{"id":17170,"date":"2025-11-14T17:30:16","date_gmt":"2025-11-14T17:30:16","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=17170"},"modified":"2025-11-14T17:23:28","modified_gmt":"2025-11-14T17:23:28","slug":"paiements-btc-stablecoins-cash-app","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/paiements-btc-stablecoins-cash-app\/","title":{"rendered":"Le grand pari de Dorsey : les paiements stablecoins sur Cash App d\u00e8s 2026"},"content":{"rendered":"<h2>Une strat\u00e9gie claire pour simplifier les paiements<\/h2>\n<p>Le vrai coup de th\u00e9\u00e2tre est ailleurs. Malgr\u00e9 son statut de \u00ab\u00a0Bitcoin Maxi\u00a0\u00bb, Dorsey <strong>adopte les stablecoins<\/strong>. D\u00e8s 2026, Cash App permettra d&rsquo;<strong>envoyer et de recevoir<\/strong> ces stablecoins rapidement. L\u2019\u00e9quipe de Block, la soci\u00e9t\u00e9 m\u00e8re, affirme que ces transactions seront<strong> peu co\u00fbteuses et presque instantan\u00e9es<\/strong>.<\/p>\n<p>En parall\u00e8le, selon l&rsquo;<strong><a href=\"https:\/\/cash.app\/press\/cash-unlocks-bitcoin-everyday-stablecoins\" target=\"_blank\" rel=\"\">annonce officielle<\/a><\/strong>, Cash App pr\u00e9pare aussi <strong>une nouvelle fonctionnalit\u00e9<\/strong> audacieuse. D\u00e8s fin novembre 2025, ses utilisateurs pourront <strong>payer en Bitcoin sans m\u00eame en poss\u00e9der<\/strong>.\u00a0 L\u2019application convertira automatiquement les dollars en BTC au moment du paiement.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-17173\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/paiement-BTC.png\" alt=\"paiement BTC cash app\" width=\"748\" height=\"563\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/paiement-BTC.png 748w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/paiement-BTC-300x226.png 300w\" sizes=\"auto, (max-width: 748px) 100vw, 748px\" \/><\/p>\n<p>Les utilisateurs continueront donc de <strong>payer en dollars<\/strong>, mais les commer\u00e7ants recevront bien du Bitcoin. C\u2019est simple, propre, et surtout compatible <strong>avec le Lightning Network.<\/strong><\/p>\n<p>D\u2019ailleurs, les commer\u00e7ants <strong>Square<\/strong> auront <strong>4 options de paiement<\/strong> : BTC vers BTC, BTC vers fiat, fiat vers BTC, ou fiat vers fiat. Ce niveau de flexibilit\u00e9 <strong>reste rare<\/strong> dans les applications de paiement. Selon Block, plus de quatre millions de vendeurs pourront en profiter.<\/p>\n<p>Et comme beaucoup d\u2019utilisateurs cherchent d\u00e9sormais <strong>des apps plus souples<\/strong> pour g\u00e9rer leurs actifs num\u00e9riques, certains se tournent aussi vers des options modernes comme <strong><a href=\"http:\/\/coinspeaker.com\/fr\/go\/bestwallet\" target=\"_blank\" rel=\" nofollow sponsored\">Best Wallet<\/a>,<\/strong> qui simplifient d\u00e9j\u00e0 la gestion multicha\u00eenes.<\/p>\n<h2>Le r\u00f4le cl\u00e9 des stablecoins et de Solana<\/h2>\n<p>Les stablecoins occupent une place centrale dans ce changement. Cash App ne donne <strong>pas encore la liste compl\u00e8te<\/strong> des actifs support\u00e9s. Mais <strong>USDC<\/strong> appara\u00eet d\u00e9j\u00e0 comme un candidat \u00e9vident. Le PDG de Circle, <strong>Jeremy Allaire<\/strong>, <strong><a href=\"https:\/\/x.com\/jerallaire\/status\/1988992291491492294\" target=\"_blank\" rel=\"\">a m\u00eame salu\u00e9<\/a><\/strong> cette avanc\u00e9e comme un signe clair d\u2019adoption globale.<\/p>\n<p>De plus, Block suit l&rsquo;<strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/western-union-solana-stablecoin\/\">exemple de Western Union<\/a><\/strong> et choisit <strong>Solana<\/strong> pour alimenter les paiements en stablecoins. Le r\u00e9seau se distingue par son <strong>faible co\u00fbt<\/strong> et son <strong>d\u00e9bit tr\u00e8s \u00e9lev\u00e9<\/strong>.<\/p>\n<p>Solana a m\u00eame confirm\u00e9 publiquement que Cash App utilisera son infrastructure pour <strong>envoyer de l\u2019USDC<\/strong>. Ce choix montre que Dorsey privil\u00e9gie la rapidit\u00e9, m\u00eame s\u2019il reste un maximaliste Bitcoin assum\u00e9.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"es\" dir=\"ltr\">Solana \ud83e\udd1d Cash App <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/7umRrAuHLp\">pic.twitter.com\/7umRrAuHLp<\/a><\/p>\n<p>&mdash; Solana (@solana) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/solana\/status\/1989011328413975016?ref_src=twsrc%5Etfw\">November 13, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Cash App ne se limite pas aux r\u00e9seaux crypto. L\u2019entreprise pr\u00e9voit aussi <strong>plus de 150 am\u00e9liorations<\/strong> produits, dont 11 annonces majeures.<\/p>\n<p>Ce chantier accompagne la mont\u00e9e en puissance de ses 56 \u00e0 <strong>58 millions d\u2019utilisateurs actifs<\/strong> mensuels. En d\u2019autres termes, Dorsey veut pr\u00e9parer l\u2019app \u00e0 <strong>un usage massif<\/strong> des paiements num\u00e9riques, sans que l\u2019utilisateur ait besoin de comprendre la technique.<\/p>\n<h2>Une vision plus large pour l\u2019\u00e9cosyst\u00e8me Bitcoin<\/h2>\n<p>L\u2019entreprise ajoute aussi des outils pour guider les utilisateurs vers les commerces qui acceptent Bitcoin.<\/p>\n<p>Une <strong>\u201cBitcoin Map\u201d<\/strong> permettra de localiser rapidement les boutiques compatibles. C\u2019est une mani\u00e8re simple de <strong>d\u00e9clencher l\u2019usage r\u00e9el<\/strong> de cette monnaie, et pas seulement la d\u00e9tention passive dans un wallet.<\/p>\n<p>Cash App continue aussi de pr\u00e9parer l\u2019arriv\u00e9e d\u2019un portefeuille d\u00e9di\u00e9 : <a href=\"https:\/\/t.co\/ue3kXbeMEP\" target=\"_blank\" rel=\"noopener\"><strong>Bitkey<\/strong><\/a>. Ce produit de self-custody pr\u00e9vu pour 2026 doit permettre aux utilisateurs de <strong>garder leurs cryptos hors des plateformes<\/strong>. Block veut donc offrir un chemin complet : achat, paiement et garde s\u00e9curis\u00e9e.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-17175\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app.jpg\" alt=\"bitkey cash app\" width=\"1125\" height=\"1125\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app.jpg 1125w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app-300x300.jpg 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app-1024x1024.jpg 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app-150x150.jpg 150w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app-768x768.jpg 768w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app-148x148.jpg 148w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/bitkey-cash-app-64x64.jpg 64w\" sizes=\"auto, (max-width: 1125px) 100vw, 1125px\" \/><\/p>\n<p>Enfin, Block pousse un geste fort pour les commer\u00e7ants. Les paiements Bitcoin seront<strong> sans frais jusqu\u2019en 2027<\/strong> pour les marchands <strong>Square<\/strong>. C\u2019est une strat\u00e9gie tr\u00e8s agressive. Elle vise \u00e0 cr\u00e9er une base d\u2019usage avant de g\u00e9n\u00e9raliser les paiements.<\/p>\n<p>Ces mises \u00e0 jour s&rsquo;inscrivent donc dans une vision beaucoup plus large. Block, la soci\u00e9t\u00e9 m\u00e8re, se positionne comme <strong>une entreprise Bitcoin<\/strong> \u00e0 part enti\u00e8re. Ses activit\u00e9s couvrent maintenant les paiements, le minage et les portefeuilles hardware. Une approche 360 degr\u00e9s.<\/p>\n<p>Et cela a port\u00e9 ses fruits, car la soci\u00e9t\u00e9 a rapport\u00e9 pr\u00e8s de <strong>2 milliards de dollars de revenus<\/strong> Bitcoin au troisi\u00e8me trimestre.<\/p>\n<p>C\u2019est clair, la concurrence s\u2019emball<strong>e<\/strong> <strong>entre les g\u00e9ants du paiement<\/strong> pour dominer les paiements en crypto et la technologie blockchain. Des acteurs comme <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/paypal-p2p-bitcoin-ethereum-pyusd\/\">PayPal<\/a> <\/strong>ou encore <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/stripe-tempo-5-milliards\/\">Stripe<\/a> <\/strong>ont d\u00e9j\u00e0 saut\u00e9 le pas et acc\u00e9l\u00e8rent le mouvement.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/solana-rachat-actions-sol\/\">Pari choc de Solana : 100 M$ pour racheter ses actions et renforcer SOL<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/mastercard-gemini-ripple-paiements-rlusd\/\">Mastercard et Gemini testent les paiements crypto via RLUSD avec Ripple<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/coinbase-citi-usdc-paiement\/\">Paiements 24\/7 en stablecoin : Coinbase et Citi unissent leurs forces !<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/animoca-brands-et-chess-com-adoptent-le-token-check-un-nouveau-tournant-pour-le-gaming-web3\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Jack Dorsey pr\u00e9pare une nouvelle \u00e9tape pour Cash App. L\u2019application veut offrir des paiements en stablecoins d\u00e8s 2026 et rendre l\u2019usage du Bitcoin plus simple. Avec plus de 50 millions d\u2019utilisateurs, cette mise \u00e0 jour pourrait changer la fa\u00e7on dont les gens envoient et re\u00e7oivent de l\u2019argent au quotidien.<\/p>\n","protected":false},"author":200,"featured_media":17178,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17170","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Le grand pari de Dorsey : les paiements stablecoins sur Cash App d\u00e8s 2026<\/title>\n<meta name=\"description\" content=\"Cash App pr\u00e9pare les paiements en stablecoins d\u00e8s 2026 et simplifie l\u2019usage du Bitcoin gr\u00e2ce au r\u00e9seau Solana et Lightning.\" \/>\n<meta name=\"robots\" content=\"index, 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les paiements stablecoins sur Cash App d\u00e8s 2026"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/d793ce3fffd1844b1bf840021a85dd43","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/17170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=17170"}],"version-history":[{"count":2,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/17170\/revisions"}],"predecessor-version":[{"id":17180,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/17170\/revisions\/17180"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/17178"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=17170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=17170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=17170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}