{"id":3563,"date":"2025-07-22T11:29:10","date_gmt":"2025-07-22T11:29:10","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=3563"},"modified":"2025-07-22T11:29:10","modified_gmt":"2025-07-22T11:29:10","slug":"western-union-revolution-paiements-stablecoins","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/western-union-revolution-paiements-stablecoins\/","title":{"rendered":"Western Union : r\u00e9volution des paiements mondiaux avec les stablecoins ?"},"content":{"rendered":"<h2>Western Union mise sur les stablecoins pour moderniser les paiements globaux<\/h2>\n<p>Western Union, forte de 175 ans d&rsquo;histoire, se concentre sur trois opportunit\u00e9s cl\u00e9s. Pour commencer, ce sont les <strong>transferts transfrontaliers rapides, les \u00e9changes de stablecoins et de monnaies fiduciaires<\/strong>. Ensuite, la soci\u00e9t\u00e9 s\u2019occupe de la fourniture d&rsquo;outils de stockage de valeur pour ses clients.<\/p>\n<p>Par ailleurs, <a rel=\"noopener noreferrer\" href=\"https:\/\/www.westernunion.com\/\" target=\"_blank\">Western Union<\/a> explore des partenariats afin d&rsquo;offrir des services au sein de son portefeuille num\u00e9rique. Au c\u0153ur des efforts se trouvent les stablecoins. En fait, ce sont des <strong>monnaies num\u00e9riques li\u00e9es \u00e0 des monnaies fiduciaires<\/strong> telles que le dollar am\u00e9ricain ou l&rsquo;euro.<\/p>\n<p>Ces actifs offrent la <strong>rapidit\u00e9 et le faible co\u00fbt des transactions<\/strong> de la technologie blockchain. En m\u00eame temps, ils permettent de b\u00e9n\u00e9ficier de la stabilit\u00e9 mon\u00e9taire des monnaies traditionnelles.<\/p>\n<p>Les stablecoins peuvent \u00e9galement <strong>r\u00e9duire les co\u00fbts et am\u00e9liorer le service<\/strong> aux utilisateurs. Par exemple, ce moyen de paiement r\u00e9duit les probl\u00e8mes dans les transferts internationaux.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">WESTERN UNION CEO: &quot;WE&#39;RE INVESTIGATING HOW WE MIGHT OFFER STABLECOIN PRODUCTS IN OUR DIGITAL WALLETS TO OUR CUSTOMERS AROUND THE WORLD,&quot; <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/UsFPpGN6tQ\">pic.twitter.com\/UsFPpGN6tQ<\/a><\/p>\n<p>&mdash; The Wolf Of All Streets (@scottmelker) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/scottmelker\/status\/1947476694656553193?ref_src=twsrc%5Etfw\">July 22, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>Western Union veut innover<\/h2>\n<p>Mieux, Western Union imagine qu\u2019il pourrait simplifier les transactions de ses clients. Ces derniers pourraient se rendre dans une agence, d\u00e9poser de l&rsquo;argent liquide et l&rsquo;envoyer instantan\u00e9ment \u00e0 l&rsquo;autre bout du monde. Bien entendu, ils pourraient choisir de recevoir les fonds <strong>sous forme de <a href=\"https:\/\/www.coinspeaker.com\/fr\/genius-act-limiter-lemprise-wall-street-big-tech-stablecoins\/\">stablecoins<\/a>.<\/strong><\/p>\n<p>La soci\u00e9t\u00e9 envisage d&rsquo;int\u00e9grer les stablecoins dans ses produits de portefeuille num\u00e9rique avant de proposer avant d\u2019innover. L\u2019entreprise veut t\u00e2ter le terrain avant de fournir des <strong>services financiers bas\u00e9s sur la cryptographie \u00e0 plus grande \u00e9chelle<\/strong>.<\/p>\n<h2>Les stablecoins approchent l&rsquo;adoption g\u00e9n\u00e9ralis\u00e9e<\/h2>\n<p>Les stablecoins sont consid\u00e9r\u00e9s comme l&rsquo;une des <strong>rares r\u00e9ussites de la cryptographie<\/strong>. Par ailleurs, attirant l&rsquo;attention des entreprises et des r\u00e9gulateurs.<\/p>\n<p><span style=\"font-weight: 400\">Frank Combay, de Next Generation, estime que la clart\u00e9 r\u00e9glementaire, en particulier le <a rel=\"noopener noreferrer\" href=\"https:\/\/www.amf-france.org\/fr\/actualites-publications\/actualites\/marches-de-crypto-actifs-publication-du-reglement-europeen-mica\" target=\"_blank\">cadre europ\u00e9en MiCA.<\/a> Ce dernier a lib\u00e9r\u00e9 le potentiel de croissance des stablecoins en supprimant le principal obstacle : <strong>l&rsquo;incertitude<\/strong>.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Combray pense que les \u00e9cosyst\u00e8mes de stablecoins peuvent r\u00e9duire les co\u00fbts de transaction de plus de 90 %. De ce fait, ils deviennent graduellement plus <strong>attractifs pour les consommateurs<\/strong> ainsi que pour les entreprises.<\/span><\/p>\n<h2>Le Genius Act est un avantage clair pour Western Union<\/h2>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/Qe_pJwtI2Pk?si=1sNxf27od7h9KmTC\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>Western Union acc\u00e9l\u00e8re son virage crypto pendant que les \u00c9tats-Unis s\u2019appr\u00eatent \u00e0 r\u00e9guler les stablecoins via le <a href=\"https:\/\/www.coinspeaker.com\/fr\/clarity-act-genius-act-valides\/\">GENIUS Act<\/a>. Une <strong>adoption croissante<\/strong> et un cadre juridique clair pourraient transformer les transferts internationaux gr\u00e2ce aux stablecoins et aux grandes institutions.<\/p>\n<hr \/>\n<p>\u00c0 lire aussi : <a rel=\"noopener noreferrer\" href=\"https:\/\/decrypt.co\/331173\/western-union-stablecoins-remittance-giants-pressure\" target=\"_blank\">Decrypt<\/a><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/snorter-prevente-avant-lancement-t3-objectif-18-m\/\">Snorter en pr\u00e9vente avant le lancement du T3 \u2013 Objectif 1,8 million de dollars<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/crypto-prevente-x500-avant-fin-annee\/\">Cette crypto en pr\u00e9vente peut faire x500 avant la fin de l\u2019ann\u00e9e ?<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/crypto-prevente-x500-avant-fin-annee\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>La nouvelle approche de Western Union a donn\u00e9 le feu vert au lancement prochain d&rsquo;un service de cryptomonnaie.<\/p>\n<p>L\u2019entreprise a rejoint une liste croissante qui explore les stablecoins, alors que la loi GENIUS apporte une nouvelle clart\u00e9 \u00e0 la r\u00e9glementation am\u00e9ricaine.<\/p>\n","protected":false},"author":220,"featured_media":3566,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,38],"tags":[],"class_list":["post-3563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-exchange"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Western Union : r\u00e9volution des paiements mondiaux avec les stablecoins ?<\/title>\n<meta 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