{"id":1725,"date":"2025-07-01T16:00:14","date_gmt":"2025-07-01T16:00:14","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=1725"},"modified":"2025-07-01T16:00:25","modified_gmt":"2025-07-01T16:00:25","slug":"crypto-circle-finance-traditionnelle","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/crypto-circle-finance-traditionnelle\/","title":{"rendered":"Crypto : pourquoi Circle se rapproche de la finance traditionnelle ?"},"content":{"rendered":"<h2>Pourquoi la demande de licence bancaire ?<\/h2>\n<p>La demande de licence bancaire nationale succ\u00e8de \u00e0 <strong>l&rsquo;entr\u00e9e en bourse tr\u00e8s r\u00e9ussie de Circle<\/strong> (CRCL).<\/p>\n<p>Les actions ont <strong>bondi de 167 %<\/strong> le premier jour de cotation, apr\u00e8s une introduction en bourse \u00e0 31 $.<\/p>\n<p>L&rsquo;offre a \u00e9t\u00e9 sursouscrite 25 fois, suscitant une <strong>forte demande de la part des investisseurs crypto-natifs et traditionnels<\/strong>.<\/p>\n<p>L&rsquo;approbation aiderait Circle \u00e0 <strong>renforcer l&rsquo;infrastructure de l&rsquo;USDC<\/strong>, \u00e0 satisfaire aux exigences de la proposition de loi GENIUS. Cette acceptation permettrait aussi d\u2019offrir des services de conservation \u00e0 ses clients institutionnels.<\/p>\n<p>Une charte fiduciaire r\u00e9glement\u00e9e au niveau f\u00e9d\u00e9ral aiderait \u00e9galement Circle \u00e0 satisfaire aux exigences pr\u00e9vues par la <a href=\"https:\/\/www.coinspeaker.com\/fr\/ethereum-croissance-acceleree-du-reseau\/\">GENIUS Act<\/a>. Donc, cela constituerait une avanc\u00e9e significative dans <strong>l&rsquo;int\u00e9gration des actifs num\u00e9riques au sein du syst\u00e8me financier am\u00e9ricain au sens large<\/strong>.<\/p>\n<p>Circle avait d\u00e9j\u00e0 manifest\u00e9 son i<strong>nt\u00e9r\u00eat pour une charte bancair<\/strong>e. En 2022, le PDG Jeremy Allaire avait d\u00e9clar\u00e9 que Circle \u00e9tait d\u00e9j\u00e0 en pourparlers avec les r\u00e9gulateurs. C\u2019\u00e9tait dans le cadre de ses efforts pour obtenir une charte.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Circle is now officially a public company, listed on the <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/NYSE?ref_src=twsrc%5Etfw\">@NYSE<\/a> under <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/search?q=%24CRCL&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$CRCL<\/a>.<\/p>\n<p>With <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/USDC?ref_src=twsrc%5Etfw\">@USDC<\/a>, EURC, Circle Payments Network &amp; more, we&#39;re pushing forward a future of frictionless value exchange.<\/p>\n<p>We are not just building financial products. We are building the money layer of the\u2026 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/spBzjMzsVY\">pic.twitter.com\/spBzjMzsVY<\/a><\/p>\n<p>&mdash; Circle (@circle) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/circle\/status\/1930595433220386997?ref_src=twsrc%5Etfw\">June 5, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>Circle pourrait devenir le principal stablecoin r\u00e9glement\u00e9<\/h2>\n<p>Au d\u00e9but de la semaine, les analystes de <a rel=\"noopener noreferrer\" href=\"https:\/\/www.bernsteinresearch.com\/\" target=\"_blank\">Bernstein<\/a> ont d\u00e9clar\u00e9 que l&rsquo;USDC de Circle \u00e9tait en passe de devenir le <strong>principal stablecoin r\u00e9glement\u00e9<\/strong>. Cela fait suite au cadre du projet de loi GENIUS.<\/p>\n<p>\u00c0 la cl\u00f4ture mardi, les actions de Circle se n\u00e9gociaient \u00e0 181,29 dollars. De ce fait, cela a donn\u00e9 \u00e0 la soci\u00e9t\u00e9 une <strong>valeur marchande sup\u00e9rieure \u00e0 40 milliards de dollars<\/strong>.<\/p>\n<h2>L\u2019\u00e9volution de Circle<\/h2>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">This week, MiCA, the EU\u2019s comprehensive crypto laws went into effect, representing a massive step forward for the digital asset industry. <\/p>\n<p>The US has a massive opportunity to act now to get stablecoin legislation right, instead of being left behind by other major markets. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/AiNcNZEgWv\">pic.twitter.com\/AiNcNZEgWv<\/a><\/p>\n<p>&mdash; Circle (@circle) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/circle\/status\/1808131071898538254?ref_src=twsrc%5Etfw\">July 2, 2024<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>La demande de Circle aupr\u00e8s de l&rsquo;OCC s&rsquo;appuie sur <strong>l&rsquo;exp\u00e9rience mondiale de la soci\u00e9t\u00e9<\/strong>. Elle a \u00e9t\u00e9 la premi\u00e8re \u00e0 demander des licences et des autorisations cl\u00e9s dans plusieurs juridictions.<\/p>\n<p>En 2015, Circle a obtenu la toute premi\u00e8re licence BitLicense du NYDFS et travaille toujours avec le NYDFS. D\u2019ailleurs, c\u2019est le <strong>principal organisme de r\u00e9glementation des actifs num\u00e9riques aux \u00c9tats-Unis<\/strong>.<\/p>\n<p>En 2024, Circle s\u2019est <strong>conform\u00e9 au cadre r\u00e9glementaire historique de l&rsquo;UE<\/strong> sur les march\u00e9s des crypto-actifs (MiCA).<\/p>\n<p>Ensuite, en avril 2025, Circle a re\u00e7u l&rsquo;accord de principe FSRA \u00e0 travers l\u2019<a rel=\"noopener noreferrer\" href=\"https:\/\/www.amf-france.org\/fr\/actualites-publications\/communiques\/communiques-de-lamf\/lautorite-de-regulation-des-services-financiers-dabu-dhabi-global-market-et-lautorite-des-marches\" target=\"_blank\">ADGM<\/a> . Dor\u00e9navant, il peut exercer en tant que <strong>prestataire de services mon\u00e9taires<\/strong>.<\/p>\n<hr \/>\n<p>Source : <a rel=\"noopener noreferrer\" href=\"https:\/\/www.reuters.com\/sustainability\/boards-policy-regulation\/circle-applies-us-trust-bank-license-after-bumper-ipo-2025-06-30\/\" target=\"_blank\">Reuters<\/a><\/p>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/ethereum-que-nous-dit-la-cryptomonnaie-pour-juillet\/\">Ethereum : Que nous dit la cryptomonnaie pour juillet ?<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/snorter-sous-evalue-ou-surcote\/\">Snorter : est-ce un jeton sous-\u00e9valu\u00e9 ou surcot\u00e9 ?<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/snorter-sous-evalue-ou-surcote\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Circle, la soci\u00e9t\u00e9 \u00e0 l&rsquo;origine du stablecoin USDC, a d\u00e9pos\u00e9 une demande de licence bancaire nationale.<\/p>\n<p>Cette initiative permettra \u00e0 la soci\u00e9t\u00e9 de cryptomonnaie de se rapprocher de la finance traditionnelle.<\/p>\n","protected":false},"author":220,"featured_media":1726,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,36],"tags":[],"class_list":["post-1725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-altcoins"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Crypto : Pourquoi Circle se rapproche de la finance traditionnelle ?<\/title>\n<meta name=\"description\" content=\"Circle est la soci\u00e9t\u00e9 qui est \u00e0 l&#039;origine du stablecoin USDC et elle a d\u00e9pos\u00e9 une demande de licence bancaire nationale.\" \/>\n<meta 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