{"id":18581,"date":"2025-11-28T14:00:15","date_gmt":"2025-11-28T14:00:15","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=18581"},"modified":"2025-11-28T13:11:57","modified_gmt":"2025-11-28T13:11:57","slug":"ue-reporting-crypto-dac8-2026","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/ue-reporting-crypto-dac8-2026\/","title":{"rendered":"UE &#8211; DAC8 : les exchanges crypto forc\u00e9s \u00e0 un reporting total d\u00e8s 2026"},"content":{"rendered":"<h2>DAC8 : une transparence obligatoire pour tout le secteur<\/h2>\n<p>Sans grande surprise, le compte \u00e0 rebours est officiellement lanc\u00e9. En effet, cette nouvelle r\u00e9glementation, dans la directive <a href=\"https:\/\/taxation-customs.ec.europa.eu\/taxation\/tax-transparency-cooperation\/administrative-co-operation-and-mutual-assistance\/directive-administrative-cooperation-dac\/dac8_en\" target=\"_blank\" rel=\"\"><strong>DAC8<\/strong><\/a>, entrera en vigueur le <strong>1\u1d49\u02b3 janvier 2026<\/strong>.<\/p>\n<p>Les prestataires de services sur actifs cryptographiques (<strong>PSAC<\/strong>) devront envoyer un<strong> ensemble standardis\u00e9 de donn\u00e9es<\/strong> aux autorit\u00e9s fiscales. Cette mesure couvrira les d\u00e9p\u00f4ts, les retraits, les conversions, les transferts et m\u00eame les soldes. L\u2019Union veut \u00e9liminer toutes les zones d\u2019ombre.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">\ud83d\udce1DAC8 goes live 1 Jan 2026, expanding automatic information exchange to crypto transactions. Service providers must prepare!<\/p>\n<p>&#8211; Register for reporting with an EU Member State if not authorised under MiCA<br \/>&#8211; Collect data from Jan 2026<br \/>&#8211; Report by Sep 2027<br \/>\u27a1\ufe0f<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/cTCzlL2D5A\">https:\/\/t.co\/cTCzlL2D5A<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/Jj3dfArPVR\">pic.twitter.com\/Jj3dfArPVR<\/a><\/p>\n<p>&mdash; EU Tax &amp; Customs \ud83c\uddea\ud83c\uddfa (@EU_Taxud) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/EU_Taxud\/status\/1994010689296572690?ref_src=twsrc%5Etfw\">November 27, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Les premi\u00e8res d\u00e9clarations aux autorit\u00e9s fiscales seront <strong>dues dans les neuf mois<\/strong> suivant la fin de la premi\u00e8re ann\u00e9e. Concr\u00e8tement, cela signifie que les donn\u00e9es collect\u00e9es tout au long de 2026 devront \u00eatre transmises entre<strong> janvier et septembre 2027<\/strong>. Ce d\u00e9lai laisse un temps pr\u00e9cieux pour finaliser les syst\u00e8mes.<\/p>\n<p>En plus, cette obligation s\u2019\u00e9tendra aussi aux plateformes <strong>situ\u00e9es hors de l\u2019UE<\/strong> lorsqu\u2019elles servent des r\u00e9sidents europ\u00e9ens. Donc, aucun acteur<strong> ne pourra contourner le dispositif.<\/strong> La Commission a pr\u00e9vu un <strong>fichier num\u00e9rique unique<\/strong> qui simplifie la collecte.<\/p>\n<p><strong>DAC8<\/strong> introduit ainsi un <strong>identifiant unique obligatoire<\/strong>. Chaque op\u00e9rateur recevra un num\u00e9ro \u00e0 dix chiffres pour centraliser le suivi. Les \u00c9tats membres devront par ailleurs<strong> envoyer un rapport annuel<\/strong> \u00e0 Bruxelles.<\/p>\n<h2>Des obligations renforc\u00e9es : v\u00e9rification, conservation et reporting ininterrompu<\/h2>\n<p>Les plateformes devront v\u00e9rifier l\u2019<strong>identit\u00e9 des utilisateurs<\/strong> bien plus strictement qu\u2019aujourd\u2019hui. Elles devront relier chaque transaction \u00e0 une personne r\u00e9elle.<\/p>\n<p>De plus, elles pourront demander <strong>une preuve de propri\u00e9t\u00e9<\/strong> pour les portefeuilles priv\u00e9s. Cela deviendra obligatoire d\u00e8s qu\u2019un<strong> transfert d\u00e9passera 1 000 euros<\/strong>. Donc, m\u00eame un simple envoi vers un <strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/guides\/meilleur-cold-wallet\/\">cold wallet<\/a><\/strong> pourra d\u00e9clencher un contr\u00f4le suppl\u00e9mentaire. Ensuite, les entreprises devront <strong>conserver les donn\u00e9es pendant 12 mois<\/strong> minimum, m\u00eame si elles quittent le registre europ\u00e9en.<\/p>\n<p>Cette r\u00e8gle garantit une <strong>continuit\u00e9 administrative<\/strong>. La Commission veut \u00e9viter que des acteurs disparaissent ou changent de juridiction pour <strong>supprimer leurs traces<\/strong>. \u00c0 terme, chaque mouvement crypto restera accessible.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-12558\" src=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/regulation-europe-1.png\" alt=\"regulation europe\" width=\"1024\" height=\"896\" srcset=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/regulation-europe-1.png 1024w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/regulation-europe-1-300x263.png 300w, https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/10\/regulation-europe-1-768x672.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>De plus, DAC8 fonctionnera avec d\u2019autres r\u00e8gles d\u00e9j\u00e0 en place. Le <strong>TFR<\/strong> applique la travel rule pour identifier exp\u00e9diteurs et destinataires. <strong><a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/www.coinspeaker.com\/guides\/mica-eus-comprehensive-crypto-regulation-explained\/\">MiCA<\/a> <\/strong>encadre les jetons et les services. Les directives <strong>AML<\/strong> renforcent la lutte contre le blanchiment.<\/p>\n<p>Finalement, l&rsquo;Europe se dote de l&rsquo;<strong>arsenal l\u00e9gislatif<\/strong> le plus complet au monde sur le sujet, en d\u00e9pit des \u00c9tats-Unis. Et les transactions deviendront aussi surveill\u00e9es que les virements bancaires.<\/p>\n<h2>Un choc pour la vie priv\u00e9e<\/h2>\n<p>Cette transparence inqui\u00e8te les<strong> d\u00e9fenseurs de la vie priv\u00e9e<\/strong>. Plusieurs sp\u00e9cialistes alertent sur l\u2019ampleur du partage de donn\u00e9es. Beaucoup craignent que l\u2019<strong>UE cr\u00e9e une base de donn\u00e9es massive<\/strong> qui rend les utilisateurs enti\u00e8rement tra\u00e7ables. En plus, les \u00e9changes automatiques d\u2019informations <strong>s\u2019\u00e9tendront \u00e0 toute l\u2019Europe<\/strong>. Les administrations partageront les donn\u00e9es sans pr\u00e9venir les utilisateurs.<\/p>\n<p>Certains experts soulignent un risque important. <strong>Une fuite<\/strong> pourrait exposer des <strong>informations sensibles<\/strong> et mener \u00e0 des attaques dans la vie r\u00e9elle. L\u2019<strong><a href=\"https:\/\/www.coinspeaker.com\/fr\/vol-crypto-uk-best-wallet\/\">affaire du braquage<\/a> au Royaume-Uni<\/strong> en est la preuve. Trois suspects ont \u00e9t\u00e9 condamn\u00e9s apr\u00e8s avoir<strong> vol\u00e9 plus de 4,3 millions<\/strong> de dollars \u00e0 une famille, \u00e0 cause d\u2019une fuite li\u00e9e <strong>\u00e0 un wallet et son adresse<\/strong>.<\/p>\n<p>L\u2019histoire relance l\u2019int\u00e9r\u00eat pour <strong>la self-custody moderne<\/strong>. Des solutions comme <a href=\"http:\/\/coinspeaker.com\/fr\/go\/bestwallet\" target=\"_blank\" rel=\" nofollow sponsored\"><strong>Best Wallet<\/strong><\/a> attirent plus d\u2019utilisateurs, car elles prot\u00e8gent mieux les cl\u00e9s, r\u00e9duisent les risques humains et \u00e9vitent les points faibles des \u00e9changes centralis\u00e9s.<\/p>\n<p>L&rsquo;objectif affich\u00e9 est simple et clair : lutter <strong>contre la fraude fiscale et l&rsquo;\u00e9vasion<\/strong>. L&rsquo;UE estime que le march\u00e9 des cryptoactifs reste trop opaque. Elle souhaite donc <strong>ramener dans le giron fiscal<\/strong> toutes les transactions qui y sont r\u00e9alis\u00e9es.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/bce-stablecoins-systeme\/\">2026 : La BCE alerte : les stablecoins menacent le syst\u00e8me financier europ\u00e9en<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/pourquoi-esma-pourrait-devenir-la-sec-europeenne-du-marche-crypto\/\">Pourquoi l\u2019ESMA pourrait devenir la \u00ab SEC europ\u00e9enne \u00bb du march\u00e9 crypto<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/taxes-us-bitcoin\/\">\u00c9tats-Unis : les taxes f\u00e9d\u00e9rales bient\u00f4t payables en Bitcoin<br \/>\n<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/millionnaire-grace-xrp-2026-methode\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>D\u00e8s 2026, l\u2019Union europ\u00e9enne exigera de tous les exchanges, m\u00eame \u00e9trangers, un reporting int\u00e9gral des transactions crypto r\u00e9alis\u00e9es par leurs clients r\u00e9sidents. Une traque fiscale sans pr\u00e9c\u00e9dent se pr\u00e9pare. Cette nouvelle r\u00e8gle, int\u00e9gr\u00e9e dans le dispositif DAC8, vise \u00e0 rendre chaque flux crypto tra\u00e7able. <\/p>\n","protected":false},"author":200,"featured_media":18590,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,42],"tags":[],"class_list":["post-18581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-reglementation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>UE DAC8 : les exchanges crypto forc\u00e9s \u00e0 un reporting total d\u00e8s 2026<\/title>\n<meta name=\"description\" content=\"DAC8 impose d\u00e8s 2026 un reporting total des transactions crypto, y compris pour les plateformes \u00e9trang\u00e8res servant des r\u00e9sidents europ\u00e9ens.\" \/>\n<meta name=\"robots\" content=\"index, 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&#8211; DAC8 : les exchanges crypto forc\u00e9s \u00e0 un reporting total d\u00e8s 2026"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/cfb5df450a3f98d6cbdac45264af1e5d","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/18581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=18581"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/18581\/revisions"}],"predecessor-version":[{"id":18583,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/18581\/revisions\/18583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/18590"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=18581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=18581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=18581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}