First Republic Bank is a commercial bank and provider of wealth management services headquartered in San Francisco. It caters to high-net-worth individuals. It operates 93 offices in 11 states, primarily in New York, California, Massachusetts, and Florida. As of December 31, 2022, the company had $166 billion in outstanding loans receivable, including $102 billion in loans secured by residential real estate, $34 billion in loans secured by income-producing commercial real estate, $18 billion in business loans, and $10 billion in other loans. Collateral securing loans was overwhelmingly in the metro areas of Boston, New York City, San Francisco, and Los Angeles.

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