{"id":3795,"date":"2025-07-24T12:00:56","date_gmt":"2025-07-24T12:00:56","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=3795"},"modified":"2025-07-24T12:31:45","modified_gmt":"2025-07-24T12:31:45","slug":"banque-ghana-autoriser-reglementer-crypto","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/banque-ghana-autoriser-reglementer-crypto\/","title":{"rendered":"La Banque du Ghana va autoriser et r\u00e9glementer les cryptomonnaies d\u00e8s septembre 2025"},"content":{"rendered":"<h2>Une loi stricte sur les cryptos pour lutter contre le blanchiment et renforcer son r\u00f4le fintech r\u00e9gional<\/h2>\n<p>La Banque du Ghana veut imposer des <strong>r\u00e8gles strictes aux entreprises crypto<\/strong>. Pour \u00eatre plus pr\u00e9cis, c\u2019est pour renforcer <a rel=\"noopener noreferrer\" href=\"https:\/\/www.bog.gov.gh\/notice\/digital-and-virtual-currencies-operations-in-ghana\/\" target=\"_blank\">la loi<\/a> dans la lutte contre le blanchiment d\u2019argent.<\/p>\n<p>Par cons\u00e9quent, d\u2019ici septembre 2025, un projet de loi s\u00e9v\u00e8re encadrera ces mesures. De plus, cette initiative positionnera le Ghana comme un <strong>p\u00f4le r\u00e9gional de la technologie financi\u00e8re<\/strong>.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/3KB1-HuHwZg?si=5OP18w3hfzioZayq\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<h2>Pourquoi le pays agit maintenant ?<\/h2>\n<p>Depuis plusieurs ann\u00e9es d\u00e9j\u00e0 au Ghana, la crypto a discr\u00e8tement trouv\u00e9 son chemin dans certains foyers. \u00c0 ce jour, environ <strong>3 millions d\u2019adultes utilisent des monnaies num\u00e9riques<\/strong>.<\/p>\n<p>En fait, beaucoup de ghan\u00e9ens consid\u00e8rent la crypto comme une <strong>option alternative de la banque pour \u00e9pargner de l\u2019argent<\/strong>. C\u2019est devenu une tendance \u00e9mergente face \u00e0 l\u2019instabilit\u00e9 \u00e9conomique.<\/p>\n<p>Mieux encore, elle <strong>facilite aussi les transferts internationaux<\/strong> et compense la hausse du co\u00fbt de la vie. Mais l\u2019absence de cadre l\u00e9gal clair p\u00e9nalisait jusque-l\u00e0 les utilisateurs des services crypto.<\/p>\n<h2>La r\u00e9glementation arrive en Septembre<\/h2>\n<p>En ao\u00fbt 2024, la <a rel=\"noopener noreferrer\" href=\"https:\/\/www.bog.gov.gh\/\" target=\"_blank\">Banque du Ghana<\/a> avait annonc\u00e9 qu\u2019elle voulait r\u00e9glementer le march\u00e9 crypto. Dans le texte, la banque proposait la r\u00e9daction de lignes directrices pour <strong>rendre l&rsquo;enregistrement des prestataires d&rsquo;actifs virtuels obligatoire<\/strong>.<\/p>\n<p>Ces lignes directrices avaient pour but de prot\u00e9ger le syst\u00e8me financier. En gros, pour <strong>r\u00e9duire l&rsquo;exposition aux activit\u00e9s criminelles<\/strong> et introduire un certain ordre dans un espace chaotique.<\/p>\n<p>La future loi sur les VASP permettra \u00e0 la Banque du Ghana <strong>d\u2019accorder des licences officielles aux acteurs du secteur crypto<\/strong>. La Banque du Ghana collaborera avec la <a rel=\"noopener noreferrer\" href=\"https:\/\/www.sec.gov\/\" target=\"_blank\">SEC<\/a> pour assurer une surveillance conjointe des activit\u00e9s li\u00e9es aux actifs num\u00e9riques.<\/p>\n<p>Cette supervision couvrira un large \u00e9ventail de services et d\u2019op\u00e9rations financi\u00e8res num\u00e9riques <strong>en pleine croissance<\/strong>. Elle concernera notamment les cryptomonnaies, monnaies fiduciaires num\u00e9riques, jetons et plateformes reposant sur la technologie blockchain.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">JUST IN: \ud83c\uddfa\ud83c\uddf8 Federal Reserve and US regulators issue statement saying banks are allowed to custody Bitcoin &amp; crypto. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/2PZOtHhZCH\">pic.twitter.com\/2PZOtHhZCH<\/a><\/p>\n<p>&mdash; Bitcoin Magazine (@BitcoinMagazine) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/BitcoinMagazine\/status\/1944844337361121713?ref_src=twsrc%5Etfw\">July 14, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>En quoi ce changement impacte-t-il l\u2019Afrique ?<\/h2>\n<p>Le Ghana est l\u2019un des plus grands pays africains. Dans ce m\u00eame ordre, il est \u00e9galement un <strong>pionnier technologique en Afrique de l\u2019Ouest.<\/strong> De ce fait, si la loi est accept\u00e9e, d&rsquo;autres pays africains pourraient suivre l\u2019exemple et adopter une approche similaire.<\/p>\n<p>Le Ghana pourrait \u00eatre parmi les premiers \u00e0 adopter une solution efficace pour <strong>encadrer les cryptos<\/strong>.<\/p>\n<h2>Une r\u00e9glementation bienvenue pour un usage crypto plus s\u00fbr et accessible<\/h2>\n<p>Avec des Ghan\u00e9ens qui utilisent d\u00e9j\u00e0 la crypto au quotidien, <strong>l\u2019instauration de r\u00e8gles claires semble arriver \u00e0 point nomm\u00e9<\/strong>. En fait, il ne s&rsquo;agit pas d\u2019interdire tout ce qui a une connexion avec la cryptomonnaie, mais d\u2019accepter l&rsquo;\u00e9volution.<\/p>\n<p>Pour les citoyens lambda, cette r\u00e9glementation concernant les cryptomonnaies <strong>pourrait faire une grande diff\u00e9rence<\/strong>. A vrai dire, elle leur permettra de se sentir en totale s\u00e9curit\u00e9. De plus, la loi renforcera la confiance et l\u2019utilisation des outils num\u00e9riques se fera en toute tranquillit\u00e9.<\/p>\n<hr \/>\n<p>Source : <a rel=\"noopener noreferrer\" href=\"https:\/\/www.coindesk.com\/policy\/2025\/07\/24\/ghana-plans-crypto-firm-licensing-in-response-to-growing-demand-bloomberg\" target=\"_blank\">Coindesk<\/a><\/p>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/projet-x100-solana-attire-whales\/\" target=\"_blank\">Ce projet x100 sur Solana attire d\u00e9j\u00e0 les whales<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/bitcoin-hyper-explose-prevente-btc-vise-140-000\/\">Bitcoin Hyper explose en pr\u00e9vente alors que le BTC vise les 140\u202f000\u202f$<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/projet-x100-solana-attire-whales\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Dans le but de r\u00e9former les finances num\u00e9riques, la Banque du Ghana veut l\u00e9galiser et r\u00e9guler les plateformes crypto.<\/p>\n<p>\u00c0 partir du mois de septembre 2025, les plateformes num\u00e9riques devront obligatoirement s\u2019enregistrer et respecter les r\u00e8gles KYC (AML).<\/p>\n","protected":false},"author":220,"featured_media":3817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,42],"tags":[],"class_list":["post-3795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-reglementation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La Banque du Ghana va autoriser et r\u00e9glementer les cryptomonnaies d\u00e8s septembre 2025<\/title>\n<meta name=\"description\" content=\"Dans l&#039;optique d&#039;une 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