{"id":18252,"date":"2025-11-26T09:00:55","date_gmt":"2025-11-26T09:00:55","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=18252"},"modified":"2025-11-26T08:55:55","modified_gmt":"2025-11-26T08:55:55","slug":"moonpay-licence-new-york","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/moonpay-licence-new-york\/","title":{"rendered":"MoonPay dans l\u2019\u00e9lite crypto gr\u00e2ce \u00e0 sa double licence \u00e0 New-York"},"content":{"rendered":"<h2>Une double licence qui change tout pour MoonPay<\/h2>\n<p>MoonPay obtient d\u2019abord <strong>une BitLicense<\/strong> du NYDFS au mois de juin. Cette licence reste essentielle pour toute entreprise crypto qui veut <strong>op\u00e9rer l\u00e9galement \u00e0 New-York<\/strong>. Elle encadre la conformit\u00e9, la s\u00e9curit\u00e9 des actifs et les r\u00e8gles de protection des utilisateurs. Peu d\u2019acteurs r\u00e9ussissent \u00e0 la d\u00e9crocher, car <strong>le processus est lourd<\/strong>.<\/p>\n<p>Ensuite, la soci\u00e9t\u00e9 re\u00e7oit <strong><a href=\"https:\/\/www.moonpay.com\/newsroom\/nytrust\" target=\"_blank\" rel=\"\">une seconde autorisation<\/a> <\/strong>: la<strong> Limited Purpose Trust Charter<\/strong>. En effet, cette<strong> licence fiduciaire<\/strong> est d\u00e9livr\u00e9e \u00e9galement par le <strong>NYDFS<\/strong>, le r\u00e9gulateur new-yorkais r\u00e9put\u00e9 pour son exigence.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-18255\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/moonpay.png\" alt=\"moonpay licence fiduciaire NY\" width=\"1068\" height=\"541\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/moonpay.png 1068w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/moonpay-300x152.png 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/moonpay-1024x519.png 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/11\/moonpay-768x389.png 768w\" sizes=\"auto, (max-width: 1068px) 100vw, 1068px\" \/><\/p>\n<p>MoonPay rejoint ainsi <strong>un groupe s\u00e9lectif<\/strong> incluant <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/guides\/coinbase-avis\/\" target=\"_blank\" rel=\"\">Coinbase<\/a><\/strong>, <strong><a href=\"https:\/\/www.coinspeaker.com\/organizations\/ripple-labs\/\" target=\"_blank\" rel=\"\">Ripple<\/a> <\/strong>et PayPal. Par cons\u00e9quent, <strong>sa cr\u00e9dibilit\u00e9<\/strong> aupr\u00e8s des banques et des grandes institutions traditionnelles s&rsquo;en trouve d\u00e9cupl\u00e9e.<\/p>\n<p>Ce feu vert lui permet d\u2019offrir des services que seules quelques entreprises peuvent proposer.\u00a0 Elle peut <strong>officiellement servir de pont<\/strong> entre la finance traditionnelle et l&rsquo;\u00e9cosyst\u00e8me num\u00e9rique.<\/p>\n<p>De plus, cette avanc\u00e9e s\u2019inscrit dans un mouvement plus large de <strong>modernisation financi\u00e8re<\/strong> aux \u00c9tats-Unis. On le voit notamment avec le d\u00e9veloppement des <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/fed-comptes-speciaux-crypto\/\">comptes sp\u00e9ciaux crypto<\/a><\/strong> pour les fintechs et les banques par la R\u00e9serve f\u00e9d\u00e9rale.<\/p>\n<h2>Des services r\u00e9gul\u00e9s qui s\u2019\u00e9tendent enfin<\/h2>\n<p>Avec le Trust Charter, <strong><a href=\"https:\/\/www.moonpay.com\/fr\" target=\"_blank\" rel=\"\">MoonPay<\/a> <\/strong>gagne le droit de <strong>s\u00e9curiser les actifs num\u00e9riques<\/strong> de ses clients. C\u2019est une \u00e9volution majeure, car la garde crypto reste <strong>un service strat\u00e9gique<\/strong>. Les institutions demandent un niveau de s\u00e9curit\u00e9 \u00e9lev\u00e9, surtout dans <strong>un cadre r\u00e9glement\u00e9<\/strong> comme celui de New-York. MoonPay peut donc attirer de nouveaux profils d\u2019utilisateurs.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">\ud83d\uddfd MoonPay is now authorized by NYDFS to operate MoonPay Trust Company in New York!<\/p>\n<p>\ud83c\udf4e this expanded regulatory footprint unlocks digital asset custody and OTC trading for our financial infrastructure<\/p>\n<p>\ud83d\ude80 NY BitLicense + Trust Charter = a new era of compliant innovation <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/LtTuZuxY1k\">pic.twitter.com\/LtTuZuxY1k<\/a><\/p>\n<p>&mdash; MoonPay \ud83d\udfe3 (@moonpay) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/moonpay\/status\/1993335203662860385?ref_src=twsrc%5Etfw\">November 25, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Par ailleurs, le Trust Charter permet aussi de proposer des <strong>services de n\u00e9gociation de gr\u00e9 \u00e0 gr\u00e9 <a target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/www.coinspeaker.com\/guides\/what-is-over-the-counter-otc-trading-and-how-does-it-work\/\" rel=\"\">OTC<\/a><\/strong>. Ce type de trading permet des transactions directes et sur mesure entre contreparties. Elles r\u00e9duisent <strong>l\u2019impact sur les prix<\/strong> et offrent une confidentialit\u00e9 plus forte. Les entreprises et les fonds d\u2019investissement utilisent beaucoup ce type de service.<\/p>\n<p>MoonPay confirme que ses premiers produits li\u00e9s \u00e0 cette licence sont<strong> d\u00e9j\u00e0 en pr\u00e9paration<\/strong>. Les \u00e9quipes de conformit\u00e9, aux \u00c9tats-Unis et \u00e0 l\u2019international,<strong> travaillent sur les outils<\/strong> qui devraient accompagner cette nouvelle phase.<\/p>\n<h2>Les perspectives s&rsquo;ouvrent pour MoonPay<\/h2>\n<p>Le cofondateur<strong> Ivan Soto-Wright<\/strong> met en avant l\u2019avantage majeur de MoonPay : sa <strong>double licence<\/strong>, encore tr\u00e8s rare dans le secteur.<\/p>\n<p>Coinbase reste centr\u00e9 sur ses services d\u2019\u00e9change, Ripple sur les paiements internationaux, et <strong><a href=\"https:\/\/www.nydig.com\/\" target=\"_blank\" rel=\"\">NYDIG<\/a> <\/strong>sur la gestion institutionnelle du Bitcoin. MoonPay tente une autre voie.\u00a0 Auparavant connu pour les achats retail, MoonPay s&rsquo;attaque donc maintenant <strong>au march\u00e9 institutionnel<\/strong>.<\/p>\n<p>\u00c0 court terme, l&rsquo;objectif de la fintech su\u00e9doise est clair : <strong>conqu\u00e9rir la client\u00e8le institutionnelle<\/strong>. La nouvelle entit\u00e9 l\u00e9gale, <strong>MoonPay Trust Company<\/strong>, LLC, est op\u00e9rationnelle. Elle va imm\u00e9diatement d\u00e9ployer ses services r\u00e9gul\u00e9s. Par ailleurs, cette charte facilite <strong>les partenariats avec les banques traditionnelles.<\/strong><\/p>\n<p>De plus, MoonPay avance sur les <strong>stablecoins<\/strong>. L\u2019entreprise a lanc\u00e9, mi-novembre, une <strong>plateforme destin\u00e9e aux \u00e9metteurs<\/strong>. Elle leur permet de cr\u00e9er, lancer et distribuer leurs propres stablecoins. Bien s\u00fbr, ce projet n\u00e9cessiterait une approbation expresse et suppl\u00e9mentaire du NYDFS. Cependant, la voie est d\u00e9sormais trac\u00e9e pour une telle innovation.<\/p>\n<p>Cette offre arrive au moment o\u00f9 le<strong> <a href=\"https:\/\/www.coinspeaker.com\/fr\/genius-act-repositionne-etats-unis-superpuissance-crypto\/\">GENIUS Act<\/a><\/strong> clarifie enfin le <strong>cadre l\u00e9gal des stablecoins<\/strong> de paiement aux \u00c9tats-Unis. Cela donne un terrain plus stable pour innover.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/mastercard-polygon-aliases\/\">Mastercard int\u00e8gre Polygon pour remplacer les adresses crypto<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/coinbase-prediction-markets\/\">Coinbase pr\u00e9pare en secret sa plateforme de march\u00e9 de pr\u00e9dictions<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/proces-binance-hamas\/\">Proc\u00e8s choc : Binance accus\u00e9 d\u2019avoir couvert 6 ans d\u2019activit\u00e9s Hamas<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/3-altcoins-caches-exploser-2026\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>MoonPay rejoint le cercle tr\u00e8s ferm\u00e9 des g\u00e9ants de la crypto ! La plateforme a d\u00e9croch\u00e9 une pr\u00e9cieuse charte de trust \u00e0 New York, compl\u00e9tant sa licence BitLicense du juin. D\u00e9sormais, elle peut proposer des services r\u00e9gul\u00e9s de garde et de trading aux institutions. Une \u00e9tape majeure pour son expansion.<\/p>\n","protected":false},"author":200,"featured_media":18259,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MoonPay dans l\u2019\u00e9lite crypto gr\u00e2ce \u00e0 sa double licence \u00e0 New-York<\/title>\n<meta name=\"description\" content=\"MoonPay obtient \u00e0 la fois la BitLicense et la Trust Charter par le r\u00e9gulateur NYDFS \u00e0 New York et entre dans le cercle des g\u00e9ants crypto.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/18252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=18252"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/18252\/revisions"}],"predecessor-version":[{"id":18254,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/18252\/revisions\/18254"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/18259"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=18252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=18252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=18252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}