petit, et l\u2019innovation qui avance \u00e0 toute vitesse, la tokenisation trace sa route sans ralentir.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/powell-frappe-fort-la-fed-abaisse-les-taux-a-4-la-liquidite-revient\/\">Powell frappe fort : la Fed abaisse les taux \u00e0 4 %, la liquidit\u00e9 revient<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/ro-khanna-crypto-politiciens\/\">Ce d\u00e9put\u00e9 veut bannir la crypto chez les politiciens am\u00e9ricains<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/mike-selig-cftc-crypto-regulation\/\">Mike Selig prend la t\u00eate de la CFTC : l\u2019Am\u00e9rique crypto-friendly ?<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/memecoin-trump-rachat-republic\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Standard Chartered voit arriver un vrai tournant dans la finance mondiale. Selon la banque, d\u2019ici 2028, la valeur totale des actifs du monde r\u00e9el (Real-World Assets ou RWAs) tokenis\u00e9s pourrait atteindre 2 000 milliards de dollars. C\u2019est \u00e9norme, surtout quand on sait que ce march\u00e9 p\u00e8se \u00e0 peine quelques dizaines de milliards aujourd\u2019hui. <\/p>\n","protected":false},"author":200,"featured_media":15288,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2028 : 2 000 Mds $ tokenis\u00e9s selon Standard Chartered<\/title>\n<meta name=\"description\" content=\"Standard Chartered pr\u00e9voit 2 000 Mds $ d\u2019actifs tokenis\u00e9s d\u2019ici 2028, signe d\u2019une nouvelle \u00e8re pour la DeFi et la blockchain.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. 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