{"id":1971,"date":"2025-07-04T11:30:41","date_gmt":"2025-07-04T11:30:41","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=1971"},"modified":"2025-07-04T13:47:57","modified_gmt":"2025-07-04T13:47:57","slug":"boe-avertissement-stablecoins","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/boe-avertissement-stablecoins\/","title":{"rendered":"La Bank of England \u00e9met un avertissement concernant les stablecoins"},"content":{"rendered":"<h2>Les r\u00e9serves devraient \u00eatre utilis\u00e9es correctement<\/h2>\n<p>Bailey a d\u00e9clar\u00e9 que les banques centrales devaient surveiller de pr\u00e8s les innovations dans le secteur des paiements. De ce fait, elles ne pourraient pas introduire de <strong>nouvelles vuln\u00e9rabilit\u00e9s dans le syst\u00e8me mon\u00e9taire<\/strong>.<\/p>\n<p>Le gouverneur de la <a rel=\"noopener noreferrer\" href=\"https:\/\/www.bankofengland.co.uk\/monetary-policy-summary-and-minutes\/2025\/june-2025?sf227009459=1\" target=\"_blank\">BOE<\/a> a fait une excellente observation concernant l&rsquo;utilisation des r\u00e9serves. Elle oscille entre <strong>soutien \u00e0 la convertibilit\u00e9 des devises et pr\u00e9servation de la stabilit\u00e9 financi\u00e8re face aux flux de capitaux<\/strong>.<\/p>\n<p>Il a fait valoir que dans les conditions actuelles, les r\u00e9serves servent \u00e0 soutenir la liquidit\u00e9 en p\u00e9riode de tension. Elles ne doivent pas servir \u00e0 <strong>g\u00e9rer les parit\u00e9s mon\u00e9taires<\/strong>.<\/p>\n<p>M. Bailey a ajout\u00e9 que tout changement dans la structure mon\u00e9taire, tel que l&rsquo;<strong>introduction de stablecoins priv\u00e9s<\/strong>, devrait \u00eatre surveill\u00e9 de pr\u00e8s. Cette surveillance devrait \u00eatre faite afin d&rsquo;\u00e9valuer ses effets potentiels sur la confiance mon\u00e9taire aussi bien que l&rsquo;unicit\u00e9 de la monnaie.<\/p>\n<p>Si, les <a href=\"https:\/\/www.coinspeaker.com\/fr\/stablecoins-epine-dorsale-paiements\/\">stablecoins<\/a> apparaissent comme une nouveau type de monnaie, il apprendre \u00e0 <strong>garantir l&rsquo;unicit\u00e9 de la monnaie<\/strong>. Donc, les investisseurs doivent avoir confiance dans la monnaie et savoir quel r\u00f4le elle devrait jouer ici.<\/p>\n<h2>Bailey souligne les risques pour l&rsquo;unit\u00e9 mon\u00e9taire<\/h2>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">The Monetary Policy Committee voted by a majority of 5-4 to cut interest rates to 4.25%.<\/p>\n<p>Find out more in our <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/MonetaryPolicyReport?src=hash&amp;ref_src=twsrc%5Etfw\">#MonetaryPolicyReport<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/F16kEWSzz5\">https:\/\/t.co\/F16kEWSzz5<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/nI7rZqWTGT\">pic.twitter.com\/nI7rZqWTGT<\/a><\/p>\n<p>&mdash; Bank of England (@bankofengland) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/bankofengland\/status\/1920434337079566710?ref_src=twsrc%5Etfw\">May 8, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Le gouverneur de la Bank of England a pr\u00e9sent\u00e9 ces <strong>\u00e9volutions comme un d\u00e9fi<\/strong> pour les banques centrales. En fait, c\u2019est le cas en particulier si les stablecoins se g\u00e9n\u00e9ralisent en dehors des cadres r\u00e9glement\u00e9s.<\/p>\n<p>Bailey a d\u00e9clar\u00e9 que les travaux futurs devraient se concentrer sur la d\u00e9finition du r\u00f4le des monnaies de r\u00e9serve dans les syst\u00e8mes. C\u2019est l\u00e0 o\u00f9 les <strong>nouvelles technologies de paiement<\/strong> pourraient contourner la surveillance traditionnelle.<\/p>\n<p><a rel=\"noopener noreferrer\" href=\"https:\/\/en.wikipedia.org\/wiki\/Andrew_Bailey_(banker)\" target=\"_blank\">Andrew Bailey<\/a> a soulign\u00e9 la nature adaptative du concept de monnaie de r\u00e9serve. Il a aussi expliqu\u00e9 la n\u00e9cessit\u00e9 de clarifier la mani\u00e8re dont ces termes seront appliqu\u00e9s dans les <strong>futurs syst\u00e8mes mon\u00e9taires<\/strong>.<\/p>\n<p>Certaines autorit\u00e9s de r\u00e9gulation avertissent que l&rsquo;adoption non coordonn\u00e9e des stablecoins pourrait conduire \u00e0 une <strong>fragmentation des syst\u00e8mes mon\u00e9taires<\/strong>.<\/p>\n<p>En l&rsquo;absence de r\u00e8gles communes, les jetons priv\u00e9s pourraient circuler <strong>en dehors de la surveillance centrale<\/strong>. Ainsi, cela affaiblit les outils politiques et complique les mesures de stabilit\u00e9 financi\u00e8re transfrontali\u00e8res.<\/p>\n<h2>L&rsquo;interop\u00e9rabilit\u00e9 est \u00e9galement \u00e0 l&rsquo;\u00e9tude<\/h2>\n<p>Les autorit\u00e9s \u00e9valuent comment les stablecoins peuvent <strong>maintenir une valeur constante tout en respectant les normes juridiques<\/strong> et les normes de risque. Il s&rsquo;agit notamment de d\u00e9cider si ces instruments doivent \u00eatre trait\u00e9s comme faisant partie du syst\u00e8me mon\u00e9taire officiel ou conserv\u00e9s dans des cadres distincts.<\/p>\n<p>Dans 4 jours, vous pourrez visionner la vid\u00e9o de la <strong>conf\u00e9rence de presse sur le rapport sur la stabilit\u00e9 financi\u00e8re<\/strong> de la Bank of England ci-dessous.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/vAC01ui9uQk?si=5HjOAYBfcpC_1xwi\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<hr \/>\n<p>Source : <a rel=\"noopener noreferrer\" href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-07-03\/boe-s-bailey-warns-stablecoins-threaten-public-trust-in-money?embedded-checkout=true\" target=\"_blank\">Bloomberg<\/a><\/p>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/revolution-xrp-rlusd-en-suisse\/\">La r\u00e9volution XRP commence : le RLUSD d\u00e9barque en Suisse<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/minage-btc-affiche-gains-deux-chiffres\/\">Le minage de Bitcoin affiche des gains \u00e0 deux chiffres<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/prix-dogwifhat-augmente-43\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Andrew Bailey de la BOE a averti que l&rsquo;essor des stablecoins pourrait miner la confiance du public dans la monnaie.<\/p>\n<p>Les experts sont inquiets concernant la menace que repr\u00e9sente l&rsquo;utilisation g\u00e9n\u00e9ralis\u00e9e des cryptos adoss\u00e9es au dollar.<\/p>\n","protected":false},"author":220,"featured_media":1975,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,36],"tags":[],"class_list":["post-1971","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-altcoins"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La Bank of England \u00e9met un avertissement concernant les stablecoins<\/title>\n<meta name=\"description\" content=\"Andrew Bailey de la Bank of England a averti que l&#039;essor des stablecoins pourrait miner la confiance du public dans la monnaie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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