{"id":21712,"date":"2026-04-27T08:08:40","date_gmt":"2026-04-27T08:08:40","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=21712"},"modified":"2026-04-28T08:10:58","modified_gmt":"2026-04-28T08:10:58","slug":"western-union-stablecoin-stable-card","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/western-union-stablecoin-stable-card\/","title":{"rendered":"Western Union pr\u00e9voit le lancement d&rsquo;un stablecoin et le d\u00e9ploiement de la \u00ab Stable Card \u00bb pour les consommateurs"},"content":{"rendered":"<p>Western Union s&rsquo;appr\u00eate \u00e0 lancer l&rsquo;USDPT, un <a href=\"https:\/\/www.westernunion.com\/\" target=\"_blank\" rel=\"\">stablecoin<\/a> index\u00e9 sur le dollar am\u00e9ricain et \u00e9mis par Anchorage Digital Bank sur la blockchain Solana, d\u00e8s le mois prochain. Ce lancement s&rsquo;accompagnera d&rsquo;un produit de carte pr\u00e9pay\u00e9e destin\u00e9 aux consommateurs appel\u00e9 \u00ab Stable Card \u00bb.<\/p>\n<p>Selon les informations de The Block, ce d\u00e9ploiement \u00e9tendrait les circuits de r\u00e8glement en stablecoins au r\u00e9seau de Western Union, qui compte plus de 360\u00a0000 points de retrait d&rsquo;esp\u00e8ces dans plus de 200 pays et territoires.<\/p>\n<p>Cette annonce ne signifie pas simplement que Western Union ajoute un produit <a href=\"http:\/\/coinspeaker.com\" target=\"_blank\" rel=\"\">crypto<\/a>. Il s&rsquo;agit d&rsquo;un op\u00e9rateur de transfert de fonds traditionnel qui tente de restructurer l&rsquo;architecture de r\u00e8glement sous-jacente des paiements transfrontaliers au niveau de l&rsquo;infrastructure.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">NEWS: During its Q1 earnings call, <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/WesternUnion?ref_src=twsrc%5Etfw\">@WesternUnion<\/a> said its <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/solana?ref_src=twsrc%5Etfw\">@Solana<\/a>-based U.S. dollar stablecoin <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/search?q=%24USDPT&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$USDPT<\/a> is in final-stage preparation and expected to launch next month as an alternate to SWIFT for cross-border settlements. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/vR9VgTUtuV\">pic.twitter.com\/vR9VgTUtuV<\/a><\/p>\n<p>&mdash; SolanaFloor (@SolanaFloor) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/SolanaFloor\/status\/2048626028139188489?ref_src=twsrc%5Etfw\">April 27, 2026<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>L&rsquo;importance structurelle r\u00e9side moins dans l&rsquo;\u00e9mission du stablecoin elle-m\u00eame que dans l&rsquo;\u00e9chelle du r\u00e9seau physique et num\u00e9rique que Western Union propose d&rsquo;y connecter.<\/p>\n<p>Un stablecoin disposant de 360\u00a0000 points de sortie d&rsquo;argent liquide et prenant en charge la conversion dans 130 devises est un instrument diff\u00e9rent de la plupart des stablecoins actuellement en circulation.<\/p>\n<h2>Le r\u00e9seau d&rsquo;actifs num\u00e9riques de Western Union : fonctionnement r\u00e9el des m\u00e9canismes de l&rsquo;USDPT et de la Stable Card<\/h2>\n<p>Le m\u00e9canisme fonctionne comme suit : l&rsquo;USDPT est \u00e9mis par Anchorage Digital Bank, une banque d&rsquo;actifs num\u00e9riques \u00e0 charte f\u00e9d\u00e9rale, fournissant un cadre r\u00e9glementaire que la plupart des \u00e9metteurs priv\u00e9s de stablecoins ne peuvent offrir.<\/p>\n<p>Le jeton fonctionne sur Solana, choisie sp\u00e9cifiquement pour ses faibles frais de transaction et sa capacit\u00e9 de d\u00e9bit \u2014 des caract\u00e9ristiques adapt\u00e9es au profil de transactions \u00e0 haute fr\u00e9quence et de faible valeur des corridors de transfert de fonds.<\/p>\n<p>Western Union s&rsquo;est associ\u00e9 \u00e0 Crossmint, une entreprise d&rsquo;infrastructure blockchain, pour connecter les interfaces de programmation (API) de portefeuille et de paiement de Crossmint directement \u00e0 l&rsquo;infrastructure de paiement existante de Western Union, permettant aux d\u00e9veloppeurs fintech d&rsquo;int\u00e9grer l&rsquo;acc\u00e8s \u00e0 l&rsquo;USDPT de mani\u00e8re programmatique.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Western Union to Launch Solana-Based Stablecoin USDPT Next Month<\/p>\n<p>Traditional cross-border remittance giant Western Union\u2019s CEO and President Devin McGranahan said its Solana-based, U.S. dollar-backed stablecoin USDPT is in the final stages of preparation and expected to launch\u2026 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/MY1ePrESLn\">pic.twitter.com\/MY1ePrESLn<\/a><\/p>\n<p>&mdash; Wu Blockchain (@WuBlockchain) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/WuBlockchain\/status\/2048615035703013628?ref_src=twsrc%5Etfw\">April 27, 2026<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>La Stable Card fonctionne comme une couche de produit distincte au-dessus de cette infrastructure.<\/p>\n<p>Con\u00e7ue en partenariat avec Rain, un fournisseur de portefeuilles crypto, et Visa, cette carte pr\u00e9pay\u00e9e permet aux destinataires de d\u00e9tenir des USDPT et de les convertir en monnaie locale au point de vente ou lors d&rsquo;un retrait au distributeur automatique \u2014 int\u00e9grant ainsi efficacement le r\u00e8glement en stablecoins dans un instrument de d\u00e9pense standard du r\u00e9seau Visa.<\/p>\n<p>Il s&rsquo;agit de deux m\u00e9canismes distincts : le r\u00e9seau d&rsquo;actifs num\u00e9riques est une couche de r\u00e8glement B2B destin\u00e9e aux d\u00e9veloppeurs ; la Stable Card est un produit de d\u00e9caissement destin\u00e9 aux consommateurs.<\/p>\n<p>La capacit\u00e9 de Western Union \u00e0 stimuler l&rsquo;adoption de ces deux solutions simultan\u00e9ment d\u00e9terminera si cela constituera un remplacement complet de l&rsquo;infrastructure ou s&rsquo;il restera un circuit parall\u00e8le \u00e0 ses op\u00e9rations fiduciaires existantes.<\/p>\n<p><a target=\"_blank\" rel=\"noopener nofollow sponsored\" class=\"infinscroll_next_page_link\" style=\"display: none;\" href=\"https:\/\/www.coinspeaker.com\/doj-arrests-soldier-polymarket-classified-intel\/\" rel=\"prev\">next<\/a><\/p>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/memecore-vise-encore-5-malgre-les-alertes-on-chain\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Western Union pr\u00e9voit le lancement d&rsquo;un stablecoin et de la Stable Card<\/p>\n","protected":false},"author":200,"featured_media":21711,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21712","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Western Union va lancer un stablecoin et sa Stable Card<\/title>\n<meta name=\"description\" content=\"Western Union pr\u00e9voit le lancement d&#039;un stablecoin et le d\u00e9ploiement de la \u00ab Stable Card \u00bb pour les consommateurs\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.coinspeaker.com\/fr\/western-union-stablecoin-stable-card\/\" \/>\n<meta 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Je souhaite y apporter mon approche analytique et rationnelle, tout en conservant ma curiosit\u00e9. En dehors de l\u2019\u00e9cran, je lis beaucoup (\u00e9conomie, essais, un peu de science-fiction) et je prends plaisir \u00e0 bricoler. Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/21712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=21712"}],"version-history":[{"count":2,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/21712\/revisions"}],"predecessor-version":[{"id":21715,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/21712\/revisions\/21715"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/21711"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=21712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=21712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=21712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}