SWISSCOIN is a peer-to-peer digital currency with a distributed, decentralized public ledger, which unlike those of traditional banks is viewable and easily audited by anyone. SWISSCOIN uses a Proof-of-Work (PoW) creation cycle followed by transition to full Proof-ofStake (PoS). Proof-of-Stake is eco-friendly and efficient, and avoids the vast waste of energy and hardware overhead of PoW-based networks. Users who keep their wallet open to secure the network via staking will get from 1% to 10% interest per year. SIC transactions are extremely fast due to the approach described and get processed within a few minutes. The software (wallet) is open source, so its safety can be audited. Every SWISSCOIN user shares the transaction history, so the ledger is entirely transparent.

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