How to Buy RCO Finance

RCO Finance (RCOF) has caught a lot of attention in the crypto space, mostly due to its ambitious plan to combine AI, DeFi, and real-world trading into one platform. The project claims to offer investors a way to profit from automated trading systems, all while holding a token that fuels the ecosystem.

Despite the presale’s massive success, many investors are struggling to figure out how to buy RCOF. The answer isn’t as straightforward as most would expect. While RCOF raised over $36 million during its presales and announced its plans to list on BitMart, its liquidity is already surprisingly low. RCOF is currently tradable on BitMart, which means that users can purchase the token directly on the exchange. However, potential investors should be aware of low market activity, which could affect pricing and execution.

In this guide, we will detail RCOF’s situation, its presale success story, and what you should be looking for ahead if you plan to invest in this project.

Featured Alternative – Editor’s Choice

Bitcoin Hyper (HYPER)

• First Bitcoin Layer 2 enabling fast, low-cost transactions
• Fixes Bitcoin’s speed and fee limitations with near real-time performance
• Enables a Bitcoin-native DeFi ecosystem

Launch

May 2025

Meta

Meme, Bitcoin L2

Learn More

Payment methods

Ethereum

USDT

USDC

How to Buy RCO Finance: Step-by-Step Guide

The presale phase for RCO Finance has officially ended. This means that you can no longer buy directly through their presale portal. So, how can you buy tokens now?

Buying RCOF During the Presale

During the presale, early investors were purchasing RCOF tokens directly from the RCO Finance website. They were able to use supported cryptocurrencies like Bitcoin, Ethereum, USDT, USDC, and others. Tokens were to be distributed via airdrop after the presale concluded.

Even so, some investors have reported delays in receiving their presale tokens on Reddit, which is a very important risk to note. We also found similar reports on Trustpilot, where the project has a really low reputation.

Buying RCOF After the Presale

RCOF is currently tradable on BitMart. BitMart officially announced the primary listing for RCO Finance (RCOF) in October 2025. On top of that, RCO Finance has shared the listing on their official website, confirming that the token is now available on the exchange.

RCO Finance homepage. Source: RCO Finance

RCOF also has a liquidity pool on the decentralized exchange Uniswap, but it has very low liquidity and is flagged as a potential honeypot scam by the platform. This is yet another reason to be cautious about the project.

If you do decide to buy RCOF right now, here is a step-by-step guide:

1. Sign Up for BitMart

If you don’t already have an account with BitMart, you will need to visit the official website and create an account. You may need to complete identity verification before you can get started trading.

2. Deposit Funds

Once your account is set up, you will need to deposit funds. You can send cryptocurrencies directly to your new exchange account or use one of its supported third-party payment providers to use fiat currency. Note that BitMart’s only RCOF trading pair is with USDT, so you will need to swap whatever coin or currency you want to use for the stablecoin.

3. Search for RCOF/USDT and Start Trading

Now, search for RCOF with the exchange’s search bar and start creating your buy order. You can either place a market order, which will buy tokens at the currently available price, or a limit order, which will only execute the trade at your preferred price. Because the pair has such low liquidity, you may want to opt for limit orders to try to avoid price slippage.

BitMart RCOF/USDT pair. Source: BitMart

4. Finish the Transaction and Store Your New Coins

Once the transaction is complete, you can move your new coins into a personal crypto wallet for extra security. Security experts suggest that traders should try to move their assets out of exchanges (especially smaller platforms like BitMart) to avoid the risk of exchange failures.

What Is RCO Finance?

RCO Finance presents itself as a next-generation DeFi ecosystem that aims to bridge traditional finance (TradFi) and decentralized finance (DeFi) using advanced AI and machine learning tools. Their key claims include:

• Zero-gas trading infrastructure via a partnership with Hyperliquid. The infrastructure should enable micro-transactions and high-frequency trading (HFT) without the conventional high gas fees.
• Access to a wide range of asset classes: crypto, real-world assets, stocks, bonds, ETFs, derivatives, options, futures, and swaps. It purportedly offers access to over 120,000 instruments across 12,500 asset classes.
• AI-powered robo-advisor engine that uses technical analysis, sentiment from news and social media, user risk profiles, portfolio optimization, and more.
• Native token (RCOF) that gives holders utility: discounted trading fees, premium access to AI tools, staking and dividend opportunities, and governance participation.
• A DeFi debit card that enables users to spend their crypto holdings in real-world transactions.

Tokenomics

RCO Finance’s ecosystem revolves around its native $RCOF token, designed to offer multiple benefits to holders and users. Token holders can unlock tiered benefits from basic AI trading signals in the Bronze tier to institutional-grade features in the Diamond tier.

RCO Finance token benefits. Source: RCO Finance

The platform also implements a staking model, allowing users to lock $RCOF tokens in a smart contract to contribute to the network’s security and stability. Stakers receive rewards in $RCOF tokens, transaction fees, or other incentives.

The token distribution is structured as follows:

• Team: 4% of total tokens, locked for 3 years, then released linearly over 20 months.
• Advisors: 2%, reserved for strategic guidance.
• Ecosystem development: 20% for partnerships, integrations, and platform growth.
• Marketing: 5% to promote the platform.
• Public sale: 50%, open for public purchase during the presale.
• Private sale: 5% for early investors.
• Ecosystem rewards: 2% for early contributors and adopters.

Roadmap

RCO Finance’s roadmap outlines its development strategy. It is divided into four phases over a 12-month period from the presale launch.

Phase 1: Ignition (Q1-Q2 2024)

Status: Completed

The first phase focuses on laying the foundation for the platform. The key steps included the release of the whitepaper and website, technical setup of the platform, security checks, and independent smart contract audits.

The whitepaper and official website were released in early 2024, along with the presale announcement. Smart contract audits by SolidProof were also published, which confirmed that the token was deployable on Ethereum. However, community feedback noted that the contract owner seems to retain unusually high control privileges, flagging it as a potential risk.

Phase 2: Creation (Q2-Q3 2024)

Status: Partially completed

The presale officially took place in mid-2024, reportedly raising over $36 million. Community growth occurred mostly through social media campaigns, though engagement declined after the presale concluded. On top of this, investors have reported not receiving their tokens post-presale.

Phase 3: Launchpad (Q3-Q4 2024)

Status: Partially completed and delayed

Four things were planned in this phase:

• Beta testing on the platform
• Listing on CoinMarketCap (CMC) and CoinGecko (CG)
• Token launch on decentralized exchanges (DEX)
• Aggressive marketing and ecosystem development

RCO Finance appeared on Uniswap, but the token was flagged as a potential honeypot, which raised major safety concerns. A BitMart listing was later confirmed, though with very low liquidity. There is no verified listing on CoinMarketCap or CoinGecko as of November 2025, and no public beta release of the trading platform itself.

Phase 4: Ultimate (2025 onward)

Status: Incomplete

The final phase had five steps planned:

• Launch of the DeFi debit card
• Listing on centralized exchanges
• Expansion of liquidity pools and lending protocols
• Continued smart contract audits
• Key Opinion Leader (KOL) partnerships

At this point, there is no confirmed release of the DeFi card or lending protocols. Likewise, no additional CEX listings have been verified. The team has not shared updates on partnerships or regulatory licensing for almost a year. This is another major red flag.

Top Presales to Compare to RCO Finance in 2025

Investing in early crypto projects, especially crypto presales, often translates to significant discounts. Understanding how this project stacks up against others with similar ambitions can help you identify which one offers better value or lower risk. Let’s compare RCOF with some trending presales that don’t have so many red flags.

Bitcoin Hyper

Bitcoin Hyper’s goal is to build a Layer 2 solution for Bitcoin, bringing smart contract support and programmability via the Solana Virtual Machine (SVM). The presale has raised over $24 million and is ongoing. It has strong investor interest and major whale buys, as well as a roadmap that aims for a Q1 or Q2 2026 mainnet launch and CEX listings.

Bitcoin Hyper presale homepage. Source: Bitcoin Hyper

Bitcoin Hyper is an early-stage presale that promises a large-scale infrastructure build, offering utility. This makes it similar to RCO Finance in some ways. However, Bitcoin Hyper doesn’t have the same flashing red flags that RCOF does. For example, it has completed multiple independent audits with no major warnings or suspicions of a honeypot.

Bitcoin Hyper focuses purely on infrastructure rather than combining AI, DeFi, and real-world assets like RCOF. Also, it seems to have stronger momentum and a much better reputation, according to customer testimonials.

Visit Bitcoin Hyper

PEPENODE

PEPENODE is a viral project with the potential to become the next big meme coin. The project understands the value of utility, focusing on building a rewarding virtual mine-to-earn system instead of relying on memes alone. Instead of having to purchase a bunch of expensive hardware that is otherwise useless and use a massive amount of electricity, investors can simply buy a few PEPENODE tokens and set up their virtual mining rigs.

PEPENODE presale homepage. Source: PEPENODE

Miners earn PEPENODE as well as entrenched coins like FARTCOIN and PEPE for their troubles. The team has also included a deflationary mechanism that burns 70% of tokens used to upgrade miners, potentially boosting its value over time. Likely because of its P2E design and viral potential, the presale is going great so far, with PEPENODE having raised over $2 million.

PEPENODE and RCOF claim novel utility, and they are both clearly high-risk, high-reward plays. However, PEPENODE is much more niche and meme-driven, and the scale of transparency is significantly different. Like Bitcoin Hyper, it also doesn’t have major red flags like RCOF.

Visit PEPENODE

Is RCOF a Good Investment Right Now?

When we evaluate whether RCOF or any coin is a good investment, the answer depends heavily on your risk tolerance and how much you’ve done your homework. To help you out, we created a breakdown of the pros and cons based on available official information.

The Upsides

• Interesting concept and utility claims: The project behind RCOF, RCO Finance, aims to merge traditional financial markets with crypto investing, powered by machine-learning tools and AI. This kind of combination is appealing to those looking for innovation in crypto.
• Clear token structure: There is a clear token structure, utility claims (staking rewards, dividends, trading fee discounts), and a defined roadmap.
• Early entry potential: The project is in an early phase and still has low liquidity (not a good thing post-listing, though), so theoretically there could be an upside if the project gains traction in the future.

The Risks and the Red Flags

• Poor liquidity and risk of honeypot scam: Community reports and research suggest that while RCOF may be listed, it has extremely low liquidity. Some pools are already flagged as potential honeypots, which could prevent traders from selling their tokens entirely.
• Unfulfilled promises: Many of the project’s big claims, like platform launch and partnerships, are unverified or delayed. For instance, the roadmap promised certain listings and features, which did not clearly materialize.
• High-risk, high-reward scenario: Many of the risks remain unresolved (transparency, liquidity, and actual product delivery). This makes the project a highly risky and extremely speculative investment.
• Community complaints: Reviews on different platforms report issues such as presale participants not receiving tokens and support being unresponsive.

Conclusion: Should You Invest in RCOF?

RCOF might be a high-risk gamble with some potential upside, but it is very far from a conservative or secure investment. The combination of unverified execution, community warnings, and low liquidity means that you’d be exposed to significant downside.

While the project’s concept sounds exciting, the reality is much less reassuring. The team remains anonymous, and the roadmap milestones haven’t been publicly verified. Even though RCOF is listed on BitMart and appears on Uniswap (albeit with a warning about a potential honeypot scam), the trading activity is minimal, and liquidity is thin. This raises concerns about sustainability as well as fears that it could be a pure scam.

On top of that, reports from investors claiming they never received their tokens are hard to ignore. These issues, combined with the flagging as a potential honeypot on Uniswap, should make any investor approach with extreme caution at best.

In simple terms: if you do decide to invest in it, invest money you are prepared to lose.

FAQ

Nadica Metuleva

, 28 posts

See All Articles

I’m a seasoned writer with over a decade of professional experience, specializing in crypto, technology, business, and iGaming. Over the years, I’ve built a reputation as a trusted contributor to well-known outlets such as InsideBitcoins, CEOTodayMagazine, and Promo, while also collaborating with leading content and marketing agencies including Skale and Boosta. My portfolio spans a wide range of content types, exchange reviews, how-to guides, long-form comparisons, trend analyses, and thought leadership pieces, crafted to both inform and engage readers across different levels of expertise.

In the crypto space, I’ve developed a deep understanding of blockchain technology, digital assets, and the fast-moving decentralized finance (DeFi) ecosystem. I’ve written extensively on topics such as cryptocurrency exchanges, wallets, tokenomics, NFTs, and global regulatory developments. As a crypto investor myself, I bring a valuable firsthand perspective that allows me to balance technical accuracy with practical insights that resonate with traders, investors, and newcomers alike. Whether I’m breaking down blockchain mechanics or analyzing the latest market shifts, my work combines rigorous research, industry knowledge, and a keen sense of storytelling.

My educational background plays a key role in shaping my writing approach. I hold a Bachelor’s degree in Translation and a Master’s degree in English Literature and Teaching, disciplines that sharpened my ability to research complex subjects, distill technical information into accessible language, and adapt my tone to diverse audiences. This strong academic foundation underpins my clear, insightful, and authoritative style.

Passionate about making complex topics accessible, my mission is to cut through the jargon and deliver content that empowers readers to make informed decisions.

You can learn more about me and explore my portfolio on LinkedIn.