{"id":2529,"date":"2025-07-11T13:01:21","date_gmt":"2025-07-11T13:01:21","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=2529"},"modified":"2025-07-11T13:03:46","modified_gmt":"2025-07-11T13:03:46","slug":"laemf-critique-processus-licences-crypto-malte","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/laemf-critique-processus-licences-crypto-malte\/","title":{"rendered":"L&rsquo;AEMF critique le processus d\u2019octroi de licences crypto \u00e0 Malte"},"content":{"rendered":"<h2>Les lacunes dans le processus d&rsquo;autorisation d&rsquo;un CASP<\/h2>\n<p>Le comit\u00e9 ad hoc d&rsquo;\u00e9valuation par les pairs (PRC) de l&rsquo;AEMF (<a rel=\"noopener noreferrer\" href=\"https:\/\/www.esma.europa.eu\/press-news\/esma-news\/esma-identifies-opportunities-strengthen-mica-authorisations\" target=\"_blank\">ESMA<\/a>) a constat\u00e9 que la MFSA avait donn\u00e9 son <strong>feu vert au CASP<\/strong> alors que plusieurs questions importantes restaient \u00e0 r\u00e9soudre. En gros, il y a quelques petites pr\u00e9occupations concernant l&rsquo;\u00e9quit\u00e9, la conformit\u00e9 et la coh\u00e9rence r\u00e9glementaire.<\/p>\n<p>Il s&rsquo;agissait notamment de mesures correctives en suspens li\u00e9es \u00e0 des cas d&rsquo;application de la loi ant\u00e9rieurs. Cela concernait aussi des questions de<strong> surveillance en cours<\/strong>. Selon le comit\u00e9, auraient d\u00fb \u00eatre trait\u00e9es avant la d\u00e9livrance de la licence.<\/p>\n<p>La MFSA n&rsquo;a pas appliqu\u00e9 le processus d&rsquo;octroi de licence efficacement pour obliger le CASP \u00e0 rem\u00e9dier \u00e0 ses <strong>lacunes r\u00e9glementaires<\/strong>. Alors, il ajoute que certains aspects du plan d&rsquo;affaires du demandeur n&rsquo;ont pas \u00e9t\u00e9 suffisamment examin\u00e9s.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">NEW\ud83d\udea8: ESMA flags serious gaps in Malta\u2019s crypto licensing under MiCA. MFSA only \u201cpartially met expectations\u201d vetting CASPs. OKX fined \u20ac1.2M for AML failures linked to mixers &amp; DEXs. EU regulators urged to tighten oversight amid rising crypto risks.<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/MiCA?src=hash&amp;ref_src=twsrc%5Etfw\">#MiCA<\/a> <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/ESMA?src=hash&amp;ref_src=twsrc%5Etfw\">#ESMA<\/a>\u2026 <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/hJGftWbBwa\">pic.twitter.com\/hJGftWbBwa<\/a><\/p>\n<p>&mdash; FinanceFeeds (@FXFinanceFeeds) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/FXFinanceFeeds\/status\/1943411125384810558?ref_src=twsrc%5Etfw\">July 10, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>Port\u00e9e des lacunes et avertissements \u00e0 l&rsquo;\u00e9chelle du secteur<\/h2>\n<p>L&rsquo;examen par les pairs a port\u00e9 sur trois domaines : les environnements de surveillance, le processus d&rsquo;autorisation et les autorit\u00e9s de contr\u00f4le. La MFSA \u00e9tait \u00e0 la hauteur en termes de personnel et principalement en mati\u00e8re de contr\u00f4le, mais <strong>pas dans le processus d&rsquo;autorisation proprement dit<\/strong>.<\/p>\n<p>Le rapport souligne que tous les r\u00e9gulateurs de l&rsquo;UE devraient appliquer des <strong>normes uniformes<\/strong> et strictes lors de l&rsquo;octroi de licences aux CASP en raison de la nature unique des risques li\u00e9s aux entreprises d&rsquo;actifs num\u00e9riques.<\/p>\n<h3>Quatre licences MiCA sont d\u00e9livr\u00e9es par Malte<\/h3>\n<p>\u00c0 l&rsquo;heure actuelle, quatre licences ont \u00e9t\u00e9 d\u00e9livr\u00e9es par la MFSA au titre de la MiCA :<\/p>\n<ul>\n<li>Bitpanda (BP23)<\/li>\n<li>Crypto.com (Foris Dax)<\/li>\n<li>OKX (Okcoin Europe)<\/li>\n<li>ZBX (Zillion Bits)<\/li>\n<\/ul>\n<p>En fait, on ne sait pas pour l&rsquo;instant si l&rsquo;une d&rsquo;entre elles a \u00e9t\u00e9 vis\u00e9e par les critiques de l&rsquo;ESMA. N\u00e9anmoins, Okcoin Europe a \u00e9t\u00e9 condamn\u00e9e en avril \u00e0 une <strong>amende de 1,2 million de dollars<\/strong> par l&rsquo;unit\u00e9 d&rsquo;analyse du renseignement financier de Malte. L\u2019entreprie avait enfreint les conditions de pr\u00e9-autorisation de sa licence MiCA.<\/p>\n<p>Bien que les inqui\u00e9tudes soient \u00e9videntes, les experts en r\u00e9glementation estiment que l&rsquo;examen ne conduira pas \u00e0 <strong>l&rsquo;annulation des licences<\/strong>. Nathan Catania, de XReg Consulting, a pr\u00e9cis\u00e9 que sans donn\u00e9es sur les domaines encore litigieux, il est difficile de quantifier l&rsquo;ensemble des implications.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Bitpanda is the first major player to secure the MiCAR license from Austria\u2019s FMA \ud83c\udde6\ud83c\uddf9<\/p>\n<p>This marks its third MiCAR license after Germany and Malta \u2013 another step towards building the most regulated crypto platform in Europe. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/gii43mvo8H\">pic.twitter.com\/gii43mvo8H<\/a><\/p>\n<p>&mdash; Bitpanda (@Bitpanda_global) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/Bitpanda_global\/status\/1910258984855953868?ref_src=twsrc%5Etfw\">April 10, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>Malte a voulu agir trop rapidement<\/h2>\n<p>Selon l\u2019AEMF, Malte esp\u00e9rait peut-\u00eatre garder <strong>une longueur d&rsquo;avance<\/strong>. Maintenant, le pays est confront\u00e9e \u00e0 des questions qui pourraient avoir des cons\u00e9quences \u00e0 long terme. L&rsquo;examen cette autorit\u00e9 rappelle que l&rsquo;Europe prend la r\u00e9glementation des cryptomonnaies au s\u00e9rieux et que l&rsquo;\u00e9poque des autorisations faciles est peut-\u00eatre r\u00e9volue.<\/p>\n<p>Pour les fondateurs et les investisseurs dans le domaine des cryptomonnaies, le message est simple. La MiCA n&rsquo;est pas qu&rsquo;une<strong> simple formalit\u00e9 administrative<\/strong>, elle est r\u00e9elle et importante. Si vous d\u00e9veloppez votre activit\u00e9 dans l&rsquo;UE, assurez-vous de respecter les r\u00e8gles.<\/p>\n<hr \/>\n<p>Source : <a rel=\"noopener noreferrer\" href=\"https:\/\/www.mitrade.com\/au\/insights\/news\/live-news\/article-3-949391-20250710\" target=\"_blank\">Mitrade<\/a><\/p>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/russie-interdire-minage-crypto-data-centers\/\">La Russie va interdire le minage crypto \u00e0 co\u00fbt r\u00e9duit dans les data centers<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/prix-bitcoin-nouveau-record-au-dessus-116000\/\">Prix du Bitcoin : un nouveau record au-dessus de 116000 $<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/prochain-x100-token6900-340-000-prevente\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>L&rsquo;AEMF examine actuellement la licence acc\u00e9l\u00e9r\u00e9e accord\u00e9e par Malte dans le cadre du MiCA et cela soul\u00e8ve quelques inqui\u00e9tudes \u00e0 l&rsquo;\u00e9chelle europ\u00e9enne.<\/p>\n<p>Selon l&rsquo;autorit\u00e9 europ\u00e9enne de r\u00e9gulation des march\u00e9s financiers, la MFSA maltaise a r\u00e9pondu aux attentes partiellement.<\/p>\n","protected":false},"author":220,"featured_media":2531,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,42],"tags":[],"class_list":["post-2529","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-reglementation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L&#039;AEMF critique le processus d\u2019octroi de licences crypto \u00e0 Malte<\/title>\n<meta name=\"description\" content=\"L&#039;AEMF examine la licence 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