{"id":16520,"date":"2025-11-10T15:00:55","date_gmt":"2025-11-10T15:00:55","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=16520"},"modified":"2025-11-10T13:51:37","modified_gmt":"2025-11-10T13:51:37","slug":"pakistan-stablecoin-roupie-crypto","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/","title":{"rendered":"Pakistan : un stablecoin roupie pour capter 25 Mds $ du march\u00e9 crypto"},"content":{"rendered":"<h2>Un projet stablecoin national qui prend forme pas \u00e0 pas<\/h2>\n<p>La <a href=\"https:\/\/www.sbp.org.pk\/\" target=\"_blank\" rel=\"\"><strong>State Bank of Pakistan<\/strong><\/a> travaille main dans la main avec la Banque mondiale et le FMI pour construire un<strong> prototype de monnaie num\u00e9rique<\/strong>. Une phase pilote pour <strong>la roupie num\u00e9rique<\/strong> est en effet pr\u00e9vu d&rsquo;<strong>ici fin 2025<\/strong> pour tester\u00a0la technologie, la s\u00e9curit\u00e9 et surtout la confiance du public.<\/p>\n<p>Ce dernier servira \u00e0 v\u00e9rifier la s<strong>olidit\u00e9 du syst\u00e8me<\/strong> et \u00e0 s\u2019assurer qu\u2019il peut s\u2019int\u00e9grer facilement dans la vie de tous les jours. Si tout se passait bien, le<strong> lancement officiel<\/strong> pourrait suivre d\u00e8s 2026. Ce serait<strong> une premi\u00e8re dans la r\u00e9gion.<\/strong><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Pakistan Considers Rupee-Backed Stablecoin Amid $25B Loss Warnings <\/p>\n<p>Pakistani regulators are actively exploring the development of a sovereign-backed digital currency amid growing recognition of the transformative potential of cryptocurrencies and bloc&#8230;<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/CVr2s8UeoU\">https:\/\/t.co\/CVr2s8UeoU<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/Fma8WTIGP3\">pic.twitter.com\/Fma8WTIGP3<\/a><\/p>\n<p>&mdash; Crypto Breaking News (@CryptoBreakNews) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/CryptoBreakNews\/status\/1987149187654557971?ref_src=twsrc%5Etfw\">November 8, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Et ce n\u2019est pas anodin : la plupart des experts estiment que la crypto repr\u00e9sente d\u00e9j\u00e0<strong> un pan entier<\/strong> de l\u2019\u00e9conomie pakistanaise. Beaucoup de citoyens utilisent des plateformes offshore pour envoyer ou recevoir de l\u2019argent, souvent parce qu\u2019ils n\u2019ont pas acc\u00e8s aux services bancaires classiques.<\/p>\n<p>En lan\u00e7ant sa <strong>propre solution locale<\/strong>, le Pakistan veut <strong>reprendre le contr\u00f4le<\/strong> de ses flux financiers. Le but, c\u2019est de faire revenir l\u2019argent dans les circuits officiels, d\u2019\u00e9viter qu\u2019il s\u2019\u00e9chappe \u00e0 l\u2019\u00e9tranger.<\/p>\n<h2>Un cadre r\u00e9glementaire en vue<\/h2>\n<p>Et pour que tout \u00e7a tienne la route, le gouvernement veut poser <strong>un cadre clair<\/strong>. Le gouvernement veut cr\u00e9er <strong>une nouvelle autorit\u00e9<\/strong>, le Pakistan Virtual Asset Regulatory Authority ou <a href=\"https:\/\/www.pvara.gov.pk\/\" target=\"_blank\" rel=\"\"><strong>PVARA<\/strong><\/a>, pour mieux encadrer le monde des cryptos. En clair, cette autorit\u00e9 <strong>servira de garde-fou<\/strong> pour \u00e9viter les abus et rassurer les investisseurs.<\/p>\n<p>\u00c0 cela s\u2019ajoute<strong> une nouvelle ordonnance<\/strong>, baptis\u00e9e <a href=\"https:\/\/pakistancode.gov.pk\/pdffiles\/administrator0307381221b936b93bd938f495fcc2aa.pdf#viewer.action=download\" target=\"_blank\" rel=\"\"><strong>Virtual Assets 2025<\/strong><\/a>, qui viendra pr\u00e9ciser les r\u00e8gles du jeu. Elle devrait d\u00e9finir qui peut op\u00e9rer, comment les plateformes doivent fonctionner et quelles obligations elles auront envers les utilisateurs.<\/p>\n<p>Ils rendront aussi l\u2019<strong>identification des utilisateurs<\/strong> obligatoire, afin d&rsquo;\u00e9viter les d\u00e9rives. L\u2019id\u00e9e, c\u2019est de rassurer les investisseurs, tout en montrant que le Pakistan <strong>peut innover sans perdre<\/strong> de vue la s\u00e9curit\u00e9. Bref, un cadre pour rassurer tout le monde.<\/p>\n<p>Par ailleurs, cette nouvelle survient alors que de plus en plus de pays suit aussi de pr\u00e8s un mod\u00e8le <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/stablecoins-decentralises-mythe-ou-futur-du-paiement-crypto\/\">hybride stablecoins priv\u00e9s<\/a><\/strong> qui combine CBDC et initiatives priv\u00e9es.<\/p>\n<h2>Des chiffres qui donnent le tournis et un vrai engouement<\/h2>\n<p>Le potentiel est colossal. Selon plusieurs estimations, les Pakistanais d\u00e9tiendraient entre <strong>20 et 30 milliards de dollars<\/strong> en cryptoactifs. C\u2019est \u00e9norme pour un pays encore en d\u00e9veloppement.<\/p>\n<p>Certains observateurs parlent m\u00eame d\u2019un <strong>volume de trading annuel<\/strong> proche de 300 milliards de dollars, soit presque l\u2019<strong>\u00e9quivalent du PIB national<\/strong>. Autant dire que le gouvernement ne veut plus rester en dehors du jeu. Par ailleurs, cette d\u00e9marche s&rsquo;inscrit dans <strong>une tendance mondiale<\/strong> o\u00f9 de nombreux pays, comme <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/le-kirghizstan-lance-son-propre-stablecoin-national-avec-binance\/\">Kirghizstan<\/a><\/strong> et le <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/roughrider-dakota-du-nord\/\">Dakota du Nord<\/a><\/strong>, explorent les MNBC.<\/p>\n<p>Du c\u00f4t\u00e9 du<strong> secteur priv\u00e9<\/strong>, la machine est d\u00e9j\u00e0 en marche. La start-up ZAR, par exemple, vient de lever 12,9 millions de dollars pour d\u00e9velopper des stablecoins destin\u00e9s aux pays du Sud.<\/p>\n<p>En effet, m\u00eame <strong>les banquiers s\u2019y mettent<\/strong>. Zafar Masud, pr\u00e9sident de la Pakistan Banks Association, a tir\u00e9 la sonnette d\u2019alarme : selon lui, si le pays tarde \u00e0 r\u00e9guler, il pourrait <strong>perdre jusqu\u2019\u00e0 25 milliards $<\/strong> d\u2019opportunit\u00e9s.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Mr. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/zafar_masud?ref_src=twsrc%5Etfw\">@zafar_masud<\/a> (President &amp; CEO \u2013 BOP) addressed the SDPI\u2019s 28th Sustainable Development Conference in Islamabad, emphasizing the need for collaborative action and innovation to drive sustainable progress in today\u2019s dynamic world. \ud83c\udf0d<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/TheBankofPunjab?src=hash&amp;ref_src=twsrc%5Etfw\">#TheBankofPunjab<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/HarFardKaKhayal?src=hash&amp;ref_src=twsrc%5Etfw\">#HarFardKaKhayal<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/SDPI2025?src=hash&amp;ref_src=twsrc%5Etfw\">#SDPI2025<\/a>\u2026 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/ekTilBpalz\">pic.twitter.com\/ekTilBpalz<\/a><\/p>\n<p>&mdash; The Bank of Punjab (@thebankofpunjab) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/thebankofpunjab\/status\/1987174323946426820?ref_src=twsrc%5Etfw\">November 8, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Oui, le <strong>risque z\u00e9ro n\u2019existe pas<\/strong>. Les autorit\u00e9s pakistanaises le savent tr\u00e8s bien. Les menaces de fraude, de blanchiment ou de manipulation planent effectivement toujours. Mais cette fois, le <strong>Pakistan veut avancer<\/strong> avec m\u00e9thode, \u00e9paul\u00e9 par des partenaires internationaux et un <strong>cadre l\u00e9gal solide<\/strong>. L\u2019id\u00e9e, c\u2019est de trouver le bon \u00e9quilibre entre innovation et s\u00e9curit\u00e9.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/japon-stablecoin-jpyc-lancement\/\">Le yen entre dans la course aux stablecoins<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/kazakhstan-fonds-crypto-2026\/\">Kazakhstan : un fonds crypto national jusqu\u2019\u00e0 1 milliard $ pr\u00e9vu d\u2019ici 2026<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/japon-fsa-plan-crypto\/\">Le Japon lance un plan crypto m\u00ealant innovation et r\u00e9gulation<br \/>\n<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/james-wynn-short-bitcoin-liquidations\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Le Pakistan passe \u00e0 la vitesse sup\u00e9rieure dans le monde des cryptos. Le gouvernement pr\u00e9pare le lancement d\u2019un stablecoin adoss\u00e9 \u00e0 la roupie, un projet ambitieux cens\u00e9 capter jusqu\u2019\u00e0 25 milliards de dollars d\u2019un march\u00e9 encore mal exploit\u00e9. L\u2019id\u00e9e ? Moderniser les paiements, faciliter les transferts d\u2019argent et offrir de vraies alternatives financi\u00e8res aux millions de Pakistanais non bancaris\u00e9s.<\/p>\n","protected":false},"author":200,"featured_media":16527,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pakistan : un stablecoin roupie pour capter 25 Mds $ du march\u00e9 crypto<\/title>\n<meta name=\"description\" content=\"Le Pakistan pr\u00e9pare un stablecoin adoss\u00e9 \u00e0 la roupie pour capter 25 Mds $ du march\u00e9 crypto et moderniser les paiements \u00e0 grande \u00e9chelle.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pakistan : un stablecoin roupie pour capter 25 Mds $ du march\u00e9 crypto\" \/>\n<meta property=\"og:description\" content=\"Le Pakistan pr\u00e9pare un stablecoin adoss\u00e9 \u00e0 la roupie pour capter 25 Mds $ du march\u00e9 crypto et moderniser les paiements \u00e0 grande \u00e9chelle.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/\" \/>\n<meta property=\"og:site_name\" content=\"Coinspeaker France\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-10T15:00:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/Pakistan-stablecoin-national-roupie.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Emmanuel Roux\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emmanuel Roux\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pakistan : un stablecoin roupie pour capter 25 Mds $ du march\u00e9 crypto","description":"Le Pakistan pr\u00e9pare un stablecoin adoss\u00e9 \u00e0 la roupie pour capter 25 Mds $ du march\u00e9 crypto et moderniser les paiements \u00e0 grande \u00e9chelle.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/","og_locale":"fr_FR","og_type":"article","og_title":"Pakistan : un stablecoin roupie pour capter 25 Mds $ du march\u00e9 crypto","og_description":"Le Pakistan pr\u00e9pare un stablecoin adoss\u00e9 \u00e0 la roupie pour capter 25 Mds $ du march\u00e9 crypto et moderniser les paiements \u00e0 grande \u00e9chelle.","og_url":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/","og_site_name":"Coinspeaker France","article_published_time":"2025-11-10T15:00:55+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/Pakistan-stablecoin-national-roupie.png","type":"image\/png"}],"author":"Emmanuel Roux","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Emmanuel Roux","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/","url":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/","name":"Pakistan : un stablecoin roupie pour capter 25 Mds $ du march\u00e9 crypto","isPartOf":{"@id":"https:\/\/www.coinspeaker.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/#primaryimage"},"image":{"@id":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/#primaryimage"},"thumbnailUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/Pakistan-stablecoin-national-roupie.png","datePublished":"2025-11-10T15:00:55+00:00","author":{"@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43"},"description":"Le Pakistan pr\u00e9pare un stablecoin adoss\u00e9 \u00e0 la roupie pour capter 25 Mds $ du march\u00e9 crypto et moderniser les paiements \u00e0 grande \u00e9chelle.","breadcrumb":{"@id":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/#primaryimage","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/Pakistan-stablecoin-national-roupie.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/Pakistan-stablecoin-national-roupie.png","width":1200,"height":800,"caption":"Pakistan stablecoin national roupie"},{"@type":"BreadcrumbList","@id":"https:\/\/www.coinspeaker.com\/fr\/pakistan-stablecoin-roupie-crypto\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.coinspeaker.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Pakistan : un stablecoin roupie pour capter 25 Mds $ du march\u00e9 crypto"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/16520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=16520"}],"version-history":[{"count":2,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/16520\/revisions"}],"predecessor-version":[{"id":16529,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/16520\/revisions\/16529"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/16527"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=16520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=16520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=16520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}