{"id":21968,"date":"2026-05-11T15:05:55","date_gmt":"2026-05-11T15:05:55","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=21968"},"modified":"2026-05-11T15:05:55","modified_gmt":"2026-05-11T15:05:55","slug":"jpmorgan-mastercard-xrp-ledger-rachat-bons-tresor-tokenises","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/jpmorgan-mastercard-xrp-ledger-rachat-bons-tresor-tokenises\/","title":{"rendered":"ACTU XRP : JPMorgan et Mastercard exploitent le XRP Ledger pour le rachat de bons du Tr\u00e9sor tokenis\u00e9s"},"content":{"rendered":"<p><a href=\"https:\/\/www.coinspeaker.com\/category\/market-overview\/\" target=\"_blank\" rel=\"\">JPMorgan<\/a>, Mastercard, Ripple et <a href=\"https:\/\/www.coinspeaker.com\/ondo-crypto-rally-franklin-templeton\/\" target=\"_blank\" rel=\"\">Ondo Finance<\/a> ont r\u00e9alis\u00e9 un rachat transfrontalier en direct de bons du Tr\u00e9sor am\u00e9ricain tokenis\u00e9s sur le <a href=\"https:\/\/xrpl.org\" target=\"_blank\" rel=\"\">XRP Ledger<\/a>\u00a0le 6 mai 2026, ex\u00e9cutant le volet actif en environ 4,2 secondes avant d&rsquo;acheminer le r\u00e8glement en monnaie fiduciaire via la plateforme Kinexys de JPMorgan vers un compte de la DBS Bank \u00e0 Singapour, en dehors des heures bancaires conventionnelles, une d\u00e9monstration d\u00e9lib\u00e9r\u00e9e d&rsquo;un r\u00e8glement institutionnel disponible 24h\/24 et 7j\/7.<\/p>\n<p>L&rsquo;instrument tokenis\u00e9 au centre du projet pilote \u00e9tait l&rsquo;OUSG d&rsquo;Ondo Finance, qui d\u00e9tient 250 millions USD d&rsquo;actifs sous gestion adoss\u00e9s \u00e0 des bons du Tr\u00e9sor am\u00e9ricain \u00e0 court terme pr\u00e9sentant une \u00e9ch\u00e9ance moyenne de 100 jours et un rendement de 4,8 %, avec plus de 1 200 d\u00e9tenteurs institutionnels enregistr\u00e9s en mai 2026.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Today, Mastercard, <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/OndoFinance?ref_src=twsrc%5Etfw\">@OndoFinance<\/a>, Kinexys by <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/jpmorgan?ref_src=twsrc%5Etfw\">@JPMorgan<\/a>, and <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/Ripple?ref_src=twsrc%5Etfw\">@Ripple<\/a> successfully completed a landmark transaction connecting a public blockchain with interbank settlement rails. <\/p>\n<p>Together, we\u2019re laying the groundwork for 24\/7 global markets that never close. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/UddCbUl7zR\">pic.twitter.com\/UddCbUl7zR<\/a><\/p>\n<p>&mdash; Mastercard (@Mastercard) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/Mastercard\/status\/2052096615771484445?ref_src=twsrc%5Etfw\">May 6, 2026<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Il ne s&rsquo;agit pas simplement d&rsquo;une d\u00e9monstration de vitesse de r\u00e8glement.<\/p>\n<p>C&rsquo;est la premi\u00e8re occurrence confirm\u00e9e d&rsquo;une blockchain publique servant de couche de transport pour le rachat d&rsquo;un RWA (Real World Asset) tokenis\u00e9 qui aboutit directement sur les rails de tr\u00e9sorerie institutionnels de JPMorgan, une distinction structurelle qui s\u00e9pare ce pilote des exp\u00e9riences de tokenisation pr\u00e9c\u00e9dentes men\u00e9es sur des r\u00e9seaux priv\u00e9s ou propri\u00e9taires.<\/p>\n<p>Nous soup\u00e7onnons que le moment pr\u00e9cis de la transaction, ex\u00e9cut\u00e9e bien en dehors des heures d&rsquo;ouverture des banques am\u00e9ricaines, n&rsquo;\u00e9tait pas fortuit : c&rsquo;\u00e9tait le point de d\u00e9monstration de faisabilit\u00e9 que le consortium devait \u00e9tablir, \u00e0 savoir que le r\u00e8glement entre un registre public et les rails bancaires ne n\u00e9cessite plus que le march\u00e9 soit ouvert.<\/p>\n<p><strong>D\u00c9COUVRIR : <a href=\"https:\/\/www.coinspeaker.com\/fr\/guides\/memecoin\/\" target=\"_blank\" rel=\"nofollow\">Super-cycle des Meme coins : Les meilleures performances cette semaine<\/a><\/strong><\/p>\n<h2>Actu XRP : Kinexys et XRP Ledger : Comment fonctionne r\u00e9ellement le m\u00e9canisme de r\u00e8glement hybride<\/h2>\n<p>Le m\u00e9canisme fonctionne comme suit : Ondo Finance a initi\u00e9 le rachat de jetons OUSG nativement sur le XRP Ledger, o\u00f9 le volet actif a \u00e9t\u00e9 r\u00e9gl\u00e9 en RLUSD, le stablecoin de Ripple index\u00e9 sur le dollar, en 4,2 secondes, le XRP ne couvrant que les frais de r\u00e9seau minimes.<\/p>\n<p>Simultan\u00e9ment, le Multi-Token Network (MTN) de Mastercard a transmis les instructions de r\u00e8glement \u00e0 la plateforme Kinexys de JPMorgan, qui a ensuite vir\u00e9 des USD sur le compte DBS Bank de Ripple \u00e0 Singapour pour cl\u00f4turer le volet fiduciaire de la transaction.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">This is a meaningful step toward 24\/7 global financial markets.<\/p>\n<p>By combining the XRP Ledger with global banking infrastructure, this pilot shows how institutions can execute cross-border transactions in a single integrated flow. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/H2mjgDSzvY\">https:\/\/t.co\/H2mjgDSzvY<\/a><\/p>\n<p>&mdash; Ripple (@Ripple) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/Ripple\/status\/2052051874971578839?ref_src=twsrc%5Etfw\">May 6, 2026<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Kinexys par JPMorgan, lanc\u00e9 en octobre 2024, avait trait\u00e9 1,2 milliard de dollars de d\u00e9p\u00f4ts tokenis\u00e9s depuis sa cr\u00e9ation avant ce projet pilote.<\/p>\n<p>Selon les rapports disponibles, cela a marqu\u00e9 sa premi\u00e8re int\u00e9gration sur blockchain publique au-del\u00e0 du r\u00e9seau priv\u00e9 Onyx qui sous-tend le JPM Coin.<\/p>\n<p>L&rsquo;architecture est donc v\u00e9ritablement hybride : le XRP Ledger a g\u00e9r\u00e9 le mouvement des actifs sous un ensemble de validateurs autoris\u00e9s configur\u00e9s pour la conformit\u00e9 institutionnelle aux directives MiCA et de la SEC sur les actifs tokenis\u00e9s, tandis que le r\u00e8glement en dollars a transit\u00e9 par l&rsquo;infrastructure bancaire correspondante \u00e9tablie.<\/p>\n<p>C&rsquo;est un mod\u00e8le mat\u00e9riellement diff\u00e9rent d&rsquo;un r\u00e8glement enti\u00e8rement on-chain ou d&rsquo;un transfert enti\u00e8rement off-chain ; il s\u00e9pare la rapidit\u00e9 et la programmabilit\u00e9 du r\u00e8glement sur registre public de la couche d&rsquo;identit\u00e9 et de conformit\u00e9 requise par les contreparties institutionnelles.<\/p>\n<p>Le projet pilote a \u00e9t\u00e9 construit directement sur une s\u00e9quence de tests institutionnels pr\u00e9c\u00e9dents sur le XRPL. En novembre 2025, Mastercard, Ripple, WebBank et Gemini ont men\u00e9 un pilote de r\u00e8glement par carte de cr\u00e9dit en RLUSD sur le XRP Ledger.<\/p>\n<p>En mars 2026, <a href=\"https:\/\/coinmarketcap.com\/academy\/article\/%20xrp-ledger-settles-tokenized-treasuries-across-borders\" target=\"_blank\" rel=\"\">Ripple et Archax ont r\u00e9gl\u00e9 100 millions de livres sterling de bons du Tr\u00e9sor britanniques (gilts) tokenis\u00e9s sur le XRPL<\/a> lors d&rsquo;un test transfrontalier de 20 secondes. Ondo Finance avait s\u00e9par\u00e9ment lanc\u00e9 l&rsquo;OUSG sur le XRP Ledger en juin 2025, explicitement con\u00e7u pour r\u00e9gler les rachats en RLUSD.<\/p>\n<p>Le pilote du 6 mai n&rsquo;\u00e9tait pas une exp\u00e9rience isol\u00e9e ; c&rsquo;\u00e9tait la convergence de pistes de d\u00e9veloppement institutionnel parall\u00e8les qui fonctionnaient de concert depuis plus de douze mois.<\/p>\n<p><a target=\"_blank\" rel=\"noopener nofollow sponsored\" class=\"infinscroll_next_page_link\" style=\"display: none;\" href=\"https:\/\/www.coinspeaker.com\/ripple-news-north-korea-threat-intelligence-initiative\/\" rel=\"prev\">next<\/a><\/p>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/secousse-sur-le-btc-prevente-a-326-m\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>JPMorgan et Mastercard utilisent le XRP Ledger pour le rachat de bons du Tr\u00e9sor<\/p>\n","protected":false},"author":200,"featured_media":21967,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>JPM et Mastercard rach\u00e8tent des bons du Tr\u00e9sor avec XRP Ledger<\/title>\n<meta name=\"description\" content=\"JPMorgan, Mastercard, Ripple et Ondo Finance r\u00e9alisent un rachat transfrontalier de bons du Tr\u00e9sor am\u00e9ricain tokenis\u00e9s sur le XRP Ledger.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Issu de la finance traditionnelle, j\u2019ai naturellement bascul\u00e9 vers l\u2019univers crypto, attir\u00e9 par son potentiel. 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Le DIY, pour moi, c\u2019est comme la crypto : comprendre, tester, construire soi-m\u00eame.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/emmanuel\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/21968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=21968"}],"version-history":[{"count":2,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/21968\/revisions"}],"predecessor-version":[{"id":21970,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/21968\/revisions\/21970"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/21967"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=21968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=21968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=21968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}