{"id":4090,"date":"2025-07-29T06:00:25","date_gmt":"2025-07-29T06:00:25","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=4090"},"modified":"2025-07-29T07:15:37","modified_gmt":"2025-07-29T07:15:37","slug":"bce-remet-en-question-leuro-numerique-stablecoins-usd","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/bce-remet-en-question-leuro-numerique-stablecoins-usd\/","title":{"rendered":"La BCE remet en question l&rsquo;euro num\u00e9rique face aux stablecoins USD"},"content":{"rendered":"<h2>La monnaie num\u00e9rique ne suffit pas<\/h2>\n<p>Une monnaie num\u00e9rique \u00e9mise par la <a rel=\"noopener noreferrer\" href=\"https:\/\/www.ecb.europa.eu\/home\/html\/index.en.html\" target=\"_blank\">BCE<\/a> ne suffira pas \u00e0 contrer la <strong>domination des stablecoins<\/strong> bas\u00e9s sur le dollar am\u00e9ricain.<\/p>\n<p>Dans son blog, J\u00fcrgen Schaaf explore des solutions pour que l&rsquo;Union europ\u00e9enne puisse contrer <strong>l&rsquo;influence croissante des jetons en dollars<\/strong>. Selon lui, c\u2019est un meilleur soutien aux stablecoins libell\u00e9s en euros et une utilisation plus large de la technologie blockchain.<\/p>\n<p>Il a averti que l&rsquo;UE ne pouvait se permettre d&rsquo;ignorer la mont\u00e9e en puissance des actifs adoss\u00e9s au dollar. Si la neutralit\u00e9 des institutions publiques est souvent pr\u00e9f\u00e9rable, un <strong>angle mort strat\u00e9gique dans ce domaine pourrait s&rsquo;av\u00e9rer co\u00fbteux<\/strong>.<\/p>\n<p>M\u00eame si la BCE poursuit ses travaux sur l&rsquo;euro num\u00e9rique, <strong>l&rsquo;adoption des stablecoins index\u00e9s sur l&rsquo;euro reste limit\u00e9e<\/strong>. En mai dernier, le gouverneur de la Banque d&rsquo;Italie a d\u00e9clar\u00e9 que la circulation de ces actifs \u00e9tait encore marginale. Et ce, m\u00eame dans le cadre du nouveau r\u00e8glement de l&rsquo;UE sur les cryptomonnaies, MiCA.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">President <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/Lagarde?ref_src=twsrc%5Etfw\">@Lagarde<\/a> explained the importance of developing a digital euro to protect our currency at our July press conference. Our aim is to ensure that our currency is ready for the digital age, and that sovereign money is available in a digital form alongside cash. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/nO1VMOIEFU\">pic.twitter.com\/nO1VMOIEFU<\/a><\/p>\n<p>&mdash; European Central Bank (@ecb) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/ecb\/status\/1949794965686452469?ref_src=twsrc%5Etfw\">July 28, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>La BCE voit au-del\u00e0 de l&rsquo;euro num\u00e9rique<\/h2>\n<p>Schaaf a toutefois pr\u00e9sent\u00e9 l&rsquo;euro num\u00e9rique comme un \u00e9l\u00e9ment parmi d&rsquo;autres d&rsquo;une strat\u00e9gie plus large en mati\u00e8re de paiements num\u00e9riques. Il a mis en avant la <a rel=\"noopener noreferrer\" href=\"https:\/\/fr.wikipedia.org\/wiki\/Monnaie_num%C3%A9rique_de_banque_centrale\" target=\"_blank\">CBDC<\/a> publique, associ\u00e9e \u00e0 l&rsquo;innovation priv\u00e9e et aux applications DLT. En fait, cela pouvait constituer un <strong>pilier compl\u00e9mentaire<\/strong> pour pr\u00e9server la souverainet\u00e9 mon\u00e9taire europ\u00e9enne.<\/p>\n<p>Sans s&rsquo;\u00e9tendre sur l&rsquo;euro num\u00e9rique, M. Schaaf s&rsquo;est concentr\u00e9 sur l&rsquo;utilisation de la technologie des registres distribu\u00e9s (DLT) comme autre option. Il affirme que cette technologie <strong>offre des am\u00e9liorations pour les paiements<\/strong> de gros nationaux et les paiements transfrontaliers.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">\ud83c\udfa4 Excited to speak at the Annual Economist Government Roundtable (<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/hashtag\/Econroundtablegr?src=hash&amp;ref_src=twsrc%5Etfw\">#Econroundtablegr<\/a>), July 1\u20133 in Athens on \u201cThe Encrypted Side of a Digital Economy\u201d to explore the real-world value of crypto &amp; blockchain.<br \/>\ud83c\udfa5 Livestream: <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/6W71Oa3UJZ\">https:\/\/t.co\/6W71Oa3UJZ<\/a>&lt;<a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/6xnAWB5tK7\">https:\/\/t.co\/6xnAWB5tK7<\/a>&gt; <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/ctsdPn2qTN\">pic.twitter.com\/ctsdPn2qTN<\/a><\/p>\n<p>&mdash; J\u00fcrgen Schaaf (@schaaf_jurgen) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/schaaf_jurgen\/status\/1936054658998665564?ref_src=twsrc%5Etfw\">June 20, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>L&rsquo;UE se prononcera sur l&rsquo;euro num\u00e9rique en 2025<\/h2>\n<p>Les derni\u00e8res d\u00e9clarations de J\u00fcrgen Schaaf apportent une nouvelle preuve que l&rsquo;<a href=\"https:\/\/www.coinspeaker.com\/fr\/reglementation-crypto-leurope-prend-lavantage\/\">Europe envisage une approche \u00e0 plusieurs volets<\/a>. Cela, pour r\u00e9pondre au leadership am\u00e9ricain en mati\u00e8re de stablecoins <strong>plut\u00f4t que de se concentrer sur une seule initiative<\/strong>, telle que l&rsquo;euro num\u00e9rique.<\/p>\n<p>L&rsquo;Europe s&rsquo;est inqui\u00e9t\u00e9e du leadership am\u00e9ricain dans le domaine des technologies financi\u00e8res num\u00e9riques. Cette inqui\u00e9tude a \u00e9t\u00e9 g\u00e9n\u00e9r\u00e9e peu apr\u00e8s que le pr\u00e9sident am\u00e9ricain <strong>Donald Trump ait sign\u00e9 un d\u00e9cret en janvier<\/strong>. Ce dernier promettait de renforcer la souverainet\u00e9 du dollar am\u00e9ricain en promouvant les stablecoins.<\/p>\n<p>Malgr\u00e9 ces d\u00e9fis, la BCE reste d\u00e9termin\u00e9e \u00e0 faire progresser l&rsquo;euro num\u00e9rique. Tout cela, en reconnaissant l&rsquo;urgence de s&rsquo;attaquer \u00e0 <strong>l&#8217;empreinte croissante des stablecoins.<\/strong> Les remarques du conseiller sugg\u00e8rent que la banque centrale reconna\u00eet la n\u00e9cessit\u00e9 d&rsquo;une strat\u00e9gie \u00e0 plusieurs volets.<\/p>\n<p>Bref, ils peuvent rivaliser avec l&rsquo;innovation du secteur priv\u00e9, en \u00e9quilibrant le r\u00f4le de l&rsquo;euro num\u00e9rique dans l&rsquo;inclusion financi\u00e8re. Toutefois, cela doit se faire avec les <strong>avantages fonctionnels des stablecoins<\/strong>.<\/p>\n<p>Le r\u00e9sultat d\u00e9pendra de la capacit\u00e9 de la BCE \u00e0 aligner l&rsquo;euro num\u00e9rique sur les attentes des utilisateurs. En m\u00eame temps, cela <strong>renforcera la position de l&rsquo;euro<\/strong> dans les paiements internationaux.<\/p>\n<hr \/>\n<p>Source : <a rel=\"noopener noreferrer\" href=\"https:\/\/www.ainvest.com\/news\/ecb-adviser-casts-doubt-digital-euro-rivaling-usd-stablecoin-rise-2507\/\" target=\"_blank\">AInvest<\/a><\/p>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/cz-voit-sa-fortune-grimper\/\">CZ voit sa fortune grimper \u00e0 75\u202fmilliards gr\u00e2ce \u00e0 l\u2019envol\u00e9e du BNB<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/altcoins-signaux-reveil\/\">Altcoins en embuscade : les signaux qui annoncent un r\u00e9veil<\/a><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/cz-voit-sa-fortune-grimper\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>Selon la BCE, la domination des stablecoins bas\u00e9s sur le dollar am\u00e9ricain pourrait constituer une menace pour l&rsquo;Europe.<\/p>\n<p>J\u00fcrgen Schaaf estime qu\u2019une strat\u00e9gie est n\u00e9cessaire pour maintenir l&rsquo;autonomie de la politique mon\u00e9taire et la stabilit\u00e9 financi\u00e8re.<\/p>\n","protected":false},"author":220,"featured_media":4091,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,36],"tags":[],"class_list":["post-4090","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-altcoins"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La BCE remet en question l&#039;euro num\u00e9rique face aux stablecoins USD<\/title>\n<meta name=\"description\" content=\"D&#039;apr\u00e8s la BCE, la domination des stablecoins bas\u00e9s sur le dollar am\u00e9ricain 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