The Credit Tag Chain is designed to be a credit asset value network built on blockchain technology that provides global coverage; it covers the C2C personal credit services as well as the B2C financial institutional credit services. Institutions or individuals within the network (called: ‘users’) can obtain services or provide services by accumulating credit assets, collateralizing or lending. The network on the Credit Tag Chain comprises a decentralised smart contract that is based on the Credit Tag Chain (Token:CTC), which would help loan customers to obtain access to various loan services as well as assist with personal credit information building; at the same time, the lending behaviour data of loan customers would be recorded on the blockchain, hence allowing more accurate, more convenient and safer checking, tracing and inquiries into the data of loan customers by credit institutions.
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