Complete Guide to Single Euro Payments Area (SEPA)

Personal Finance Guides

Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Usually, this includes such spheres as banking, budgeting, loans and credit management, renting or buying, retirement, insurance, taxes, and more.

LATEST GUIDES

Essential Guide to Open Banking

Essential Guide to Open Banking

By March 4th, 2024

In this guide, we will explore open banking which holds the promise of making the whole banking process better and discuss the benefits it can offer to individual customers and businesses.

Studying Business Cycle: Soft and Hard Landings

Studying Business Cycle: Soft and Hard Landings

By March 4th, 2024

To help you make informed assessments of government policies and their impact on the economy, we have come up with this detailed and comprehensive guide that explains all about soft and hard landings – the essential phenomena of a business cycle.

What Is a Crypto Loan and How to Borrow Against Crypto?

What Is a Crypto Loan and How to Borrow Against Crypto?

By February 5th, 2024

In this guide, we will delve into the details of how crypto loans work, the different existing models (CeFi and DeFi), the requirements for applying, ways to use the obtained capital, and the advantages and disadvantages to consider before taking on debt.

What Is Flash Crash in Crypto?

What Is Flash Crash in Crypto?

By December 31st, 2023

Here is everything you need to know about a crypto flash crash – a situation when crypto assets lose a significant amount of their value in a short period and then recover soon after. You will find out how it works, how it can affect you, and if it is possible to prevent it.

MiCA: EU’s Comprehensive Crypto Regulation Explained

MiCA: EU’s Comprehensive Crypto Regulation Explained

By December 20th, 2023

In this guide, we’ll explore what MiCA is, go through its history and implementation timeline, look at the types of covered and non-covered crypto assets, requirements for token issuance and public offerings, and speak about notable provisions regarding service providers, cybersecurity, sustainability, and investor protection.

Alternative Data in Financial Analysis

Alternative Data in Financial Analysis

By November 1st, 2023

Investors need to get familiar with certain tools that can provide them with an edge in the financial market. One such tool can be alternative data. Here’s a guide to help you understand all you need to know about alternative data, their types and sources, and why turning to non-traditional analysis is important.

Quoted Price: Definition, Components, How It Works

Quoted Price: Definition, Components, How It Works

By October 25th, 2023

For an intending investor, understanding what the quoted price is all about is expedient to make informed financial decisions. Therefore, we have provided you with a detailed guide to help you understand everything about the quoted price and how it works.

Short-Term Investments: Definition, Types, Risks

Short-Term Investments: Definition, Types, Risks

By August 31st, 2023

In this guide, we will explain what short-term investments entail, look at the goals they pursue, and what they look like in operation, as well as consider their advantages, disadvantages, and provide some examples of these widely used investment vehicles.