Short-Term Investments: Definition, Types, Risks

Personal Finance Guides

Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Usually, this includes such spheres as banking, budgeting, loans and credit management, renting or buying, retirement, insurance, taxes, and more.

LATEST GUIDES

Short-Term Investments: Definition, Types, Risks

Short-Term Investments: Definition, Types, Risks

By August 31st, 2023

In this guide, we will explain what short-term investments entail, look at the goals they pursue, and what they look like in operation, as well as consider their advantages, disadvantages, and provide some examples of these widely used investment vehicles.

What Is the World Bank and What Does It Do?

What Is the World Bank and What Does It Do?

By August 10th, 2023

Have you heard about the World Bank, an international financial institution that caters to countries from around the world? Here is a guide to help you discover its goals, functions, and how it differs from the International Monetary Fund (IMF).

What Is Non-Farm Payroll (NFP)?

What Is Non-Farm Payroll (NFP)?

By February 27th, 2023

In the guide below, you will explore what is nonfarm payroll and how to read the nonfarm payroll data, as well as stay updated on the impact of nonfarm payroll on employment and the financial market.

Complete Guide on Jobless Claims

Complete Guide on Jobless Claims

By February 7th, 2023

Jobless claims have crucial impacts on every economy. Hence, it is important to get acquainted with the term, the types of jobless claims, and their effect on the financial market.

Crypto Slang: WAGMI and NGMI

Crypto Slang: WAGMI and NGMI

By December 4th, 2022

This guide will explore the use of two new slangs named WAGMI and NGMI. These slangs are in direct contrast to each other. The first one praises an individual, while the second one insults an individual in a respectful manner. 

Complete Guide on Proof-of-Reserve (PoR) Audit

Complete Guide on Proof-of-Reserve (PoR) Audit

By November 27th, 2022

Proof-of-Reserve Audit is an auditing process that verifies that a crypto exchange has the exact amount of assets it claims to have. It has become a powerful tool for consumers and custodians. Below is everything you need to know about this audit.

Federal Reserve System (FRS): What It Is and How It Works

Federal Reserve System (FRS): What It Is and How It Works

By November 13th, 2022

Do you want to know more about the most influential financial institution in the US, which is Federal Reserve System? Here’s all you need to know about what it is and how it provides the nation with a safe, flexible, and stable monetary and financial system.

What Is Ponzi Scheme and How to Protect Against a Scam?

What Is Ponzi Scheme and How to Protect Against a Scam?

By September 28th, 2022

Crypto enthusiasts who are ignorant of Ponzi schemes are most probably to be the prime target of bad actors in the industry. Hence, it is necessary for everyone with investment interests to learn how to protect against a scam. Let’s dive into this helpful guide.

Beginner’s Guide On Crypto Winter: How to Invest During Crisis?

Beginner’s Guide On Crypto Winter: How to Invest During Crisis?

By August 26th, 2022

Sometimes, the cryptocurrency market is in a crisis, with prices dropping and investors losing money. This has led to the term “crypto winter” being coined. But even during this hard time, there are opportunities to make money. This guide will discuss how to invest in cryptocurrencies during a crisis and what to look for when choosing a project.

What Is FOMO and How to Deal With It?

What Is FOMO and How to Deal With It?

By July 8th, 2022

Feelings of anxiety or fear of a person missing out on a very lucrative and productive venture cannot be ignored when making an investment decision. Hence, it is expedient to properly understand what FOMO is all about and the possible ways to deal with it.

What Is a Takeover?

What Is a Takeover?

By July 8th, 2022

In this guide, we will discuss what takeovers are and some different ways they can be executed. We will also discuss the pros and cons of taking over another company and how to ensure your takeover is successful.

How to Calculate Crypto Profit And Loss?

How to Calculate Crypto Profit And Loss?

By May 16th, 2022

The concept of crypto profit and loss is an easy one to grasp for those trading the asset. Whenever you sell or dispose of your crypto asset, you will be making either a profit or a loss. Here you will find all you need to know about crypto profit and loss calculation, with some useful tips on how to do that.

Bidding and Its Types: Beginner’s Guide

Bidding and Its Types: Beginner’s Guide

By January 30th, 2022

Bidding is an offer to set a price tag by an individual or business for a product or service. In this guide, you will learn about each type of bidding strategy so that you can make informed decisions when it comes to bid on items for your business.

What Is Angel Investing?

What Is Angel Investing?

By January 19th, 2022

Angel investors are typically people with business experience who may have retired from other careers and want to help new entrepreneurs succeed. In this guide, we will discuss why angel investing is such an attractive idea as well as what you need to know if you plan on becoming an angel investor yourself.

Introduction to Green Investing

Introduction to Green Investing

By January 19th, 2022

Green investing is an emerging trend in the investment world. It seeks to support business practices that positively impact the natural environment. In this guide, we will explore what green investing is and how it can be used as a tool for sustainable economic growth.

What Is HODL Strategy?

What Is HODL Strategy?

By December 18th, 2021

You might think you know a lot about the crypto space but yet some terms still get you confused considering how weird they sound. HODL could be one of them. Learn about the meaning of HODL and all it entails in this guide.

Introduction to Foreign Direct Investment (FDI)

Introduction to Foreign Direct Investment (FDI)

By November 7th, 2021

Foreign Direct Investment (FDI) is an important topic for any global business. But before you consider FDI as an option, it’s important that you understand what this strategy entails and how it can help your company grow. This guide will provide all the necessary information on it.

Introduction to a Business Cycle

Introduction to a Business Cycle

By November 7th, 2021

If you’re not familiar with the business cycles, it can be challenging to know where to start. A quick look at the dictionary might lead you to believe that it’s a single event or period, but in reality, it refers to a series of stages that all businesses go through. In this guide, we’ll look at what each stage entails and how they affect your company.

What Is Lazy Portfolio and How to Build It?

What Is Lazy Portfolio and How to Build It?

By November 3rd, 2021

There have been many incredible strategies to build great wealth, and a lazy portfolio is one of them. Here’s a guide dedicated to providing our readers with an in-depth understanding of a lazy portfolio.

What Is KISS Principle in Investing?

What Is KISS Principle in Investing?

By October 17th, 2021

The risks that come with investments call for proper directives so as to know the right steps to take and decisions to make when investing. The following guide about the KISS principle will help investors lead their investment-making processes.

Introduction to Do-It-Yourself (DIY) Investing

Introduction to Do-It-Yourself (DIY) Investing

By October 17th, 2021

Do-It-Yourself (DIY) investing is a way to invest your money without the help of a financial advisor. The idea behind it is that you can do it all on your own, but there are some pitfalls that you need to be aware of before you start. This guide will discuss the basics of DIY investing and how it impacts your portfolio going forward.

What Is an Automated Market Maker (AMM)?

What Is an Automated Market Maker (AMM)?

By September 18th, 2021

An automated market maker (AMM) is computer software that operates a trading platform to make orders based on real-time data and market conditions. An AMM provides liquidity for many financial instruments. In this guide, there is all you need to know about AMM.

How to Protect Your Finances in Any Emergency

How to Protect Your Finances in Any Emergency

By April 15th, 2020

Protecting your finances prior to, and in the face of a pandemic or a natural disaster will ensure you and your family are well taken of. It’ll make you confident during emergencies, and save you from the stress that would’ve impacted on your health negatively.

What is Credit Score and How to Improve It?

What is Credit Score and How to Improve It?

By March 22nd, 2020

You’d be saving money year-in year out just by having a good score. But then, you need to understand how credit scores work. Employ the tips provided in the guide and find out how to improve your credit score.

Credit Risks and How to Assess Them

Credit Risks and How to Assess Them

By February 27th, 2020

The proper assessment of credit risk can go a long way in reducing the impact of a lender’s possible loss. Check out this guide to learn the basics of credit risk assessment.

MoneyGram vs Western Union: What to Use?

MoneyGram vs Western Union: What to Use?

By February 24th, 2020

We took the two money-moving giant companies – Western Union and MoneyGram to compare them against each other with regards to certain factors that will guide you when you’re thinking of making a choice.

What Is Offshore Tax Haven?

What Is Offshore Tax Haven?

By December 21st, 2019

Businesses all around the world search for ways to skate round their biggest financial burden – taxes. Find all the basics on offshore tax havens, learn how it works and see if there’s actually anything good about it.

How to Manage Personal Finance?

How to Manage Personal Finance?

By December 16th, 2019

Personal finance is a term often played out here and there, but how much do you actually know about it? Here’s the comprehensive guide giving you a broad overview.

What is Credit Karma and How Does It Work?

What is Credit Karma and How Does It Work?

By October 29th, 2019

As a consumer, you probably know that your credit score can affect a variety of your financial plans, from taking a loan to getting a mortgage. If you are eager to know your credit score without paying a cent, then look no further than Credit Karma.