{"id":4900,"date":"2025-08-05T09:00:24","date_gmt":"2025-08-05T09:00:24","guid":{"rendered":"https:\/\/www.coinspeaker.com\/fr\/?p=4900"},"modified":"2025-08-05T14:51:02","modified_gmt":"2025-08-05T14:51:02","slug":"sec-revolutionne-stablecoins-tresoreries","status":"publish","type":"post","link":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/","title":{"rendered":"La SEC r\u00e9volutionne les stablecoins, les traitant enfin comme des tr\u00e9soreries"},"content":{"rendered":"<h2>Nouvelles directives SEC sur les stablecoins<\/h2>\n<p>La SEC am\u00e9ricaine publie de nouvelles directives comptables concernant les stablecoins, <strong>d\u00e9passant ses r\u00e8gles pr\u00e9liminaires<\/strong>. Ces directives sont destin\u00e9es \u00e0 clarifier les traitements comptables pour son personnel. D&rsquo;ailleurs, elles pr\u00e9cisent que certaines stablecoins peuvent \u00eatre consid\u00e9r\u00e9es comme des \u00e9quivalents de tr\u00e9sorerie.<\/p>\n<p>Ces nouvelles mesures interviennent pendant l&rsquo;\u00e9laboration des r\u00e8gles pour les titres cryptographiques. Sous la direction de Paul Atkins, la <a rel=\"noopener noreferrer\" href=\"https:\/\/www.sec.gov\/\" target=\"_blank\">SEC<\/a> assouplit certaines politiques strictes. De plus, les anciennes directives \u00e9taient per\u00e7ues comme un obstacle pour les<strong> institutions financi\u00e8res traditionnelles<\/strong>.<\/p>\n<p>D\u00e9sormais, les stablecoins index\u00e9es sur le dollar avec droits de <strong>rachat garantis<\/strong> sont class\u00e9es comme \u00e9quivalents de tr\u00e9sorerie. Ainsi, cela facilite l&rsquo;entr\u00e9e des acteurs financiers traditionnels sur le march\u00e9 crypto.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"474\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">We will make sure the next chapter of financial innovation is written right here in America. <\/p>\n<p>Watch highlights from <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/SECPaulSAtkins?ref_src=twsrc%5Etfw\">@SECPaulSAtkins<\/a>&#39; speech launching Project Crypto at <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/A1Policy?ref_src=twsrc%5Etfw\">@A1Policy<\/a>. <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/t.co\/D2EHtzXmXK\">pic.twitter.com\/D2EHtzXmXK<\/a><\/p>\n<p>&mdash; U.S. Securities and Exchange Commission (@SECGov) <a rel=\"noopener noreferrer\" target=\"_blank\" rel=\"noopener nofollow sponsored\" href=\"https:\/\/twitter.com\/SECGov\/status\/1952391071071113299?ref_src=twsrc%5Etfw\">August 4, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2>Assouplissement des politiques pour int\u00e9grer les cryptomonnaies aux cadres existants<\/h2>\n<p>Sous Paul Atkins, la SEC a assoupli quelques politiques strictes concernant la crypto, facilitant l\u2019int\u00e9gration des institutions financi\u00e8res. Les anciennes directives comptables, per\u00e7ues comme un frein, sont d\u00e9sormais revues pour encourager l&rsquo;innovation financi\u00e8re.<\/p>\n<p>Les derni\u00e8res directives pr\u00e9cisent que la d\u00e9tention de certaines stablecoins index\u00e9es sur le dollar. Ces derni\u00e8res ont des droits de rachat garantis et sont index\u00e9es sur une autre classe d&rsquo;actifs. De ce fait, elle pourrait \u00eatre class\u00e9e comme \u00e9quivalente \u00e0 des liquidit\u00e9s.<\/p>\n<h2>Nouvelles directives sur les stablecoins et la SEC<\/h2>\n<p>Les nouvelles directives stipulent que plusieurs stablecoins adoss\u00e9s au dollar peuvent \u00eatre consid\u00e9r\u00e9es comme des liquidit\u00e9s. Alors, cela inclut ceux qui sont <strong>li\u00e9s \u00e0 d&rsquo;autres actifs<\/strong>, classifi\u00e9s des liquidit\u00e9s \u00e0 des fins comptables. Cette mesure s&rsquo;inscrit dans le cadre des efforts de la SEC afin d\u2019int\u00e9grer les cryptomonnaies dans les cadres financiers existants.<\/p>\n<p>Ces directives s&rsquo;inscrivent dans le cadre de changements politiques plus g\u00e9n\u00e9raux, comme la <a href=\"https:\/\/www.coinspeaker.com\/fr\/tether-accepte-conformer-loi-genius-transactions-usdt\/\">loi GENIUS<\/a>, promulgu\u00e9e par Trump en juillet. La loi impose des r\u00e9serves obligatoires et <strong>audits publics. <\/strong>En fait, c&rsquo;est pour reconna\u00eetre les stablecoins r\u00e9glement\u00e9s comme un nouvel instrument financier, ni titre ni marchandise.<\/p>\n<p>Cette loi et les directives de la SEC offrent d\u00e9sormais un <strong>cadre r\u00e9glementaire plus clair<\/strong> \u00e0 des entreprises comme <a rel=\"noopener noreferrer\" href=\"https:\/\/www.circle.com\/usdc\" target=\"_blank\">Circle USDC<\/a> et Tether.<\/p>\n<p>Toutefois, des questions subsistent quant au traitement futur des mod\u00e8les de stablecoins plus complexes ou internationaux. Des analystes soulignent que le risque de rachat, le manque de transparence et l\u2019utilisation illicite demeurent des <strong>probl\u00e8mes non r\u00e9solus<\/strong>.<\/p>\n<h2>SEC : Avanc\u00e9e vers la reconnaissance des dollars num\u00e9riques<\/h2>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/vdsEXp2UjOA?si=0GvsAnoRphygHTpE\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>La SEC a pr\u00e9cis\u00e9 que ces directives sont temporaires et d\u2019autres r\u00e9glementations pourraient \u00e9merger sous l&rsquo;initiative <em><strong>Project Crypto<\/strong><\/em>. Cette initiative cherche \u00e0 clarifier la classification des actifs num\u00e9riques et \u00e0<strong> renforcer les normes de divulgation<\/strong>.<\/p>\n<p>Ces directives marquent une avanc\u00e9e importante, bien qu\u2019elles ne constituent pas un <strong>changement total des r\u00e8gles de r\u00e9glementation<\/strong>. Ainsi, elles repr\u00e9sentent un pas vers la reconnaissance officielle des dollars num\u00e9riques dans les rapports financiers am\u00e9ricains.<\/p>\n<hr \/>\n<p>Source : <a rel=\"noopener noreferrer\" href=\"https:\/\/www.onesafe.io\/blog\/sec-stablecoin-guidelines-impact-payroll-solutions\" target=\"_blank\">Onesafe<\/a><\/p>\n<p>\u00c0 lire aussi :<\/p>\n<ul>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/piratage-45-m\/\">Piratage de 4,5 millions de dollars, CrediX secou\u00e9, DeFi \u00e0 la d\u00e9rive<\/a><\/li>\n<li><a href=\"https:\/\/www.coinspeaker.com\/fr\/la-sec-entame-une-tournee\/\">La SEC entame une tourn\u00e9e nationale autour des enjeux crypto<\/a><\/li>\n<li style=\"list-style-type: none\"><\/li>\n<\/ul>\n<a class=\"infinscroll_next_page_link\" style=\"display:none\" href=\"https:\/\/www.coinspeaker.com\/fr\/live-xrp-ripple-pi-network-solana-ethereum-actualite-05-aout-2025\/\" rel=\"prev\">next<\/a>","protected":false},"excerpt":{"rendered":"<p>La SEC publie de nouvelles directives comptables sur les stablecoins, clarifiant leur traitement et facilitant l&rsquo;entr\u00e9e des institutions financi\u00e8res.<\/p>\n<p>Ces mesures s&rsquo;inscrivent dans un cadre plus large visant \u00e0 int\u00e9grer les cryptomonnaies aux normes financi\u00e8res existantes.<\/p>\n","protected":false},"author":220,"featured_media":4915,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,42],"tags":[],"class_list":["post-4900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu","category-reglementation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La SEC r\u00e9volutionne les stablecoins, les traitant enfin comme des tr\u00e9soreries<\/title>\n<meta name=\"description\" content=\"La SEC publie de nouvelles directives comptables sur les stablecoins, facilitant l&#039;entr\u00e9e des institutions financi\u00e8res.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La SEC r\u00e9volutionne les stablecoins, les traitant enfin comme des tr\u00e9soreries\" \/>\n<meta property=\"og:description\" content=\"La SEC publie de nouvelles directives comptables sur les stablecoins, facilitant l&#039;entr\u00e9e des institutions financi\u00e8res.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/\" \/>\n<meta property=\"og:site_name\" content=\"Coinspeaker France\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-05T09:00:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-05T14:51:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/08\/Coinspeaker_4_optimized_1000-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1881\" \/>\n\t<meta property=\"og:image:height\" content=\"1254\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Emmanuel Roux\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emmanuel Roux\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"La SEC r\u00e9volutionne les stablecoins, les traitant enfin comme des tr\u00e9soreries","description":"La SEC publie de nouvelles directives comptables sur les stablecoins, facilitant l'entr\u00e9e des institutions financi\u00e8res.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/","og_locale":"fr_FR","og_type":"article","og_title":"La SEC r\u00e9volutionne les stablecoins, les traitant enfin comme des tr\u00e9soreries","og_description":"La SEC publie de nouvelles directives comptables sur les stablecoins, facilitant l'entr\u00e9e des institutions financi\u00e8res.","og_url":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/","og_site_name":"Coinspeaker France","article_published_time":"2025-08-05T09:00:24+00:00","article_modified_time":"2025-08-05T14:51:02+00:00","og_image":[{"width":1881,"height":1254,"url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/08\/Coinspeaker_4_optimized_1000-1.png","type":"image\/png"}],"author":"Emmanuel Roux","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Emmanuel Roux","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/","url":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/","name":"La SEC r\u00e9volutionne les stablecoins, les traitant enfin comme des tr\u00e9soreries","isPartOf":{"@id":"https:\/\/www.coinspeaker.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/#primaryimage"},"image":{"@id":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/#primaryimage"},"thumbnailUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/08\/Coinspeaker_4_optimized_1000-1.png","datePublished":"2025-08-05T09:00:24+00:00","dateModified":"2025-08-05T14:51:02+00:00","author":{"@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/c07f2e89d7f6009cf9ffaeeb450c2119"},"description":"La SEC publie de nouvelles directives comptables sur les stablecoins, facilitant l'entr\u00e9e des institutions financi\u00e8res.","breadcrumb":{"@id":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/#primaryimage","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/08\/Coinspeaker_4_optimized_1000-1.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/08\/Coinspeaker_4_optimized_1000-1.png","width":1881,"height":1254,"caption":"La SEC r\u00e9volutionne les stablecoins"},{"@type":"BreadcrumbList","@id":"https:\/\/www.coinspeaker.com\/fr\/sec-revolutionne-stablecoins-tresoreries\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.coinspeaker.com\/fr\/"},{"@type":"ListItem","position":2,"name":"La SEC r\u00e9volutionne les stablecoins, les traitant enfin comme des tr\u00e9soreries"}]},{"@type":"WebSite","@id":"https:\/\/www.coinspeaker.com\/fr\/#website","url":"https:\/\/www.coinspeaker.com\/fr\/","name":"Coinspeaker France","description":"Bitcoin, Ethereum, Altcoins et actualit\u00e9s crypto avec analyses, cours en direct, graphiques de donn\u00e9es et guides","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coinspeaker.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/c07f2e89d7f6009cf9ffaeeb450c2119","name":"Emmanuel Roux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.coinspeaker.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-cropped-pp-1-96x96.png","contentUrl":"https:\/\/www.coinspeaker.com\/fr\/wp-content\/uploads\/sites\/6\/2025\/06\/cropped-cropped-pp-1-96x96.png","caption":"Emmanuel Roux"},"description":"Journaliste sp\u00e9cialis\u00e9 crypto et Web3, Emmanuel d\u00e9crypte l\u2019actualit\u00e9 des march\u00e9s, des projets blockchain et des grandes tendances du num\u00e9rique.","url":"https:\/\/www.coinspeaker.com\/fr\/author\/desireemeunier\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/4900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/users\/220"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/comments?post=4900"}],"version-history":[{"count":3,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/4900\/revisions"}],"predecessor-version":[{"id":5011,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/posts\/4900\/revisions\/5011"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media\/4915"}],"wp:attachment":[{"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/media?parent=4900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/categories?post=4900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coinspeaker.com\/fr\/wp-json\/wp\/v2\/tags?post=4900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}