SpacePay (SPY)

SpacePay is a London-based fintech platform turning any retail checkout into a crypto point-of-sale. The SPY token grants fee reductions, cashback, and governance while its SDK lets 325+ wallets pay, then auto-converts to merchants’ fiat, beating Square’s 2%+ fees. That practical payment angle sets it apart.

What is SpacePay?

SpacePay is a fintech platform based in London that brings  cryptocurrency into everyday retail. Its mission is to make paying with crypto as easy, fast, and familiar as tapping a card – for both customers and merchants.

The platform works through a simple software integration (APK) that turns any existing point-of-sale (POS) terminal into a crypto payment gateway. Customers can pay using any of the 325+ supported wallets, and merchants receive instant fiat conversions, eliminating the need to hold or manage crypto themselves.

The system is designed to be fast, secure, and regulation-friendly – making it easy for businesses to adopt without changing their current hardware or setup.

What makes SpacePay different is its focus on real-world functionality. Instead of building yet another token with vague utility, it provides a clear solution: low-fee, crypto-powered payments that work in retail today. With merchant fees at just 0.5% – compared to 2-3% charged by traditional processors – it’s not only crypto-friendly, it’s cost-effective.

SpacePay isn’t just for spending. Its native token, $SPY, powers governance, unlocks rewards like fee discounts and cashback.

What can you do with SpacePay?

• Pay with crypto in-store using ETH, BNB, MATIC, and more
• Use 325+ wallets natively supported by the platform
• Enjoy low merchant fees – just 0.5%, far below the 2%+ industry average
• Auto-convert to fiat instantly at checkout
• Hold $SPY tokens to get fee discounts, cashback, and vote on future platform decisions

What rewards or bonuses are available?

SpacePay offers a range of incentives for $SPY token holders, designed to reward active participation and foster community engagement:

• Monthly Loyalty Airdrops: Active users receive regular $SPY token distributions as a reward for their continued involvement with the platform.
• Revenue Sharing: A portion of transaction fees collected by SpacePay is distributed among $SPY holders, providing a passive income stream tied to the platform’s growth.
• Governance Participation: Token holders have the right to vote on key decisions affecting the platform’s development and future features, ensuring a community-driven approach.
• Early Access to Features: $SPY holders gain priority access to new tools and services as they are rolled out, allowing them to benefit from the latest innovations ahead of the general public.
• Staking Opportunities: Plans are in place to introduce staking options, enabling users to earn additional rewards by supporting the network’s security and operations.

These rewards are part of SpacePay’s commitment to creating a sustainable and user-focused crypto payment ecosystem.

How to buy SpacePay in the presale

All you need to do is connect your MetaMask or other wallet to the presale widget available on the SpacePay website and use ETH, BNB, MATIC, AVAX, BASE, USDT or USDC to reserve $SPY tokens.

Here’s a step-by-step guide on how to buy SPY:

• Step 1: Connect your MetaMask or other wallet to this website using the widget at the top of the page. From there you can easily buy $SPY tokens using ETH, BNB, MATIC, USDT, USDC, AVAX, BASE or bank card.
• Step 2: Ensure you have either ETH, BNB, MATIC, AVAX, BASE, USDC or USDT in your wallet to swap for $SPY. Alternatively, use the Card option.
• Step 3: Go to the buy widget, select the amount of tokens you wish to swap for $SPY, authorise the transactions in your wallet, and ensure you have enough ETH, BNB, MATIC, AVAX, BASE, USDC, or USDT left to cover fees.

How is the token structured?

Tokenomics:

• Total Supply: $34B $SPY
• Presale: 20%
• Strategic partnerships and ecosystem: 18%
• Marketing and community building: 18%
• User rewards and loyalty: 17%
• Reserve fund: 12%
• Development: 10%
• Team: 5%

Presale Pricing Stages

Presale is live on the SpacePay website with current price of $0.003181.

Roadmap

SpacePay follows a strategic roadmap to ensure secure, scalable, and community-driven growth.

Phase 1: Launch preparations and development

• Presale initiation
• Contract audit
• NFC technology development
• Beta finalization
• CEX listings

Phase 2: Launch and community engagement

• Presale conclusion and CEX launch
• Payment partnership
• Community engagement
• API integration

Phase 3: Global expansion and brand establishment

• Expanding market reach
• Strategic marketing efforts
• Scaling operations and enhancing features

Why is SpacePay gaining attention?

SpacePay raised over $1.1M in presale and is preparing to roll out its first payment terminals this summer. Its focus on real-world usability, ultra-low fees, and seamless crypto-to-fiat conversion gives it a unique edge. If it clears regulatory hurdles, SpacePay could finally make crypto spending as easy as tapping a card. Meanwhile, emerging trends like Solana meme coins attract speculative investors seeking high-growth potential on scalable blockchain networks.